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itsamejin · 4 years ago

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easy || jungkook angst/fluff

Summary: Date you, win a bet, get his rent paid off. Sounds promising enough, right? Jungkook should’ve known that his ambitions would end in disaster, but even if he did, that still wouldn’t have stopped him from pursuing you.

Warning: cursing, crude humor, fuckboy talk

Genre: college!au, fuckboy!au, bet!trope, angst, fluff

Pairing: Jungkook x female!reader

Premise: In which Jungkook accepts a bet from Taehyung to date the first girl that walks into the lecture hall and realizes that he bit off more than he could chew when starts to catch feelings. Now, he has to suffer the consequences of being an idiot.

Commission Request: @altus-gens

Word Count: 9,203 words

—

It's not like Jungkook planned to be one of the most sought after person in Yonsei University, but it somehow turned out to be that way. Truthfully, he basks in it, loves that so many people idolize him for doing the bare minimum. He was handsome after all and had a level of charm that surpassed the need to have a good personality.

He got into such a prestigious school through an athletic scholarship for Taekwondo, managed to convince his professors to pass him when he put in minimal effort, and there was no shortage of girls to call when he was feeling lonely for a night. He was the stereotypical 'it' boy on campus and maybe if he was a little bit smarter, he'd have a better choice of friends than the six idiots he always hangs around with.

"How about this," Taehyung starts, gum in his mouth, "the first girl who walks in, you have to successfully get in her pants."

Jungkook rolls his eyes. They were in a damn lecture hall and yet Taehyung had no shame bringing up sex. Typical.

“This again, bro?” Hoseok sighed. “Aren’t you sick of bribing us to do weird shit for you?”

Taehyung smirked.

“Not at all, actually.”

"For how much?" Namjoon cut in, probably curious for the price point Taehyung would arrange this time. He was fired from his job just a week ago and could really use the money. "I'll do it if it’s enough to pay for my rent this month."

Taehyung scoffs, although knowing full well he could pay for all of the boys’ tuitions combined if he wanted to. He was the resident rich bachelor on campus after all.

"I'll pay it for a full year and your utility bills too if you're really down," Taehyung flaunts. "You just gotta have proof you actually managed to do it."

"Dude that's gross," Seokjin chimes in, "No one wants to send you proof of us doing it with a random girl."

Taehyung shakes his head.

"No, no, no," he says, clicking his tongue. "I phrased it incorrectly. I’m not a fucking pervert."

“You got us fooled,” Jimin mutters.

Taehyung leans in closer to the six boys and even Jungkook finds himself getting intrigued. Admittedly, he was a little curious considering he hasn't had a proper meal in weeks. He could really use having some extra cash for food without worrying about rent.

"You have to date the girl for like three months," Taehyung says seriously, "and I'll consider that as enough proof that you managed to actually do it since I know you guys are too horny to wait any longer than that to fuck."

They all look at Taehyung in disgust, Jimin even opting to hit him in the back of the head for being so vulgar. To be fair, they were all thinking of accepting Taehyung's bet regardless. It's not like they were new to leading girls on anyway.

"You gotta pay me more than that to fuck just any girl," Yoongi says, yawning in the process. He seemed the least likely to take up Taehyung's offer, but he was still game depending on the person.

"Then how would you feel," Taehyung starts, "if I told you guys that I could get you priority registration for next quarter."

The boys, even the ones who weren't interested, were now listening to Taehyung's every word.

"You mean," Hoseok gulps, "I could finally get that fucking Organic Chemistry class I need to get out of this hell hole?!"

Taehyung shrugs, an ominous smile on his face.

"Just the perk of having parents who have connections," Taehyung replies. “I’ll only accept one of you guys to do it though. I don’t wanna have you all fucking the same girl- that’d be weird.”

Hoseok rolls his eyes.

“Yeah, that’s what’s weird about this,” he grumbles.

“So are you guys in or not?” Taehyung asks, his patience growing thin.

He lays back on his chair, a smoldering look on his face when they all nod. They were desperate for money after all.

"The next girl that walks in will be the subject of this bet and whoever calls dibs on her first will be the one to woo her,” he says with a stretch of his arms. “Good luck boys.”

They all turned to look at the door and Jungkook watches silently as guy after guy walks into the lecture hall. No girl yet.

Jungkook was hoping, from the bottom of his heart, that no familiar faces would walk in. If he had to deal with a past fling, he’d have to back out immediately. He never dealt with exes very well.

The guys are at the edge of their seats, praying for a cute girl to walk through that didn’t already know about their horrible reputation. They were looking for an easy target, someone that could fall for their charms almost immediately.

And then, you walk in. You were clad in sweats with earphones on, rushing toward the front row seats of the lecture hall. You were chatting with your friends, yawning several times throughout your conversation with them. Jungkook couldn’t help but smirk. There was nothing special about you to point out, in fact, you were just like everyone else. Strangely enough, he found that the most intriguing part about you.

"Nope, nope, nope," Jimin shakes his head repeatedly. "Can't, won't, never will. Sorry, Tae."

They all stare at him in confusion.

"What the fuck, what's wrong with her?" Yoongi asks, crossing his arms over his chest. Jimin faces away from you, not wanting to look at you any longer.

"No, nothing," there seems to be a blush forming on his face. He was hiding something.

“Bullshit,” Taehyung furrows his brows. “Bro, if she’s crazy and one of us gets our dick bitten off, we’re all blaming you, so spit it out.”

Jimin just sighs.

"She's been giving me Professor Kwon’s notes for the past few weeks,” he starts, much to the confusion of his friends. “Her name is [Y/N]. It'll be really mean if I go after her, especially since she and I are kind of friends. Plus, I really need to pass this class. I failed last quarter..."

The boys groan. Jimin was no fun.

"She's not my type so I don't think I could really get into it either," Seokjin states, no longer interested in the prize after Jimin’s confession. He’s been banking off of your notes from him too.

"Aren’t we all old enough to know not to mess with people’s feelings?" Hoseok sighs.

They roll their eyes at Hoseok’s statement. Who was he trying to fool with the nice guy act? He probably fooled around with girls just as much as the other guys did.

"Yeah, I’m backing out," Yoongi agrees, "and she hates me so there's that."

They all look at him questioningly and he puts his hands up in the air from their gazes.

"What? I just realized who she’s talking to down there.”

He pointed at a girl discreetly, but no one seemed to recognize her.

“Her friend and I dated,” Yoongi continues, “and I broke up with her over text and blocked her without letting her respond. That whole friend group is pretty much pissed at me. I'd rather not have to deal with them again."

The guys look disapprovingly at him. Breaking up over text was harsh, but probably not the worst thing Yoongi has done to his exes.

"You're actually a piece of shit," Namjoon sighs. "I really do need my rent paid though..."

Jungkook nods in agreement. It's been almost impossible to balance Taekwondo practices, college papers, and working a part-time job all at once. If he could somehow find a way to quit his job for a while and get priority registration for classes, then he doesn't mind getting his hands a little dirty in the process. Plus, you were cute enough and he's sure you weren't too difficult to befriend as long as he doesn't mention Yoongi in any conversations.

"I'm in," Jungkook chides, finally saying something after such a long period of silence.

They all look at him with disbelief in their eyes. Jungkook was never the one to partake in Taehyung's bets. In fact, he was the one usually ridiculing them for participating. He must have been really desperate if he was willing to do it.

"I mean, it's all yours if you want," Namjoon replies, "I don't wanna turn it into a competition.”

“Don’t worry dude,” Jungkook fist bumps Namjoon, “I’ll quit my job and refer you for it.”

They nod at each other as if they were on the same wavelength.

“I knew I could rely on you,” Namjoon says, faking tears from his eyes. The boys groan in response.

“Alright,” Taehyung claps his hands. “In exchange for providing me some mindless entertainment and going out with [Y/N], you will get your rent paid for the rest of the year and get early registration for next quarter. Sounds like a pretty sweet deal to me.”

Jimin shakes his head.

“I don’t know about this, guys...”

Jungkook doesn’t hear him and instead takes one last look at you. You catch him in the corner of your eye and you can’t help but feel flustered at his serious expression.

“Should be easy enough,” he mutters to himself and turns his gaze back onto his friend.

“So we have a deal?” Taehyung asks.

He smirks, shaking the outreached hand Taehyung held out for him. He steals another glance at you and he finds you staring right back. He gives you a wink.

“Deal.”

—

Jungkook slid into the seat next to yours in the campus canteen, his eyes filled with determination. His posture was laid-back, but it was a little too obvious that he was trying to act like he didn’t care.

“Hi,” he greets you in a breathy tone- girls loved it when he spoke with his breathy tone.

“Hi?”

You’d been sensing that someone was staring at you during the lecture, but you thought that was just the paranoia that came from being near such an intimidating group of guys. Turns out, you should always trust your instincts.

Jungkook had a boyish grin on his face that made you want to smile back but also stare at him in disgust.

“I heard you help Jimin with Professor Kwon’s notes,” he whispers mischievously. “I’m struggling myself, actually...”

Not really, but you know. This was the easiest tactic to approach you- tackle your similarities. You nod understandingly at his words, not quite getting that he was flirting with you.

“Yeah I can send you the Google Drive folder,” you comply, taking your phone out. “But you can’t let Professor Kwon know or else he’ll flip out. He doesn’t want people to have the notes for some odd reason...”

You trail off but Jungkook just scoffs. You seemed clueless.

“That’s not what I necessarily meant,” he says, a little shy this time. “I need a tutor.”

You furrow your brows at him.

“Yeah, you’re gonna have to pay me for that,” you say seriously. The last time you offered to tutor someone for free, they ended up blaming you for their failing grade and screaming about it all over social media. You needed money to compensate for that emotional trauma. “Microeconomics is hard to teach.”

“Well thankfully I’m a good student,” Jungkook teases. You stare at him with a deadpan face.

“You wouldn’t need my help if you were a good student,” you say blankly, standing up from your seat. “My hourly rate is 20,000 Won. Take it or leave it.”

Jungkook’s eye twitched. He had to spend his money to get Taehyung’s money? Well, the payout would be worth it in the end anyway. He reaches out a hand to you.

“If you’d have me,” he says cheekily, looking up at you. You take his hand in yours and maybe for a second you felt your heart skip a beat, but that was soon over when you let go of him.

“You have sweaty hands,” you say straightforwardly. You wipe your hand on your shirt and he coughs awkwardly at how unresponsive you truly were. Didn’t Jimin say you were a nice person?

You take your barely-touched lunch tray and walk away from his pensive figure.

“Wait, can I get your number?” he yells. You don’t look back.

“Alright, whatever,” he mumbles to himself. “I’ll just ask Jimin, I guess.”

Without even a second glance, you disappear from his sight. He sits back on his chair, heaving out a deep sigh. Sure, this wasn’t the first girl that didn’t care much for his advances, but you didn’t even crack a smile or anything. This is going to be harder than he thought...

—

“She hates me,” Jungkook whines to Seokjin as they walked down the university halls to their next shared class. “Yesterday, I went up to her to get her number and I left with a fucking debt. Does that make any sense?”

“Well, maybe you shouldn’t have taken on the bet,” Seokjin yawned. “Namjoon would have wooed her with his poetry by now or some shit.”

Jungkook rolls his eyes.

“Yeah, I’m sure she’s interested in a dude who can’t even put on a hat without causing an earthquake.”

Seokjin smacked him on the back.

“At least he’d have the guts to say no to having a fucking tutor,” Seokjin replies. “You dug your own grave, man. Now roll around in it.”

“Do you want me to succeed or not?”

“I want you to not be a fucking dumbass, Jungkook,” Seokjin sighs. “Do you really wanna make your reputation worse than it already is?”

Just as Jungkook was about to reply, he catches a glimpse of you walking farther ahead in the university courtyard. You were a bit far but he’s sure he could make it if he hurries. He smacks the binder he held in his right hand onto Seokjin’s chest.

“Yo, can you cover for me,” he asks hastily and Seokjin stares at him with a concerned gaze. He watches as Jungkook takes off his backpack and leaves it on the ground. Jungkook looked about ready to break out in a sprint.

“What the fuck, why?” Seokjin questions.

“Just tell the TA I’m out for a bit,” he says in response, already running ahead to catch up to you. “I’m winning this fucking bet or I’ll die trying.”

Jin stands still, mouth agape. Jungkook really left him with his backpack and binder just to talk to you. He shakes his head. ‘I need to make new friends,’ he thought to himself, picking up the discarded backpack and walking in the direction of the class Jungkook was planning to be late to.

You were walking with your earphones on, not noticing someone sprinting at you in record speed. You only turn your music off when Jungkook stops in front of you, his hands on his knees. He was panting heavily.

“Hey,” he says through deep breaths. You nod at him awkwardly.

“Why are you running?”

“I wanted to... catch up to you... and I thought... you were closer... but the run here... took... fucking... forever,” he says breathlessly. “Water. I need water.”

You take out a bottle from your tote bag hastily, handing it to him. He took it into his hands, grazing your fingers a bit. As he was about to start chugging it, you halted him.

“Waterfall,” you say curtly- you were still planning to drink out of it later after all.

He nods in response, a drop of sweat cascading the side of his neck. After he was done, there was practically no water left anyway. ‘I’m gonna have to refill it myself,’ you thought begrudgingly. You stuff it back into your bag and wait until his breaths become more even.

“A bit out of shape, huh?”

He scoffs and gives you a glare, clearly offended.

“I actually have a Taekwondo scholarship, you know that? I just wasn’t warmed up and I’m naturally sweaty so it’s not like-”

You laugh a little.

“I’m joking,” you say, a smile adorning your face. He feels his face turn red and he can’t help but purse his lips out of embarrassment. Jeon Jungkook couldn’t take a fucking joke.

“O-oh,” he says shyly, avoiding your gaze. Why was he acting more like an idiot than usual? You hear the chiming bells of the university tower and stare at your phone to check the time.

“Don’t you have a class?” you ask him. His eyes widen and soon he was dashing off again. He turns around mid-run, jogging backward to face you.

“My number is 06-1313-9197,” he yells, loud enough for the other late students in the courtyard to hear. Most of them roll their eyes, knowing that Jungkook was flirting with another girl yet again. You’re embarrassed by the amount of attention he’s getting, but punch his number on your phone anyway.

“Text me,” he shouts. “I’ll always respond to you.”

Now it was your turn to be flustered.

—

"That’s wrong,” you say, reaching over to Jungkook’s notebook and marking a large ‘X’ on his paper. “You’re not supposed to apply that function for this problem...”

Jungkook stared at you with a tired face. He didn’t think he was too bad at the mathematical aspect of Microeconomics, but it seemed like it was your life’s mission to make him look like an idiot. Of course, you caught every mistake that he made- even the ones he made on purpose just to see if you were really paying attention to his work and not bamboozling him.

“My bad,” he mutters, copying down the same problem on a different sheet of paper. He didn’t even get a chance to make a move on you today- not like he could make any big developments in the campus library anyway.

“Is it like this?” he asks, tilting his notebook to face you. You take a hard look at it and nod.

“Yeah, just make sure you know the difference between these two formulas, or else you’ll mess up on the midterm,” you say thoughtfully.

This was your fourth or fifth tutoring session by now? Truth be told he wasn’t really counting. Each moment he spent with you kind of blended together and he didn’t quite know if that was a bad thing or not.

“You know you’re not even struggling,” you say, your nose buried deep in your textbook. “It’s not like you’re completely clueless like Jimin. It seems like you’re wasting money on stuff you already know.”

Jungkook laughs heartily, getting shushed by the people around him. He really was stupid, wasn’t he?

“Yeah, well, it was just an excuse to hang out with the pretty girl in class, you know?” he says as nonchalantly as he could. You stare at him for a second and he swears he feels his body freeze over. If looks could kill...

You just shook your head with a click of your tongue and got back to reading.

“The pretty girl in class is most definitely not me,” you grumble. “If you wanted, I could’ve given you Soobin’s number without all the added hassle of you trying to come talk to me-”

“Woah, woah, woah,” Jungkook stops you from saying anything else. He looked worriedly at your face. “I don’t even know who the hell Soobin is, why would I want her number?”

You look at him and finally, you chuckle. ‘She really does have a nice smile,’ Jungkook thought to himself. It would be nice if he could make you laugh more often and not just on rare occasions like this.

“You’re saying you don’t know Yoongi’s ex?” you tease slightly. You were finally letting your guard down with him and Jungkook smirked. One wall down, another million more to go.

“Bold of you to assume that I know any of Yoongi’s exes,” he says and you scoff. “He’s an asshole when it comes to dating.”

You roll your eyes.

“Isn’t that your whole friend group?”

He pouts. You knew of his reputation after all. Jungkook thought he could get away playing a nice boy act, but it didn't seem possible considering your knowledge of him. A little white lie couldn’t hurt in the end.

“Not me,” he replies. “I choose my relationships pretty carefully.”

You take a glance at him before jotting down a few more words in your notebook.

“Well,” you start off, a little shy to admit what you were about to say, “I guess we both have that in common.”

He tilts his head rather cutely out of confusion.

“What do you mean?”

You cough awkwardly, adjusting yourself on one of the library’s notoriously squeaky seats.

“I’ve never really had a boyfriend before,” you say quietly. His eyes bulge out from their sockets.

“You’re lying.”

“No, I’m not,” you say, a hint of amusement in your voice.

“Like, you’ve never been on a date or what?”

“I have,” you say hesitantly. “I’ve been on a few but they just never led into anything serious. I was pretty focused on studying in high school so there weren’t really any opportunities to get involved with someone. Plus, the guys who pursued me weren’t very... attractive.”

Jungkook laughs loudly again, much to the dismay of the other students in the library. He liked that you didn’t beat around the bush- it was easier to talk to you that way.

“And me?” he asks teasingly, laying his head on his arm that was atop the desk. He looks up at you with that boyish grin of his that gave you small butterflies in your stomach. You stare back at him, but only for a second. You ignore his watchful gaze and continue to flip through your textbook, trying to find the passage you last read. He keeps his eyes locked on you and you just couldn’t resist.

“What about you?” you ask, feigning ignorance.

“Am I attractive?” he replies as bluntly as he could. You stop your movements and he chuckles.

“You’re... cute,” you settle on that word. Cute. It was safe enough to not be misinterpreted too much. He sits up straight with a satisfied smirk. He takes his pen and draws a heart on the side of your notebook. He winks at you when you stare back at him, puzzled by his actions.

“You are too.”

—

“Tell me you’re lying,” Soobin whines disappointingly, shaking your shoulders. You were trying to eat lunch undisturbed in one of the campus cafes but your two friends seem hell-bent on making you suffer. “There’s no way you’re friends with Jungkook.”

You sigh, attempting to rid yourself of Soobin’s grasp but to no avail.

“He’s an asshole, [Y/N],” Gaeun sighs disappointingly. “I thought you were a feminist, why the fuck do you even tolerate him?”

You glare at her for a split second before going back to prying Soobin off you.

“Jungkook has no respect for women or himself. It shows in how many shitty friends he has,” Soobin chants, still clearly bitter that Yoongi dumped her.

You shake your head, rolling your shoulders back when she finally lets go of you.

“Jungkook’s not even as bad as you guys describe him,” you reply. “He’s actually been really sweet.”

The girls take a glance at each other and burst in a fit of laughter.

“You must be out of your damn mind,” Gaeun cries. You cower slightly at their words. It’s not like you said anything that controversial, did you?

Soobin slaps Gaeun on the shoulder when she realizes how your face had soured. It wasn’t right to judge you for your choice of friends so harshly, no matter how horrid said person was.

“As long as it doesn’t go past friends,” she says soothingly, but that only made you feel worse.

“Why?” you ask a little hesitantly. “Does Jungkook sleep around?”

Gaeun nods, a worrying glimpse in her eyes.

“He's not exactly the type to kiss and stay...”

You nod understandingly. You weren’t too clueless to believe Jungkook when he said he was “careful” on who he dated. As long as you knew the boundaries that came with being his tutor, everything should be fine... right?

“Don’t worry guys,” you say with determination. “I’m not the type to get played-”

“Of course you are!” Gaeun sighed. “Guys gravitate towards girls like you who lack experience. Jungkook’s a fucking weirdo, of course, he’s gonna try and-”

“[Y/N]!” a shout from across the cafe screams. That distracted you from the various insults Gaeun was spewing from her mouth. You get that she was being critical of Jungkook, but did she have to speak ill of you too?

You look around and catch Jungkook waving frantically at you. He stops at your table and takes a mere glance at your friends before setting his focus on you.

“Do you have time to help me out today? One of the papers for my writing class-”

“You tutor him in writing now, too?!” Soobin exclaimed, mouth agape. “[Y/N], what the fuck.”

You try to ignore your friend’s overreaction, a little disheartened when Jungkook looked hurt at their words. He had started to shy away from them as if he didn’t feel welcomed.

“Nevermind, I’ll just ask you later-”

“Actually,” you say standing up. “I’m free now.”

The two girls look back and forth between you and Jungkook, noticing the stars in your eyes when you looked at him. They did not like the thought of you two together at all.

“But [Y/N]-”

You ignored their words and start to walk away, hoping Jungkook would come catch up to you. You didn’t quite know why their insistence on him being a bad person had made your blood boil. It wasn’t like you weren’t aware of his flirtatious tendencies, but hearing from your friends that you shouldn’t pursue a guy that you liked-

You stopped in your tracks and feel heat climb up your face. Like.

No way you admitted that just now. There’s no possible way you actually like-

“Hey, wait up,” Jungkook pants, his hand touching your shoulder. “Why do you walk so fast for-”

He sees your shocked face and turns you towards him, his hands on your shoulder similar to how Soobin had shaken you just earlier. Except this time, it felt comforting. It made your whole body feel warm as if you were coated with a weighted blanket. Was he always this gorgeous?

“What’s wrong?” he asks, inspecting your face closely. “You look like you just saw a ghost.”

“N-nothing,” you swipe his hands away and rush out the door of the cafe. He smirks at how flustered you look, maybe he did have an effect on you after all.

Jungkook takes a last glimpse at the two girls who sat in their seats, staring at him disapprovingly. He raised an eyebrow at them and shoved his hands in the pocket of his jeans, following after you. ‘They’ll try to get in the way,’ Jungkook thought to himself, ‘but they’re already too late.’

The girls clenched their fist out of annoyance. He was definitely trying to get on their nerves.

“There’s something strange about what’s happening,” Gaeun mutters.

“They’re up to something,” Soobin agrees. “I don’t trust him at all.”

—

It’s been a week since you last spoke to your friends, not really wanting to read the messages they bombarded you with about how you should stay for away from Jungkook. It was hard to take any of their advice seriously when they were just badmouthing him without reason. They based all their opinions on him from rumors around the school and Soobin always felt the need to compare him to Yoongi even though they both had very different personalities. Well, at least to you they seemed very different.

Frankly, you were sick of their nagging and just turned off notifications from that group chat altogether. Instead of sitting next to them during Microeconomics, you opted to sit with Jungkook in the back of the lecture hall instead of at the front with them. Jungkook had abandoned his own rowdy friend group to sit with you and flashed them quick smirks and winks whenever they’d stare at him.

Slowly, Jungkook had started to become a constant in your day to day life. You walked to class with him, ate with him, played video games with him. It was sort of strange how used to you were of his presence, like you had known him your whole life. Jungkook snaps you out of your thoughts when he starts humming a little tune.

He draws a heart in the corner of your notes- which you find he has a habit of doing whenever he wanted to say something stupid.

“I don’t get what he’s saying,” he pouts cutely. “It’s like he’s speaking a foreign language.”

You shake your head, not paying him any mind.

“Well maybe if you actually paid attention,” you mutter softly. He scoots closer to you and you feel yourself stiffen.

“But you’re tutoring me later on anyway,” he says teasingly. “I get more bang for my buck if I know less.”

“Bang for my buck,” you scoff. “Who even says that anymore?”

He points at himself nonchalantly and you can’t help but crack a smile as you continue to focus on the professor’s words. You don’t even cower under his gaze like you usually do when he stares at you with those puppy dog eyes.

“What do you want?” you ask, finally caving when Professor Kwon adjusted something in his PowerPoint slides. He smiles.

“I want to hold your hand,” Jungkook replies and you could feel your palms clam up. His flirtatious comments increased as time passed and you didn’t really quite know whether he was just teasing you or if he was genuinely interested in you. You weren’t very good at taking a hint.

“I’m writing right now...” you reply, slightly skipping a beat in your note-taking. He really was the ultimate distraction, wasn’t he?

Jungkook pouts sadly, but you can tell an idea pops up in his mind when his eyes start to glimmer. He sits his hand on your thigh and you jolt back from the touch of his hand on the material of your jeans. He pulls away slightly, scared that he had made you uncomfortable.

“I just want to put my arm around you,” he asks innocently. “Are you okay with that?”

You calm yourself down and nod. For goodness sake, you weren’t a child- why did a hand on your thigh make you so nervous for?!

“Yeah,” you say, a little more confident despite your nerves. “Go ahead.”

He smiles softly at you and connects his hand to your waist, pulling you a little closer to him. It was comforting, not at all meant to be more than just a public display of affection. He finds himself getting lost in the lecture along with you, his hand playing with a loose thread on your shirt through it all. He didn’t even look at his friends who were teasing him on the other side of the class or your own friends shooting daggers into his being.

At that moment, it was you, him, and Professor Kwon giving out a lecture that had half of the students already asleep. He smiled at how diligently you worked and how your breath would quicken when Professor Kwon switched the slides without a warning. It was the little idiosyncrasies like this that caught his attention, the kind of things that made him wonder where you’d been all his life.

The smile on Jungkook’s face disappeared when he came to that realization.

Fuck.

—

Jungkook rolls around the grass while you sit on the picnic blanket you two had set up. Midterms were over and grades would soon be announced. He wanted a much-needed distraction from the monotony of constant studying and you had suggested a small picnic in a nearby park. Of course, he agreed.

“We’re free,” he groans. “Finally free.”

Jungkook stares hungrily at the assortment of food you had laid out for the two of you. He tries to reach a hand out to grab a bottle of lemonade but ultimately fails in the end. You giggle at his silliness, popping a grape in your mouth.

“You’re welcome by the way,” you say jokingly. “Don’t think you could’ve done it without me.”

He sits up to face you, bowing deeply as if you were a traditional empress.

“Thank you,” he says, imitating a Joseon accent. He was watching far too many historical dramas recently.

“You’re embarrassing me,” you say, attempting to straighten him out. “Sit up.”

He complies, only after a few pulls from you, with a toothy grin on his face.

“Seriously, I don’t think I could have gone through the first few weeks of Professor Kwon’s class without your notes,” he sighs, opening his mouth to signal that he wanted to be fed. You roll your eyes but placed a grape between his teeth anyway.

“You have hands, you should know how to use them,” you mumble shyly.

You move to take another grape for yourself, but he grabs your wrist before you could. He intertwines his fingers into yours.

“Why should I when my hands are holding yours~,” he says in a sing-song voice. It made you want to throw up at how cheesy he was, but you couldn’t help but laugh along as he cringed at his own words. When was it so normal for him to hold your hands like this?

“You can’t go one sentence without flirting, can you?” you sigh, feigning annoyance.

“Not when it comes to you,” he replies, but you could feel sincerity laced between his laughter. “I can’t resist flirting when it makes you all giggly like this.”

You purse your lips to prevent yourself from smiling too brightly. Jungkook and you were somewhat past the point of being just friends by now, but you were too much of a coward to label what you had with him. What if there was a chance that he was just leading you on?

Jungkook saw your furrowed brows. He rubbed circles on your hands with his thumbs to ease you.

“Am I making you uncomfortable?” he asks softly, about to let go.

“No-” you say a little too quickly, clasping him closer to you. Your faces were inches apart now, much nearer than they were before.

“D-don’t,” you attempt to say but you’re tongue tangled as you looked at his lips. He certainly does have nice lips...

“Don’t what?” he asks in a lowly voice. You start to look around you- anywhere that wasn’t him. The park was relatively empty but it still felt embarrassing to say anything too loud.

“D-don’t let me go,” you say, your eyes on the picnic blanket rather than on him. His gaze was too intense to look at. Jungkook feels his heart clench. You were cute, too cute.

He shouldn’t be feeling this attached to you, but he couldn’t help it. Everything you did, every word that came out of your mouth- it had him wanting more from you than he could possibly handle. It was dangerous to feel this way.

“Why don’t you want me to let you go?” he asks nervously. He too was anxious for the answer. If you were to confess to Jungkook right now, he’d get the first part of the bet done, but there’d be no turning back after your confession. He would have to lie to you from now on.

Jungkook closed his eyes, chanting to himself that it’s okay to like you for a little while, just as long as he doesn’t get too attached in the end. He needed the money, he really did.

“Because,” you start off with a sigh, staring at him now with glossy eyes. “I like you.”

Jungkook feels like he could do ten backflips in one go and it wouldn’t even drain him of energy. The smile on his face was huge, his eyes curling into that half-moon shape that made you swoon.

Jungkook was relieved and if the boys asked, it was because he’d only have to date you for three months. He’d die before he’d admit to them that he caught feelings because Taehyung, as generous as he was with his bets, would never give Jungkook the money unless he cleanly broke up with you. It was one of his unspoken rules.

“I like you too.”

You smile at him and he can’t help but pull you close, his lips hovering over yours.

“Can I?”

You nod.

His lips graze yours slightly but he pushes a bit closer when he feels you lean into his touch. He kisses you again, and again, and again, but you pull away when his tongue had started to prod at your lips. Your face was flushed, embarrassed to be doing this in such a public place.

“Maybe later?” you say, panting slightly. He gives you a cheeky grin and nods.

“At my place?” he asks with a wink.

You hesitate, letting go of his arms, twiddling with your fingers. You wanted to set clear labels on what your relationship was. You didn't want to accidentally get caught up in a friends-with-benefits situation and be all shocked when Jungkook ends up breaking your heart.

“So we’re dating now, right?” you ask cautiously, looking at him with a worried glint in your eyes.

Jungkook’s mouth opens to speak but no words come out. He thinks a little harder about the whole situation... He was getting good grades, spending some quality time with a girl he’s clearly attracted to, and having his rent paid off all in one? He was killing three birds with one stone. It shouldn’t be too big of a problem to catch feelings for now, right? It’s not like any of his relationships lasted longer than a couple of months anyway.

He nods, cupping your face lightly.

“Yeah,” he hesitates. “We’re dating.”

Jungkook wasn’t aware, as he gives you another light peck, that it wasn’t possible to have his cake and eat it too.

—

It happens naturally. You coming in and out of his apartment that he shared with his friends, you tangling your legs with his underneath the sheets of his bed. It was hard to imagine a life where you didn’t wake up with him by your side. You were so wrapped up in his touch, so wrapped up in the sweet words he would whisper into your ears, that you spent most of your time with him.

You weren’t really up to date with your friends anymore and he didn’t really hang out with his either. Jungkook shared an apartment with Seokjin and Hoseok, and so the only contact he had with the other boys was when they visited those two. He should’ve known to take you back home when all the boys bombarded into his living room, where you sat with him watching TV.

“The lovebirds are at it again,” Taehyung coos, a mysterious glint in his eyes. “The honeymoon stage hasn’t passed quite yet, has it?”

Jungkook chucks one of the sofa’s throw pillows at his friend, obviously annoyed. What the fuck did Taehyung think he was doing?

“Quit it,” he mutters. You were sitting next to Jungkook, his arm around your shoulder protectively

“Why?” Yoongi yawns. “Anyone can see how incredibly in love you two are.”

You didn’t quite like the smirk he gave the two of you. This didn’t feel like regular teasing... it felt like he knew something that you weren't aware of. It made you curl your toes out of fear.

“Guys,” Jimin says calmly. “Stop it.”

The boys shrug their shoulders as if they said nothing wrong.

“We’re just pointing out how cute they are together,” Taehyung noted, “It’s not like we’re lying to her or anything-”

“Yeah, or leading her on or anything like that-”

“I think I should go,” you say hurriedly, uncomfortable at how tense the atmosphere was. Jungkook was clenching his fists, about ready to start a fight any second. Knowing his strength, you didn’t want anyone to walk around with a bruised eye because you couldn’t handle a few jokes- if that’s what Taehyung and Yoongi think they’re making. Harmless jokes.

“I’ll take you home,” Jungkook announces, standing up with you. Namjoon pulls him down back on the couch.

“Let someone else take her,” he says sternly. “We need to talk.”

Jungkook was about to protest until you spoke up.

“I can get home by myself just fine.”

“Hoseok and I can take you,” Seokjin insists, pulling the unassuming man up with him. “We don’t mind.”

Hoseok gives you a lopsided smile and you return an equally awkward one.

“Okay, that’s settled,” you say, clapping your hands. You walk over to Jungkook. “I’ll text you later okay?”

He nods, grabbing your hand and kissing it lightly. Yoongi scoffs and Taehyung glares at Jungkook. The dirty glances they were giving each other... You didn’t like it at all.

“Let me know when you get home, okay?”

“Okay.”

—

The walk to your apartment was unnecessarily awkward, Hoseok and Seokjin were talking too much and you talked too little. You tried to respond to their every quip, but you weren’t in the mood for chatting after that whole mess.

“You okay, [Y/N]?” Hoseok asks worriedly. “Don’t think too much about what those idiots said back there, they’re like that all the time.”

You nod, keeping your eyes on the ground. There was something chipping away at the back of your mind, something you wanted to get out of your chest.

“Would you say Jungkook and Yoongi act similarly?” you hesitate to say, “like with relationships?”

The two boys exchanged nervous glances at each other.

“Well, it depends,” Seokjin starts, choosing his words specifically. “What about relationships specifically?”

“Does he...,” you start off, not knowing the right phrase without sounding too harsh, “play around with girls? Like how Yoongi played around with Soobin?”

Hoseok looked at you with a raised brow.

“Who’s Soobin?” he asks before getting punched in the arm by Seokjin. “What the fuck bro!”

Seokjin clears his throat.

“What Hoseok meant to say,” he starts, glaring at his friend a little too harshly, “is that Yoongi never really introduces us to his girlfriends. You, on the other hand, are one of the few girls Jungkook actually took the time to invite over.”

“Yeah,” Hoseok chimes in. “He’s not exactly the most chivalrous, but he wouldn’t ghost someone like Yoongi did.”

Somehow their words weren’t enough to satisfy you. There was still something off in the conversation that transpired between the three boys- as if they were all keeping something from you. You stopped abruptly in front of your apartment complex, finally making eye-contact with the two boys.

“Do you think...” you start, a slight quiver in your voice, “that Jungkook is cheating on me?”

The two boys let out a deep breath that you didn’t even notice they were holding and laughed joyously together. They cackled as if what you said was the funniest thing they had ever heard in their life. Seokjin wipes a stray tear from his eye.

“Y-you think Jungkook’s cheating on you?!”

You nod, a little embarrassed at their reaction. Hoseok shakes his head, sighing out of his laughter.

“Trust me,” Hoseok starts, his breath evening out. “Jungkook would never cheat on you.”

You start to giggle along with them until a serious look suddenly takes over Seokjin’s features. He faces you fully.

“But listen [Y/N],” he starts. “If Jungkook hurts you, just know that he does love you. Like, undeniably. He does.”

“And we’re not just saying that as his friends either,” Hoseok continues. “We know how he’s like and we can tell that he really does like you.”

You smile at the two, feeling a small sense of comfort at their words.

“Thank you, guys. I mean it.”

They pat you on the back.

“Anything for Jungkook’s girlfriend.”

—

You walk through the campus cafeteria, eyes searching for a free table that you can sit alone in. Jungkook had Taekwondo practice so there would be no lovey-dovey feeding time with him.

He’s been a lot tenser since the living room incident (which was already a week ago) and it seemed like he got more agitated as the days passed. Not towards you directly, but he’d always mutter slight insults whenever Yoongi or Taehyung passed by. It made you worried that you had done something to possibly drive a wrench into their relationship without even knowing it.

‘Whatever,’ you thought, ‘I’ll talk about it with him when he comes over later.’

You aren’t able to find a seat, though, when you feel dainty fingers wrap around your elbow to pull you back lightly.

“[Y/N],” Gaeun says in a low voice. “We need to talk.”

It wasn’t like you had been ignoring them deliberately, though that was definitely the case at the start. You just couldn’t find the time to really hang out with them as much as you used to since you were with Jungkook most of the time. It was like that too when Gaeun and Soobin were in relationships, so you never really felt bad about doing it yourself.

“Yeah sure. I miss you guys,” you smile at her, but she doesn’t return it back.

“Come with me.”

Gaeun leads you to a table near the back of the room, where Soobin was sat up against the wall with her own tray of food. You sit down in front of her and Gaeun takes the seat next to Soobin.

“Good, you’re here,” Soobin says, apprehension laced in her voice. “We need to talk about Jungkook.”

You roll your eyes.

“Not this again-”

“[Y/N],” Gaeun warns. “Listen.”

You keep quiet, a little intimidated of how scary their expressions were.

“It’s all a bet,” Soobin says sternly.

You furrow your brows at her. She tends to speak vaguely when you needed her to be specific the most.

“What?”

“It’s a bet, [Y/N],” Gaeun repeats for her. “Jungkook’s only dating you because Taehyung said he’d pay his rent off if he did.”

You clench your fist on the table. How could they sit there and spew lies so easily?

“What are you guys-”

“Those dicks do this all the time,” Soobin rambles. “They play stupid games with girls just to fucking break their hearts later on and-”

“I don’t believe you,” you say confidently. “Jungkook would never do that to me. Besides-”

Gaeun didn’t even wait until you stopped talking to play a recording on her phone. The voices were familiar enough to recognize.

“So you’re telling me that Jungkook’s just fucking around with [Y/N] because he wants priority registration? You have to be fucking joking...”

You could tell from the sound of the person’s voice that it was Soobin. It sounded like she was putting on her clothes.

“Of course not. He’s doing it for priority registration and his rent getting paid for the rest of the year. I’m not joking when I say Tae goes big with his bets. He likes to flex his money on us like that.”

Your jaw drops at the sound of the man’s voice. It was Yoongi. You were sure of it.

“And you guys don’t feel bad? Like at all?”

“Why should we? Jungkook’s planning to break up with her next week anyway so she doesn’t catch feelings for too long. It’s not like they were gonna last past the three-month deal...”

Gaeun paused the recording when she sees you bite your lip so harshly that blood starts to surface. This didn’t feel right. It didn’t feel real.

“I hooked up with him last weekend,” Soobin admits, shame written all over her face. “He was spewing stuff about Jungkook spending all his time with you and not really hanging out with the boys like he used to.”

“You still hook up with Yoongi? After all he did to you?” you ask, not meaning to come off aggressive but undoubtedly did.

“Look,” Gauen starts, taking the heat off of Soobin. “She was just drunk and looking to have fun. I was with her that night and I was talking to Namjoon. He...”

Gaeun trailed off, but you were sick of it. Sick of being kept in the dark from something you should’ve known all along.

“What?”

“H-he told me that all the boys were getting tired of him playing around with you,” she says, twiddling with her fingers. “He’s supposed to break up with you today. Some of the guys think he’s just prolonging it to fuck with you and they’re getting really annoyed-”

You bite back the tears threatening to spill over any minute now.

“Hoseok and Seokjin told me to trust Jungkook. They said he wouldn’t hurt me-”

“Did they also tell you that their rent gets paid too if Jungkook pulled through with the bet?” Soobin replies angrily. “Because they live together, don’t they?”

You open your mouth but no sound comes out- just a small whimper. Your lips start to quiver and you bite your lip again to calm yourself down. When you had collected your thoughts, you glared up at the two girls.

“And you didn’t tell me this earlier?”

Soobin scoffed.

“You were fucking ignoring us too, how were we supposed to tell you?”

“Still it wouldn’t have killed you to-”

“Don’t take your anger out on us,” Gaeun warns, her finger pointing at you. “Jungkook is the one to blame. We told you from the start that he was bad news.”

You pursed your lips and Gaeun put her finger down, feeling guilty that she lashed out on you when obviously you were just processing the information.

“Hey, I’m sorry-”

“Why me?” you ask with teary eyes. “What did I even do to them to deserve this?”

They glance over at each other for a long while before Soobin breaks the silence. You had the right to know, but at the same time, they knew it would break you.

“It’s a sick game that they play where they just choose someone randomly...” Soobin starts off gently handing off the next few words to Gaeun, “and you were just the first girl to walk into Professor Kwon’s lecture hall. He thought you’d be...”

“Easy,” Soobin finished.

Just as they predicted, you had burst out in tears.

—

Jungkook opens the door to your apartment, using the spare key you had given him a month earlier since he tended to visit often. It was more convenient that way.

He was freshly out of his Taekwondo garb, still sweaty, but otherwise clean from taking a shower at the campus gym. He found it strange at how dark the room was, but he knew you were on the couch from the noticeable lump of a blanket on it.

All Jungkook wanted was to cuddle with you and fall asleep in your arms after such a harrowing day. Lord knows he needs your warmth right now.

He smiled as he made his way towards you, but stops in his tracks when you sit up from where you laid. He couldn’t quite see you in the darkness so he walked to the light switch to turn the lights on. His heart broke at the sight of you.

Tears stained your cheeks, your eyes red and puffy from all the crying. You looked a mess and his blood boiled at the thought of someone hurting you.

“What happened?” he asked, rushing over to you and cupping your face in his hands. You push him away.

“You don’t have to act anymore,” you say softly. “I can handle it.”

He looks at you with furrowed brows.

“What are you talking about-”

“I get that you really need the money,” you say through bated breaths, “I get that financially, it would have really helped, but did you really have to hurt me to do that?”

Jungkook’s breathing stopped. Everything was happening too quickly, his world crashing down when you uttered those words. He knew what this meant, knew that now you would see past his lies. Jungkook couldn’t have you finding out this way.

He kneeled in front of you, attempting to wipe away the tears from your eyes but you push him off.

“[Y/N] no-”

“It could’ve been anyone,” you whimper, trying to look up at the ceiling to prevent any more tears from falling down. “Anyone could’ve walked through that door and you would’ve been okay with it.”

“That’s not true-” he interjects but you stop him.

“A-and you flirted with me all the time ‘cause you knew that I wasn’t used to it,” you say, your voice quivering. “You took advantage of me.”

Jungkook shakes his head rapidly, eyes pleading for you to let him speak. It hurt seeing you refuse to even look at him, to have your eyes so filled with sadness because of what he did to you. He fucked up, he fucked up so bad.

“No, you have to listen-”

“They told me not to trust you,” you whimper somberly. “They told me and I didn’t believe them because I... I was delusional or something. I thought that someone like you could actually like someone like me-”

His heart broke. It wasn’t you that didn’t deserve him. It was him. All him.

“Please don’t say that-”

“Did you come here to seal the deal? To finally break up with me?” you ask sadly. “Are you happy you’ll get the classes you want next quarter, Jungkook?”

He clenches his teeth. Jungkook knows you’re mad, knows you have a right to be, but it feels like he’s being cornered by you. Why won’t you give him the chance to speak?

“[Y/N], no,” he says sternly, “You have to trust me when I say that it went past just a bet. I like you. Genuinely, I like you.”

There was no point in lying any longer. You deserved to know the truth, but he needed you to know all of it- not just the information your friends cherry-picked to fit their narrative. He tried to speak again, but you wouldn’t let him.

“How could you,” you whimper. “How could someone be so cruel?”

Jungkook’s heart breaks at the words. He should’ve seen this coming. How could he delude himself into thinking he’d be okay if you find out- that he’d be fine seeing you heartbroken? He was disgusted with himself.

“I’m sorry [Y/N],” he whispers. “I’m so sorry.”

You shake your head, your vision getting blurry from the tears. He clasps your hands in his, knowing that it used to soothe you whenever you felt worried over something, but you just wailed harder at his touch. He didn’t know what to do, he didn't even know where to start.

“Stop pretending like you care,” you cry. “Please. It hurts.”

“It was a bet,” he admits and he breaths through the words to prevent himself from getting too emotional, “but I promise that my feelings are genuine. You have to trust me.”

“Trust you?” you ask crudely.

You stare at him, slowing your breaths to ease the crying. There was a certain emptiness in your gaze and it scared him. It was awfully frightening having you looking at him with a certain animosity that was not there before. Like he was a stranger.

“I can’t do that anymore, Jungkook,” you say softly, “because I hate you.”

—

A/N: Gasp A double update?! Say it isn’t so... I had so much fun writing this!!! Probably one of my favorite fics I’ve written in a while because I love this trope. How do y’all feel about Jungkook? Forgive or forget? Let me know!! Thank you @altus-gens for requesting this story, I hope you like it :)

Please leave any comment, critiques, or just random thoughts about my story! I’m planning my murder mystery series rn and I’m so excited (I might... do an album giveaway along with it...) I really love the direction I’m taking this blog in and I hope you guys are excited for the stories to come~~

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santigarcia · 4 years ago

Text

First Time for Everything

a santiago ‘pope’ garcia x reader fic

word count: 2k+

rating: m for smut feat my watch kink; mentions of pregnancy

summary: It’s Santi’s birthday and you give him a present~

a/n: i wrote this a couple weeks ago and now im finally posting it!! as many of you know my main blog (damerondjarin) is still incorrectly flagged smh so i made this side blog for posting fics and gifs! and feedback is always appreciated!

tagging: @punkpascal, @tintinwrites, @damndamer0n, @mandoplease, @darksideofclarke, @yougottakeeponkeepinon, @huliabitch, @himbopoes, @mylifeliterally, @agentpike, @pascalplease, @wakalas

First Time for Everything

A classic rock song plays overhead. There’s a dull roar of voices overlapping in the sports bar. It’s dimly lit, with deep red walls and a black ceiling. TV’s playing different ball games are over the bar. It’s Santi’s birthday, and this place has his favorite wings.

He was ready to get a to-go order and spend the night with you, but the guys wanted to come hang out and buy him dinner.

So that’s how you ended up sitting in the middle of the restaurant at a tall table. Tall enough that your legs dangle from the bar stool. It’s not your first preference. If you’d could pick, it’d just be you and Santi alone in a booth in a corner. Or better yet just you and Santi home alone and naked.

It’s not that you mind the guys company. You enjoy being around them. They treat you like one of their own. You’re an extension of Santi and they respect you. You make him happy, and he makes you happy; and that makes them happy.

Santi’s hand rests on your thigh as a comfort. He knows being out in the middle isn’t your favorite. He only removes his hand to eat his meal. But he’s right there and that’s enough to bring your comfort.

There’s no keeping it a secret it’s Santi’s birthday, Benny told the waiter something like 8 times. A free dessert will be brought out once the meal is over. All Santi does is laugh, and hey he’s not complaining.

Your husband is a happy man tonight, you pat his tight stomach when he leans back in his chair, full and content. He grunts a little, as it tickles him. He’s about to lean in to kiss you when you swipe a bit of sauce from the corner of his lips.

“What did you get Pope for his birthday?” Benny asks with an obvious tease in his tone.

“I haven’t given it to him yet,” you play along, your face heating anyway when Benny smacks Santi on the back. “There’s something else that he doesn’t know about yet,” you add in.

Santi raises an eyebrow, his hand back on your thigh. His palm warm on your bare skin, and his pinkie finger just under the hem of your shorts. Will and Frankie share a surprised look from your comment.

“Guys calm down I’m not pregnant,” you laugh.

Santi leans in for a kiss, and presses another to your cheek.

“Do you wanna be?” he murmurs in your ear. You don’t have time to answer because the dessert is brought out and a group of singing wait staff crowd around the table. Benny sings loudly along with them, and Frankie can only shake his head with a laugh. Will takes a swig of his beer but joins in the singing. You sing too and plant a big kiss on your husband’s cheek as the dessert is set in front of him.

He gets a big spoonful and holds it up to your lips. His eyes have a secret hidden heat in them as he pulls the spoon from your lips. Then like nothing happened, he tucks into the dessert himself.

He gives you a couple more bites before he finishes it, and this time he wipes some chocolate sauce from the corner of your mouth. Only instead of his finger, he kisses it off.

His hand finds its spot again on your thigh while the conversation turns into goodbyes as the night winds down. The bill has been paid and everyone’s letting their food settle a bit before getting up to leave.

Will and Benny leave together. You stay seated while Will kisses your cheek, and Benny wraps you up in a huge hug. Benny gives you a wink, you know what it’s for. Santi’s gonna get lucky tonight.

They hug Santi and you take that opportunity to turn to Frankie to say your goodbye to him. He adjusts his hat on his head and pops one of his remaining fries in his mouth. He gets up and squeezes your shoulder and smacks Santi on the back telling him happy birthday. Leaving you and Santi sitting at the table.

He flips his hand on your thigh over, his wrist coming to rest on your skin. His palm is open to you, he’s offering you his hand, but all you can focus on is his watch face digging into your skin.

All it takes is one look from you and he’s on to you. He doesn’t say anything, just quietly observes. He presses his watch into your skin just a little deeper and your heart jumps.

Fuck.

He knows.

You’re quick to take his hand and hop off the barstool. The heat of his gaze is too much, and the night has only begun.

His hand is in yours and he follows close behind, he slides up close to you and pulls his hand from yours – putting it on your hip.

“Something you wanna tell me?”

“No,” you smile, which he returns.

“I’ll get it out of you one way or another,” he teases. His ‘threat’ goes right to your core. You know what that entails. He’s right, he has a way of getting you to ‘talk.’

His hand is still on your hip as you walk in the parking lot, Frankie drives by in his truck and honks his horn when he sees the two of you. Santi gives a little two fingered salute at his friend.

Once in Santi’s truck, you lean in and give him another cheek kiss while he starts the engine. He turns to kiss your lips and he hums.

“How’s your birthday so far hmm?”

“It’s been great, honey. But I have a feeling it’s going to get better.”

“Don’t speed on the way home,” you laugh.

He gives you a little wink. You grab his hand and pull it in your lap. Your fingers interlock with his, and with your other hand you rub up and down his forearm.

The drive home is familiar, nothing new to notice. It all fades in the background. All you can focus on is what you’re going to give your sweet husband when you get home.

“So, do you?” his voice pulls you from your thoughts about him.

“Do I what my love?”

“Do you want a baby?” he seems nervous. His fingers flex slightly against yours. “We’ve not really talked about it in a while. Is that something you still want?”

You bring his hand up to your lips and kiss the back of his hand. You don’t answer verbally, just a nod of your head ‘yes.’ His foot presses a little harder on the gas and you giggle behind his hand.

When he reaches your driveway, he pulls his hand from yours. With his knuckle his presses the garage door opener. He pulls his truck in the garage next to your car. He pulls the keys from the ignition and sits for a moment. Still.

“What?” you freeze, your first thought is that something is wrong.

“Honey,” he purrs and lunges forward to kiss at your neck. “I wanna fuckin’ take you in the backseat right now.”

“I have to give you your present!” you squeal while he starts to bite on your neck. His stubbled chin scrapes your collarbone.

“I thought you were my present?” he murmurs and kisses behind your ear. His hands cradle your head, there’s no pulling away.

“That’s not all of it!”

“Fine,” he pretends to pout and opens his door. He unlocks the side door and closes the garage and squeezes your ass when you pass by him into the house.

“Go sit down and get undressed,” you point to the couch when he turns on the living room lights. “I’ll come out with your surprise. Don’t move.”

“Yes ma’am,” he grins and steals another kiss before doing what you ask.

Your stomach flips with excitement, it’s been a while since you’ve put on lingerie for him. You disappear into your bedroom and get the bag out of your closet. Inside along with the garments is his other gift.

You undress and the redress in the lingerie. It’s sheer, thin, and lacey. It flatters your curves and you know he’ll like it. He likes you no matter what you’re wearing.

“Close your eyes!” you call out to him from the doorway. Your hands clutch to his other gift with a sudden bit of nerves. You hope it likes it. “No peeking!”

You can’t help but smile when you step out into the living room, then a rush of heat goes to your core. He’s sitting naked on the couch as requested, feet planted firmly on the floor. He’s sitting up straight, and one hand is covering his eyes. His lips twitch into a smile when he hears you come in. And his nostrils flare when he gets a whiff of his favorite perfume. He’s hard and ready for you already, you love the effect you have on him.

“Can I look honey? You sure know how to kill a man here.”

“Yes,” you tell him. He lowers his hand and his eyes widen. His mouth drops open and his tongue sweeps over his bottom lip.

“Fuck, honey. Get over here,” he laughs. He’s dying to hold you.

“First,” you hand him the small box in your hands. He takes it in his big hands popping it open to reveal a brand-new shiny silver watch. He has a few watches, but not one like this.

“Wow,” he looks up at you, “thank you!” he takes off his tactical black one and slips on the sliver one. “How does it look?” he asks sticking out his arm examining it. His eyes flick up to yours, he knows.

Without warning, he slips his hand between your legs – grabbing your ass with his hand. The band of his watch on his wrist presses into your center. The cool metal sends a chill to your hot flesh through the thin lace fabric. When your knees buckle at the friction, he steadies you with his other hand on your hip.

“Damn honey, look at you.” He presses his wrist into you harder. “Can I unwrap my present now?”

You nod with a smile; you’ve been waiting for this all night.

With a sharp tug, he pulls your panties down, then brings you to straddle his lap. Only when you’re seated does he pull off the sheer bra. A hand clutches your back as his face buries between your breasts to kiss at your chest. His stubble brushes along the sides of your chest and he groans to feel your body on his. His abs tighten with need, and his length is hard and hot in-between your bodies.

“Fuck,” he whimpers when he closes his lips around your nipple. His other hand cups your breast and you moan. He makes a point to dig his wrist into your skin so you can feel the watch. “I didn’t know my watch got you this hot, honey. It’s killing me.”

His eagerness has him pulling you onto his aching length, and you groan in unison. His right hand reaches between you to thumb at your clit. His left hand starts at your hip, his watchband digging into your skin. He moves up your body, the band brushing against you – giving you delicious chills and shudders, which spurs him on to groan. His hand finds a place on your neck. He doesn’t squeeze, but he wraps his fingers around your neck.

You know what he’s doing, and fuck if you don’t love it. His wedding ring and watch – you feel them both against your skin. It’s then he bucks up into your heat. Your hands in need of holding something, your fingers dig into his curls, and you other grasps the back of his neck. You pull his face back to your breasts and he sucks on your nipple again while he thrusts.

His fingers on your clit move faster to pull that sweet high from you. And when you tug on his curls just a little harder, he follows behind you.

“Happy birthday Santi,” you laugh, trying to catch your breath.

“Thank you honey,” he purrs into your neck. “Be honest with me though, was this watch for me or for you?”

“Both.”

He lets out a loud laugh and holds your body closer to him. He leans back into the couch cushions with a sigh. “Don’t get up yet,” he runs his hands up and down your back. “You feel too good.”

He’s softening inside you, but he doesn’t pull out. You nuzzle into his chest, feeling warm and giddy from your high.

“You think we made a baby?” you ask him, and he grunts a little, the idea turns him on.

“That’d be one hell of a birthday present, in addition to what I already got.”

Your chests are pressed together as your breathing slows. You can feel his heartbeat, and he can feel yours. His arms are comfortably wrapped around you, and you don’t move from that spot on his lap for a good while.

“I love you Santi,” you nuzzle your face into his neck. He squeezes you tighter.

“I love you too honey. What a good birthday. Seems like you enjoyed it too.”

“Santi!” you scold him, and all he does is laugh. His chest rumbles under yours.

You hope you do get pregnant; you’d love to have a baby with this wonderful man you get to call your husband.

#santiago pope garcia #santiago pope garcia x reader #santiago garcia x reader #triple frontier #my writing #FIRST FIC IN AWHILE YALL #some of yall im tagging have read it but #anyways lol

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anxietysroomsupport · 3 years ago

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Hypermobile anon here. First, thank you so much. It's just nice to know there's someone here for me. And to give a little more info, I have a serious problem where if I'm not currently in pain. I don't remember how bad it was. I know everybody does this, but my brain literally checked out as I was going to bed recently and I fell on the floor. I nearly forgot to tell my physical therapist.about it because it didn't really hurt. So, I can't do the pain scale very well, and I never remember (1/2)

(2/2) It just makes it sort of hard for pain relief when I don't know I'm going to need it and don't have the energy when I do. Also, on the vitamin subject, I know that I've had vitamin d issues before (bad heat exhaustion and allergy scares = going outside less), bad enough that I was close to being diagnosed with hypothyroidism. I'm not sure about the others, but I do know I'm not amazing healthy, so? I take calcium pills for the vitamin d, though. Again, thank you guys for all your help.

We just got a bill from my PT place that says we owe money that we can't pay. They told us up front how much it would be with our insurance, and my mom's been paying each time, but it says we owe 177 dollars. Sure, it's not a lot, but we're not rich and trying to send a sibling to college. If we can't get this sorted out. I can't just not go. 10 exercises I can do at home and 5 appointments is not enough to help a chronic disorder. I cant focus and I have practice in 30 mins. -Hypermobility anon

Same day but later when I'm feeling a little better (my director was very supportive though so that's nice), I'd seen the letter and heard my parents talking a bit, but my mom told be as we got to school for rehearsal about PT. I got upset, and I felt bad because I could tell she felt bad because she didn't expect me to be upset, and in the heat of the moment I said "chronic illness" in front of my mom for the first time. She loudly (not quite yelling) (1/?) - Hypermobility anon

said to me "That is the most self-pitying thing I've ever heard. Chronic illnesses are like cancer". Sure, I probably should've said disorder and not illness, but I'm scientifically right. Then I said "It is, it's chronic pain, I am always in pain" and she said "Well then clearly PT isn't helping anyway" - I??? When I went in after 15 minutes after another girl, since we were both there for an hour and a half, I decided to stop trying too much to hide my crying (useful masks) (2/?) -HSD anon

since the other girl was in the hall to eat, and when I managed to explain to the director, she was understanding and nice, and when I said chronic, she said that I should never have to live with that, especially at my age. And when I mentioned not being able to sing at that moment from my crying, she pointed out how I was singing an empowering song that was about standing against the bad stuff in life, and I was perfect for it. I know my mom was just mad, but it just drained me.

Sorry I keep sending asks so often, I just feel like telling someone this. I decided to put 'zebra' in my bio. It's a thing that people with EDS and HSD sometimes like to call themselves. I like it, so even though I just have my name and pronouns, plus a random joke, in my bio, I added it. It just feels like a step in the right direction to remembering that I don't need google to tell me I'm dealing with this every 5 minutes. Accepting it, I guess. :) -HSD anon

My sleep schedule just keeps getting worse and I think it's my ADHD combined busy days and pain but I just never want to sleep anymore. I can't, I don't want to, and it hurts physically and mentally to just lie there and see if I can fall asleep. 80% sure my circadian rhythm changed to sleep at about 2 am but I get up at 7 and have a chronic disorder that's getting worse because of this I *need sleep*. And I'm so scared I'll mess up, want to make a side blog for it but want to make one (1/2)

for something happy first because I always figured that if I had side blogs they would be ask blogs or for fandoms or whatever. But I got a little better at not caring what other people think, so I haven't really needed one for fandom. But I looked through the tag and felt so comforted by some of the stuff that I just think it would help me. Maybe I'm just extra bad tonight because I went outside but also talked about it a fair amount with a friend I hadn't seen recently who didn't know. -HSD

I wanna talk to my physical therapist about hip braces because I tried a knee one we have and it honestly helps, but my hips are worst so I wanna see if it would help, but they're pretty expensive. It's hard to find dual hip braces, from what I've seen in my research, and even though one more than the other, both cause me issues. Idk, I'm conflicted, because it could help but is it worth all the effort? Also, even if it's under clothing it's still physical evidence (1/2) -HSD anon

(2/2) of my "invisible" disorder. Also, stopping exercises for a few days because of not feeling well from my covid shot reminded me of just how much time I spend on them, so it's another thing to deal with this. . . Idk, sometimes I just wonder if it would be better to just deal with it. I still have pain anyway, though it might be a little better. Less often, maybe? I don't really remember. It's not stressing at the front of my mind all the time, but the back of it. I'm just conflicted. -HSD

HSD anon here, idk if I mentioned it in an ask already, but recently I had a small breakdown because I was watching something where a character was in a car accident, as was trying to push through having trouble walking even with a hip brace. After a minute, I registered it and just thought "That could be my future". My joints had already been acting up and then they got worse, so I don't know if it was cause and effect? But I don't exactly know what to call it other than a trigger. (1/2)

Physical and emotional effect, at least I'm assuming on physical because I've had a bad reaction to something similar before, but like, I don't have trauma, I think it's more fear of the future. And I don't want to use trigger incorrectly, it's insensitive to those who actually have triggers. I'm just so confused.

Forgot to sign the last ask with 2/2 and HSD, whoops.

Hfnsiwk I'm not ready to walk into PT tomorrow and say that I don't think months of PT have been helping but I have no way to be completely sure because for all I know it's the weather since this is the first year I've known/it's been noticeable. Maybe it's just change, I don't know, but it just feels like such a waste of time if it really didn't help. Plus, I'd stop, and while that'd be great, I do enjoy being stronger, even if it didn't help pain. I have 12 hours and a bad pain day idek. -HSD

Hi Hypermobility Anon,

I think I found all your asks and got them in the correct order. And found your last ask!

I’m so glad you kept writing in. I think you should go ahead and make your side blog - you definitely have enough material for it. Wanting to make a happy side blog also is a great goal to have, but if you don’t know what it will be yet, don’t let that prevent you from doing something you know you want to do and that will probably help you.

You are dealing with So. Much. Your mom especially sounds like she just is not ready to accept the situation. It’s not self-pity to state your actual conditions. It’s just reality.

Forgetting about pain is normal, and really all you can do is try to write it down or make some kind of note about it in the moment or immediately after, so you can refer to it later. Maybe you can track your pain events in your phone notes.

I think your idea to add “zebra” to your bio is a good one, this is part of your life and just something you have to deal with. It sounds like you’re finding a community for this.

Sleep schedules are tricky, and feeling like you desperately need to sleep can make it so stressful that it starts a vicious little cycle. Some strategies to get around this are First, remember that just resting is okay and helpful too, even if you don’t fall asleep. Letting your body lay there to rest is good for you.

Second, if you’ve spent several minutes laying down without falling asleep, its okay to get up and walk around, or any small light exercise that’s comfortable for you. The goal with this one is to get out of the bed for a bit. It will help your brain to re-learn that the bed is for sleeping only, not for laying awake. That association can help signal to your brain to start its sleep-process when you get into bed at night.

Third, it’s really common to have a changing circadian rhythm during your teens and twenties. That’s just a thing that happens and you can’t do much about it, so just try not to worry too much. Sleep when it feels right and when you can, instead of trying to force yourself to sleep when you’re “supposed” to.

If hip braces would help you, you should definitely at least mention it to your physical therapist. You might research online for any used ones as well. A physical sign that you have pain can have good and bad consequences, but I think the good consequence of being in less pain far outweighs any others.

The triggering event you described is not so much a trigger as it is just a genuinely really upsetting situation. You related really strongly to the character you were watching, because they’re dealing with similar problems to you, and to problems you could have in the future. It’s a lot to process. But while you could potentially be in a car accident, remember that television is made to dramatize events and probably made it seem a lot more difficult and scary than it really would be.

Since we know you sometimes forget your pain, it’s safe to say that the exercises are helping you manage it, and you say that they’ve made you stronger in general. Those are good things, and I would recommend you continue the exercises you can do on your own even if you end of ending your physical therapy sessions. We don’t know yet if your pain might have gotten even worse without therapy. You’ll have to find that out on your own if you stop exercising, and then decide whether it’s more worth it to you to continue exercising or to live with the pain. Whichever you choose, it’s Your choice, Your body. Take care of yourself. <3

-bun

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yikesharringrove · 5 years ago

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so i just read Flowers for Yikes and i really love what you guys are doing! If you're taking requests, I'd love to see a college/university au with lines 4. “I… think I love you.” + 17. “I’ve gone through some real shit in my life, but… you make my present and future seem so much more brighter.” you know i love you!

@xgardensinspace we’re famous omg.

Thank you for your request! I am always taking requests, I love doing them so much. You’re so sweet! ily!

4. “I… think I love you.”

7. “I’ve gone through some real shit in my life, but… you make my present and future seem so much more brighter.”

I love a good college/university au. This is also modern au 😊 (feat. dyslexic Steve bc of course it does, it’s me)

Read on AO3

Prompts!

Flowers for Yikes can be found here! Written for me by @xgardensinspace

Steve was gnawing on a pen.

He was sitting in the chair outside of the tutoring rooms in the library. He had a standing appointment with Billy, easily the smartest undergraduate tutor in the joint, but also easily the most gorgeous man Steve had ever seen.

He was totally jacked, thick in the most delicious way with long curly blonde hair he made a show of sweeping into a bun with one of the many different colored scrunchies he owned. He had these eyes that made Steve melt, blue and kind and sharp in a way that made Steve go hot every time they were trained on him.

Billy also had a reputation, horror stories of people going to him for help and winding up in tears as he told them their papers were shitty, that they were idiots for doing their math homework incorrectly, that they should drop out now, save their parents the money.

But he was always so gentle with Steve, softly explaining where he went wrong, how he good make his arguments stronger, giving him tools like an online citation generator when Steve was too confused and down on himself for not remembering how to create an MLA 8 citation.

Maybe it was because Steve had cried and called himself stupid the first time they met. Steve hoped it had something to do with the tightness in his gut whenever Billy’s eyes met his and his face lit up with a smile.

The door to their regular room swept open and a freshman came out, face beet red, clutching papers covered in Billy’s red scrawl. Steve shot up, gathering himself and heading into the room.

“Jesus Christ, Pretty Boy, it’s good to fuckin’ see you. Some people on this campus are idiots.” Billy was leaning back in his chair, rubbing his hands down his face in a long-suffering way. “So what have you got for me today?”

“Well, I, um. This one is kinda, kinda different. It’s for that stupid seminar I have to take for my core credits, and its-we had to write about what makes us the most insecure, so I need you, I mean, just read it and don’t focus on, on what it says.” Steve hadn’t wanted to show Billy this work, but they met up at 8:30 every Tuesday, and this paper had been so emotionally draining on Steve, he needed to see Billy and for once in his life, didn’t have any confusing assignments to try and work out.

“Okay, I’ll be real gentle with ya.” Billy smiled at him, the softest one Steve had ever seen from him.

Steve handed over the stack of papers and plopped into the chair adjacent to Billy’s, each sitting on either side of one corner.

Billy scanned through the document quickly, his eyes sliding from side to side.

“Shit, Stevie. This is really good.” He looked up at him. “I’m not blowin’ sunshine up your ass, this is genuinely really good.” Steve was beaming. Billy was definitely nicer to him than anyone else he tutored, but he had never actually called Steve’s work good before. “Why didn’t you tell me you’re dyslexic?” Steve’s face fell.

“It’s fucking embarrassing, man. I can’t read for shit.”

“It’s not embarrassing. It’s something that makes you really fucking strong. I see the way you bust your ass in school. I feel like I coulda helped you better if I had known.”

“My dad was always, really pissed off about it. He never let me get tested for it, just said I was lazy, or said I was just stupid. I only got tested when I came to college and could do it without him knowing.”

Billy’s brow was furrowed.

“FUCK your dad. Fuck him. You’re not stupid. You literally have a learning disability. You are not stupid. Do you understand me?” Billy was looking into Steve’s eyes like he could crawl inside his brain and MAKE him understand.

“I-yeah. I understand. Thanks, Billy.” Steve smiled at him, just a little one.

“Okay, so, let’s make this paper really kick ass. So you begin by explaining what it’s like in your brain when you read or write. I think for this introduction, leave any typos there are, really solidify what it is like for you before things like me or spellcheck get in there to fix it. It’ll really send the point home. And I think you should add what you told me about your dad. It’ll make a better transition from that into how stupid you have always felt you are, even though THAT’S not fuckin’ true.”

Billy continued on, making a few marks on the paper, explaining his ideas to Steve and making comments debunking anything Steve had said about himself in the paper.

“Okay, I think that’s all I got for ya. When’s she due?”

“Friday.” BIlly’s left eyebrow went up. “I know, I’m usually such a procrastinator. This one was really easy. Probably because I have a lot I’m insecure about. Hardest part was to pick one.” Billy’s face scrunched up again. The timer on Billy’s watch went off, signaling the end of their hour. “Thank you for your help though, man. I really appreciate it.” Steve packed up his documents, touching Billy’s arm before he turned to leave.

“Steve, you’re not stupid. It’s really important to me that you know that.”

Steve turned.

“Thank you, Billy. I’ll see you next week.”

Steve got an A and a smiley face that read “Great Work!” on the paper. He was ECSTATIC to show Billy his good work, what he had helped Steve achieve. At 8:30 the following Tuesday Steve bounded into the room and flopped his smiley essay down.

“I got an A! Billy this is the first time I’ve gotten an A on a writing assignment! The professor said showing how hard my dyslexia makes it for me was really smart! That was your idea! Thank you!” Billy stood up with STeve, bringing him into a bearhug.

“Fuck, Stevie. I’m so proud of you.” H released him and they both sat. “This really was all you though, I gave very little input into this piece for you. You got this A for us.” Steve beamed.

“Billy, I really wanna thank you for all your help this semester. I’ve gone through some real shit in my life, but… you make my present and future seem so much more brighter.”

Billy gawked at him.

“I… think I love you.”

“Sorry, what?”

Billy’s face went bright red.

“I’m sorry, this is probably really fuckin’ weird, but I’ve had a stupid huge crush on you since we started tutoring, like, six months ago, and after I read this paper last week, and you let me in more, I just. I’m pretty sure I’m in love with you, and I would like to, if it’s okay, maybe like, take you on a date?”

This is the first time Steve has ever seen Billy look unsure of himself.

“I, sorry. You want to go on a date? With me?”

“Yeah. Sorry, did I just make it weird? You’re just so happy and it was really cute, and I’m sorry if I misread or if you’re not into guys or-”

“I WANNA GO ON A DATE WITH YOU.” Steve had never been the most articulate. He felt like he was gonna explode from his skin. “I’ve actually had a crush on you too. I wanna, I wanna go out with you.” Billy lit up. It was beautiful.

“Okay! Okay, you uh, you have my phone number. I’ll call you this week? Maybe we can, what are you doing on Saturday?”

“I’m free all day! Whatever you have in mind is, I’m down for whatever.”

“Okay! I’ll give you a call. It’s, um, it’s a date.” They smiled at each other. “Can I kiss you, or is that like, is that too forward.” Steve melted at Billy asking permission.

“No, that’s-fuckin’ kiss me.” Billy launched across space, connecting them together. His hands cupped Steve’s face as he smiled into their kiss. Steve’s hands trailed u Billy’s muscular back to his neck. Both boys were grinning as they pulled back for air.

“If you don’t get outta here, Pretty Boy, I’m gonna jump your bones right here, right now.”

“Is that such a bad thing?” Billy rolled his eyes.

“Here I am, tryna be a gentleman and shit, and here you are, making me want to throw all that right out the window.”

“Well, maybe if Saturday goes alright, you’ll get to. I am a classy broad though, you gotta wine and dine me first.” Steve winked, pulling his backpack onto one shoulder. “I’ll see you Saturday then, Bill.”

“See you then, Sweet Thing.” Steve melted at the nickname.

It was gonna be the beginning of something, real nice.

#yikes writes #harringrove #harringrove au #harringrove college au #harringrove modern au #steve harrington #steve harrington x billy hargrove #billy hargrove x steve harrington #billy hargrove #harringrove prompt fill #harringrove prompt list #harringrove prompts #prompt fill #prompt fic #harringrove prompt fic

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ixellent · 4 years ago

Text

What I did when I received a health bill for ~$11,000

Hey I just wanted to do this write-up because there’s a lot of health insurance and health care issues that require a lot of phone calls in America and when you get a big bill it’s a big shock, and I wanted to talk about what happened to me, how I handled it, and how you can start to handle it in an accessible way that’s not full of a lot of intimidating or overly specific language that may not apply to you. Plans can vary so widely and everyone’s needs can vary widely so think of this as a basic process breakdown for how you might handle a billing or coverage issue. Long story short, take a deep breath and get ready to make lots of phone calls but don’t worry, you can do this. You are the customer service line for yourself, that’s how I think of it - these are transactional phone calls with customer service workers with various levels of training and expertise, so you just have to be patient with yourself and with them.

Warning: this is very long but I broke it up into my story and my solution!

Here’s what happened to me, for context. You can skip ahead til you see the star emojis if you don’t care or don’t wanna read it! I have Crohn’s Disease and get regular chemotherapy to treat it, every 6 weeks, it’s expensive. I lost my full-time job in November 2019, and therefore lost my employer-provided health insurance on November 30, 2019. I had kept on my ACA Marketplace insurance (yes it was expensive to have double health insurance) because I did not trust my employer and I didn’t want to be caught without my insurance, and I was right. That way when my employer-provided health insurance lapsed, I would still have insurance I knew covered my chemo. At least, that’s what was supposed to happen.

My employer has an insurance broker. They filed the paperwork for the termination of my employer-provided health insurance, but for whatever reason that paperwork was not processed, and no one thought to check on it at any point until I asked them to. You can’t cancel your employer-provided health insurance yourself, you need the insurance broker to do it for you, but neither can you change your primary insurance with your provider to anything ELSE if you have employer-provided health insurance. So this put me in a situation of being unable to cancel or change my primary health insurance for December.

I had a chemo appointment on December 2, 2019, just two days after my employer-provided health insurance was SUPPOSED to lapse. I had warned my health providers that it was going to lapse, but every time I talked to them they did not show that in their system, it still showed the employer-provided insurance. I had to get my infusion and I figured whatever was going on, I wouldn’t be able to solve it until after the holidays anyway. I was right.

January rolls around and I get a membership card for my employer-provided health insurance so I know something is wrong. I have another treatment coming up in two weeks and I need a prior authorization to continue to receive it, so I start the process I’m familiar with of calling up my provider, asking them to submit the prior authorization (basically it’s paperwork that says, I need this medicine and my doctor says I need it so you need to cover it), and hoping nothing goes wrong. I make sure they know the situation with insurance. A few days go by, they say that my employer-provided health insurance is still listed as my primary insurance, and they can’t just bill it to my secondary. So we call up my employer-provided insurance, they say I’m still an active member. I call my employer, they refer me to the insurance broker who finds out the paperwork never went through and resubmits it. The cancellation process is started but it can take up to two days (and this is the beginning of the year so it ends up taking a week; I have to miss my chemo appointment because they WILL NOT administer this medicine without insurance coverage for some reason.) And then it takes another week to get the prior authorization run through my current insurance properly. I made fixing this my job for January, and I made calls every other day for three weeks. I spent four weeks in total, from January 2 to the 30th, resolving this problem. I was three weeks late for my treatment and I was extremely sick and it has resulted in my disease being less controlled.

I get a bill for ~$7500 for my treatment for January because I haven’t met my deductible for 2020 (which is obscene and another issue) but that’s pretty normal for me and I spent 6 months paying it down during a pandemic. I continue my terrible 2020 until two days ago when I receive a bill for $10,961.12 and now I know something else is wrong.

So when I resolved the insurance issue in January, they backdated the cancellation to show November 30, 2019. This of course meant that the employer-provided health insurance would rescind the payments from December that had been incorrectly submitted to them and processed; makes sense so far. This also meant that the prior authorization needed had been submitted to them and not to my actual health insurance, resulting in a bill that included the revoked payment AND the un-approved treatment itself for a time when I could not have done anything about either. Needless to say, this wasn’t MY fault so I started the process of resolving it. ⭐ ⭐ ⭐ ⭐ ⭐ ⭐ ⭐ ⭐ ⭐ ⭐ ⭐ ⭐ ⭐ ⭐ ⭐ ⭐ ⭐ ⭐ ⭐

1) Collected information: my bill amount and date of receipt, account numbers for the billing and health insurance, the bill itself from my provider, explanation of benefits for that date from the health insurance company, anything I think would be helpful. Most people are not this prepared but it solves SO MANY problems when people are like “I don’t see this in my system” and you’re like “You’re not showing $xxx on xx/yy/zz from This Provider?” Prepare to take down the name of everyone you talk to, and their extension if they were helpful. It’s okay to ask them for their name.

2) Called my doctor’s office and get the number for billing since I didn’t know if I needed to talk to them or not. I did. (Thanks Bev.)

3) Called billing and asked if this amount was correct and see if they had more information about why I was receiving it. They said I needed to update the Coordination of Benefits for my health insurance (this is how it sounds, it makes sure medical bills get paid when and by whom they should) and said DO NOT let them make a duplicate claim because that would be automatically rejected.

4) Called health insurance and asked them about this balance for this date of service, they said they had a different amount and it was marked as paid. I said “so what is this.” They called up billing and confirmed that they had a claim for that date but for a different amount that was marked as paid. This call wasn’t very helpful.

5) Called back billing and asked if they could investigate further because health insurance said “we don’t have that amount for that date, we have this one and it’s paid” and they got me the claim number, denial code, and date of denial. This information is useful for finding out more and for filing an appeal or grievance, which was where this was headed at this point because they couldn’t file a duplicate claim (because like I said, they had one for that appointment for that date but for a different amount because of how it had been billed to the employer-provided health insurance incorrectly, so basically the whole process had been wrong and the amounts were wrong because of that.)

6) Called back insurance, they incorrectly routed me to a claims line for providers, who said I couldn’t do shit, it was the providers job to file a claim, and I should call them. (It’s not necessarily like that, although many providers do it when some kind of coverage is denied outright.)

7) Called back billing, they said I need to file the appeal and just bully the insurance company until they let me. (Lol, thanks Tanner.)

8) Called my brother, who listened to me complain and told me if this next part doesn’t work to get a pro-bono lawyer. I take a break at this point and go ride my motorcycle because I start to cry, so I start again early the next day.

9) Called insurance again, and asked for someone who can talk to me about a member filing an appeal on a denied claim. I say this specifically. Thankfully I finally got someone good and helpful, who listens to my WHOLE explanation of what happened and takes notes to file an appeal at first, but then discovers I actually need to file a grievance. I should get a letter of acknowledgement (written notice that they got my request to appeal/grievance) within five days, and I should get a written letter of resolution (solved one way or another) within 60 days. I’ll update when that happens.

A note here: Appeals are for when they deny to cover or pay for something for some reason, and you think they decided badly and you want them to try again. Grievances are for when something was wrong or in error or was mismanaged that resulted in a problem like mine.

Cross your fingers for me I feel dizzy after all this.

#insurance #american insurance #sorry I don't have room to explain how insurance works but I can write something if you want #disabled #disability #chronic illness #spoonies #aca

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forestwater87 · 5 years ago

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A moment to chat about “The Butterfinger Effect” (obv spoilers for S4e17)

Wow, so a lot of people fucking haaaaaated this episode. And since I’m addicted to That Discourse, I had to say something because I think they’re super wrong. (And this isn’t me just being a total Camp Camp fangirl here; like, the pee episode was bad. That was bad tv and bad for all the senses. There have been mediocre and even shitty episodes of this show; this just wasn’t one of them.)

There are a couple different points of criticism aimed at this episode, and while there’s one I’d like to take a deep dive into in particular I might as well take some shots at the others real fast:

The moral was too obvious: god, you guys whine all day and night that you wanna see Max show character growth and whenever he displays it you hate how it’s done. This show has never been one for subtlety. I mean, the climate change ep? This is how the show works; it’s part of its twisted-Saturday-morning-cartoons charm, it’s the most efficient way to get a point across in a short runtime, and it was the set up for the joke at the end of the episode.

It didn’t advance the plot: bitch what plot are you talking about???

Not enough dad//vid: listen I’ve made my thoughts about the fandom’s idea of dad//vid incredibly clear at this point, so let’s just:

The most common argument, though, is that it’s all so very “unrealistic” and “out of character.”

Considering the show’s concept of “realistic” involves squirrel armies (hey, another mediocre episode! See, I can call them when I see them) and a universe-destroying space octopus, I’m not sure how to rebut that without another Bianca del Rio gif. So, the out-of-character accusation.

Listen, characterization is hard as balls. Everyone fucks it up sometimes, and not every characterization in every episode is gonna work for you.

But you know who nailed it this time? Eddy Goddamn Rivas, the writer for this episode, that’s who.

In fact, I’d argue that the entire point of the episode is that it’s not Space/Race Kid’s new interest that caused the majority of the changes, or some sort of mystical “butterfly/finger effect,” but Nurf’s attempt to put things back to “normal.” He caused the thing he was trying to prevent -- which happens to dovetail perfectly with the moral of accepting change and not letting it freak you out.

This episode is brilliant, and plays with the canon characterizations of all our campers while staying true to them, and I’m gonna show you how.

Under a cut, because not everyone has time for that shit. But first, a juicy preview of the sexy discourse to come:

Space Kid

This one is the easiest to defend, because Space Kid is just . . . Race Kid. Aside from maybe having an idea that he’s cooler than he used to believe he was -- which makes sense, because why do people buy fancy sports cars except that they think it makes them look cool? -- we’ve seen his tendency to latch onto an interest and go 110%.

Reasonable, hilarious, and adorable. I actually don’t think anyone has any problem with Race Kid, so this is a quickie.

As for why he dropped it so fast: I mean, hasn’t everyone gotten really into something before deciding it wasn’t as fun as an old hyperfixation? I’ve been coming back to the Camp Camp well since 2016 because it’s just so much fun.

Nurf

Nurf is the one I think people are sleeping on. All the time, always, but especially in this episode. The summary hints that Max is the one unable to handle the idea of change -- something this entire season has been working towards, and I literally just realized change has been a thematic thread throughout several of the episodes and that’s really cool -- but it’s actually Nurf who can’t stand the thought of things being different.

And, in trying to prevent the “butterfinger effect,” he sets it in motion. The irony is delicious, and his head in a fishbowl makes me laugh every goddamn time.

(Also, “A battle of wits is not my strong suit” was just hysterical. Nurf is full of great lines and y’all need to stop ignoring what a comedic goldmine this kid is.)

Preston

Oh, I’m sorry, are we shocked that Preston would jump at the chance to be admired by people, even if it means doing something he doesn’t particularly enjoy?

Were we all in comas during the episode this very season that was literally only about this exact thing?

As to why he’d pick football: he’s a theater kid addicted to the corniest, most cliche tropes. When he got a taste of power by bullying Nurf -- which was also totally in character, because honestly, Preston is not a very nice kid -- of course he went to the thing that in every 80s teen movie meant “cool bully who’s super popular”: the sports jock.

Add to that getting positive recognition from Campbell -- who we’ll get to -- and this swap is totally in-character, and entirely kicked off by the power rush he got from finally getting to be the one who bullies instead of being bullied.

Nurf created his own worst nightmare by being afraid of change. This episode is fucking brilliant.

Harrison

To nobody’s surprise, Harrison is a sadist who thinks he’s hot shit.

He’s emotionally traumatized Neil to win an argument, he’s made Max vomit up, just, like, so many things and shown zero remorse, and got an unflappable sense of self-worth that skates right off the edge into total egotism.

These are the things we love about him. (And yes, obviously his arrogance comes from a deep well of insecurity, but that only exacerbates why he’d absolutely refuse to help Nurf, because it gives him a chance to be better than someone.)

As for why he’d choose to model himself after goth!Max . . .

Honestly, this one doesn’t entirely make sense to me. He’s never shown any particular interest in Max. The only thing I can assume is that . . . well, actually Max was right, and at least in Harrison’s eyes, he is at the top of the social hierarchy. And he got there by giving zero fucks about what anyone thinks of him.

Which is what Harrison did, by refusing to help Nurf. We come full circle!

(WAIT: When Max asks why he’s acting like . . . you know, him, Harrison’s response is, “Why? It’s not making you insecure, is it?” While we could take this as “I’m coming for your shtick,” it could also imply that Max’s general Maxyness makes Harrison feel insecure about who he is. Which explains why, as soon as he’s offered a chance to emulate someone who makes him feel insecure, he chooses Max.)

Ered

Nerris and Ered have established themselves as friends, and she at least has expressed a token interest in playing DnD before. She’s listened to Nerris talk about this stuff enough to repeat it at times -- albeit incorrectly -- and so, when there’s “nothing better to do,” she tries something her friend is super into and finds it really fun and embraces it.

I can attest that DnD totally turns you into a massive, shameless nerd. It’s just that awesome.

Plus, she’s too cool to give a shit if people think she’s being nerdy, so of course she’s not embarrassed about being seen dressed like a Viking; in “Ered Loses Her Cool,” she had that moment of growth where she decided that her coolness comes from her happily choosing to be herself.

Also, she gets to carry an axe around. So like, extra cool points for that.

Nerris

Nerris is gonna grow up to be a band geek, and she’ll especially enjoy the theatricality of marching around in parades while dressed like a Christmas Nutcracker. It’s like being a real-life bard.

This is the only one that really has a “supernatural” level to its change, except maybe the counselors (yes, I’ve come around on Neil; I’ll defend him at the end). While everyone else can be explained by psychological and in-character reasons, I have no idea what caused her to suddenly have this whole getup. I’d chalk it down to her seeing everyone else trying something new and being interested in upping her LARPing game, except she explicitly says she doesn’t know where it came from.

It’s one of the few that doesn’t make perfect sense, but I don’t really mind it because it’s such a top-tier episode otherwise.

Dolph

This is another one with questionable backing in the rest of the canon. However, I think it works less on a characterization basis than on an archetypical one.

Hear me out: how many artists actually make it professionally? And how many of them end up falling back on something solid and lucrative and artistically unfulfilling to pay the bills? Some people are of course lucky enough to land their dream job, and others are lucky enough to find something close enough to that dream job to make money while still doing something creative and adjacent to their interests (becoming an art teacher, for example).

But in Hollywood, at least, the idea is that you’re either a professional artist who Makes It, a starving artist who’s sacrificing for their dream, or a total corporate sellout who abandons their soul for the sake of profit. A child, especially one with a father so unsupportive of his artistic interests, would only have the Hollywood idea of success to fall back on, which means if Dolph was tying to think of a way to “grow up” and stop wasting his time on being an artist, of course he’d jump straight into the most famously corrupt, artistically soulless type of job possible.

The problem here, of course, is that I don’t know what triggered it; like Nerris, I don’t really see a clear line from motivation to new hobby. However, it works really well at poking fun of the “artist to sellout” pipeline portrayed in popular media, so I certainly can’t be mad at it.

Also, look at these credit scores:

David’s score is either astoundingly good -- 825 out of 850 -- or astoundingly bad -- 325 out of 850 -- depending on what that first number is. Gwen’s credit is pretty bad, which isn’t surprising considering she’s working at Camp Campbell, but I’m still proud of her for being either the second- or third-highest person at the camp.

None of the campers should have credit, so these numbers are just goofy, but I’m as shocked by Nikki’s “exceptional” credit as I am by Nurf’s “literally not on the chart by 298 numbers” rating. Assuming Dolph made at least the campers’ scores up, and we know he’s pretty good friends with Nikki, I assume he gave her a higher score because he likes her, Max’s is trash because their relationship is rocky at best, and Nurf’s is just petty and spiteful because he bullies Dolph, and I just love it.

(I assume Mr. Campbell’s credit is in negative numbers, and QM doesn’t exist on any official records.)

Counselors & Campbell

Campbell, I’m going to argue, makes sense.

This? Not so much.

I have no idea what Gwen’s talking about -- “I need her showing. We all agreed to it”???? -- and literally none of this makes sense in any understanding of characterization or anything, but my counterpoint would be:

Look how cute Gwen looks dressed up like David.

“Mumble, grumble, aliens!” and something about Mormons in David’s cheery voice adds 5 years to my life.

David’s floof is now beard.

David is wearing plaid.

QM. Just . . . QM.

Did I mention that Gwen looks so fucking good here? I swoon. So hot. Babe. Step on me, mommy.

Anyway. Campbell.

He’s not what you’d call . . . nurturing, by any means, so at first this weird dad!swap is totally out of left field. However, he has proven himself to be . . . well, not a great caretaker, but someone who does put in the effort when he has to, and is surprisingly good at dealing with the kiddos when forced.

He’s also proven himself to be remarkably introspective, starting back in Season 3. He does to an extent feel bad about what he’s done, and to varying extents wants to make amends for it. So when he starts talking about legacy, and what a man leaves behind --

-- I can’t say I’d be all that surprised if he stumbled upon Preston trying to be “cool” with sports camp and decided (probably with the help of whatever supernatural strangeness came over the other counselors) that he wants to have a better impact on this camp than a bunch of broken-down equipment, a pile of debts, and a “son” who’s disappointed in him.

Listen, what I’m trying to say is that I will die defending my Trash Grandpa and there’s nothing you can do to stop me. There’s good in him!!!! I CAN SEE IT!!!!!!!!!!

On a less “Campbell is my dad” note, as a rather stereotypical Manly Man(TM), he’d be best served helping some weedy little brat become more traditionally masculine. i’m saying Campbell was great at football in high school and is in part reliving his glory days, okay?

Nikki

Oh, come on. Nikki’s always shown an interest in science, and particularly in the mayhem it causes. When Neil is out of commission, and she sees that everyone else is doing major hobby swaps -- including Ered, who I believe she still sees as her idol -- why wouldn’t she want to join in on the fun in the most destructive way possible?

The show didn’t say she was a good scientist, after all.

Neil

Remember when I said I couldn’t defend Neil? WELL SURPRISE BITCHES, TURNS OUT I CAN!

(I didn’t realize it until halfway through writing this post, to be fair.)

But think about it: the boy does not respond well to his mind being freaked. We have observed this.

This is not a good reaction to an unsolvable logical problem.

I’m just saying, there’s not a huge difference between these pictures. Neil doesn’t do well when his brain is overloaded with things he doesn’t understand, and everyone around him turning into different people -- which is how it must look from their perspective, even if I can sit here and explain it in ways that make sense at least to me -- broke the poor boy’s brain.

He’s a very fragile ecosystem, our little Neil. You must protect him from thinking too many thinks and getting overheated.

So . . . yeah. This episode is rad, way more of it makes sense in terms of the characters’ motivations than people are giving it credit for, and the ones that don’t make a ton of sense are at least funny and clever enough to be overlooked, at least in this broad’s humble opinion.

#campcamp #camp camp roosterteeth #cc spoilers #no one is gonna read this #i feel like i used to be a bnf at some point #(when there was no competition)#but then i started writing mediocre fics and running my mouth about shit and then people got tired of my bullshit #which you know? fair #but i gotta let it out because i have FEELINGS #and i don't have the outlet of being an english major and writing 20-page papers about my feeling anymore

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hellzyeahthewebwieldingavenger · 6 years ago

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Marvel Team-Up Volume 4 #2 Thoughts

Things get a little better and a little worse this issue

With the shakey set up out of the way Eve Ewing gets to dive into what she and fans were actually looking forward to from this arc, Freaky Friday with Spidey and Ms. Marvel.

The results are again...mixed.

The art work is again nice and the typical Freaky Friday tropes played with in the story, whilst modest and not explored nearly as much as they could be, are touched upon enough to illicit a laugh or two.

The best moment is probably seeing Peter in Kamala’s body appreciate seeing Kamala in his body have fun with his powers. The subtext is it gives him some perspective on how cool it is to be Spider-Man really.

Another area the book succeeded in was deciding to dedicate the whole issue to the 2 protagonists living through one another’s lives as opposed to having other stuff distract from that.

The positives kind of end there though.

Like last issue Ewing pulls the dirty trick of introducing us to some important information about Spider-Man’s life that’s never (to my recollection) been mentioned before.

As bad as it was to say Peter had an old friend we’d never heard of last issue, this issue establishes that he took precautions to never again have his body swapped like in Superior Spider-Man.

There are a few issues with this.

First of all, whilst it’s nice and would be in character for Peter to do that, it makes him look foolish and irresponsible in the main titles for seemingly never doing that. indeed I can all but guarantee this piece of information will be forgotten or ignored in the main titles if anything akin to a body swap occurred again. Prior to this issue we presumed Peter didn’t take precautions but also that he didn’t do that because there was no way for him to do so.

Second of all, it’s really, really disingenuous for something as important as that to have just happened off panel without a mention until now and a mention in a title that is neither a Spider-Man centric title and isn’t even edited by the Spidey office.

Third of all it doesn’t even make sense. Doc Ock never actually swapped his and Peter’s minds literally. He created copies of their minds, uploaded his into Peter’s body and vice versa. The implication from this story seems to be that in fact Peter and Kamala are literally having their consciousnesses transferred back and forth.

Speaking of which, maybe issue #3 will address this but the fact that Peter and Kamala are swapping back and forth seems...contrived; as does Kamala’s neighbours happening to be away for awhile and happening to give her a key.

It seems like a conceit of the story invented just so that Peter wouldn’t have to pretend to be Kamala in front of her parents.

On the one hand that robs us of a lot of potential comedy and shenanigans. On the other the idea that Kamala’s family will be able to deduce something is seriously wrong is very likely and needs to be addressed.

However rather than go that contrived route I don’t see why Ewing didn’t just cut out the middle man and either have the swap happen on the weekend when Kamala could more reasonably not have to spend a night at home or, if she really wanted to have Peter go back to school, have the swap happen after Kamala leaves home at the start of the day but before she gets to school.

Off the top of my head you could have it be that the explosion doesn’t immediately swap them but that they wake up or en route to school/work get hit with the swap. Or have Dr. Rosario’s lecture occur in Jersey thus giving Peter a reason to be there and then Peter as Kamala has to get back to school for the rest of the day.

Putting all this aside perhaps the biggest sin of the story is the fact that it does the Freaky Friday trope but doesn’t really explore much of the obvious issues in this specific scenario.

Typically the Freaky Friday trope occurs between people of the same genders, and somewhat less typically of the same race.

Here the focus is upon the different AGES of Peter compared to Kamala.

Okay sure that’s a dynamic in play in this scenario, but surely Peter reliving High school or Kamala being thrust into the adult world of bills and job interviews is waaaaaaaaaaaaaaaaay less significant than Kamala reacting to how different it is being a white man with a penis or Peter reacting to how different it is being a Pakistani, Muslim girl with breasts and a vagina.

I’m not saying the story should be graphic about this but it’s really disingenuous and unrealistic to set up this scenario and then pretend either of these characters would be more focussed upon being younger/older than being different genders, races and how they get treated differently as a result.

I’m not asking for a sermon about racism, sexism, privilege etc, but just...I’m just asking the story to be believable and realistic. Realistically those issues would not just pop up but be much bigger concerns.

They don’t even try to raise the question of consent in this scenario. We focus more upon secret identities than even giving a throwaway line about Peter and Kamala consenting to let one another use their bodies to change clothes or go to the bathroom. That just happens and we don’t mention it.

Again, this doesn’t have to be graphic, it can even be funny without being crude, but like...just talk about it. Even that Ultimate Spider-Man arc with Wolverine and Spidey swapping bodies kind of touched on these topics a little and that was over 15 years ago.

The most we get is Peter noticing he got one racist comment and having a period, but it’s just glossed over a scene later. Peter meanwhile doesn’t get to teach Kamala about the perils of adult life, which is weird because at face value this is both their stories so you’d think Ewing would keep things ‘even’ in that way. More significantly really this is Kamala’s book but it leans towards Peter learning about being a girl of colour?????* Shouldn’t the focus be more on Kamala in this regard?**

What’s also weird is that the book tries and fails to give Kamala a taste of what being a man is like by painting the perils of shaving as the closest male equivalent to a period.

Let’s put a side a debate about whether that’s true, or indeed how the comparison is cliché.

My bigger question is...Kamala just...knows how to shave?

My even bigger question is...Kamala shaves incorrectly and it causes her to bleed...on a time delay?

Huh?

Yeah in the issue she starts bleeding during an interview because she cut herself shaving but that’s not how that works.

Yeah you can bleed AGAIN later if you cut yourself shaving but it’s written to imply she didn’t start bleeding until that moment when...surely she would’ve been bleeding beforehand when she initially cut herself.

Additionally there is this odd panel where Kamala is admiring Peter’s muscles in a mirror and being upbeat about being an adult...Maybe I’m being dense but how does that translate. I’ve got huge manly biceps...being an adult is awesome. What? It’s a twin of another panel on the same page where Peter as Kamala starts skipping for joy because...he’s young? And this is referred to as ‘the thing’?

Is that a thing?

Do teenagers typically skip for joy to school or anywhere for that matter?

I think the implication is that he’s relishing youthful energy as in an earlier panel he’s happy his knees aren’t aching. But that still doesn’t add up. As Spider-Man his powers afford him a lot of energy and that includes immense leaping abilities. Skipping isn’t something he couldn’t do or that would hurt him. it doesn’t even jive in the issue as Kamala never complains about aches and pains an clearly relishes her newfound acrobatic prowess.

Oh and on this same double page spread Kamala as Peter buys five scratchcards. What the Hell Kamala? When did Peter give you permission to waste his obviously limited funds? Like on the same two pages she took notice of his bills and his job interview.

There is also this weird characterization thing whenever Peter is in Kamala’s body where he suddenly becomes less like Spider-Man and more ‘the intellectual who speaks in a more high brow way but it’s funny because his appearance is at odds with that’. Like he puts his thumb on his chin as he thinks about and postulates about science stuff and talks about the nectar of the Gods when applying lip gloss. What gives?

Finally there is a bit of mischaracterization regarding one another’s secret identities.

Kamala in Spider-Man’s body immediately unmasks in spite of Peter’s protests, then he does the same against her protests to keep things fair.

Now not to be too harsh on Ewing in this scenario inevitably Kamala and Peter would need to unmask one another. In this sense you can cut Peter a little slack as he probably knows it’s going to be next to impossible to go about in Kamala’s body without seeing her real face.

But Kamala seems...rather out of character here. No expert on her character but given how she has her own secret identity would she really so cavalierly violate someone else’s...when they are asking her not to...and then she employs a double standard and asks them not to violate her own identity?

I really don’t buy this at all.

Again you could argue Peter’s actions were a little more justified but at face value it seems he was just being petty.

All in all...I guess this is worth a read for a few laughs and if you just wanna see some of the wackiness with this kind of scenario but over all it has a lot of problems.

P.S. Another issue with this...er...issue, as well as the last one was Ewing for some reason having dialogue that plainly should be though captions just spoken out loud. Why?

*Also is it just me or is it really weird that from now on its canon that Spider-Man knows what a period feels like and loves the taste of cotton candy flavoured lip gloss? If nothing else that’s gotta be something that will be on Spidey listicals in the future right?

**And yet in other ways the focus is more on Kamala, everything happens in Jersey City, it’s rooted in her status quo and supporting cast. Which again is a problem in one sense since this is at face value both her and Peter’s story but more realistically it’s her story, this is her secondary title.

#Eve L. Ewing #Spider-Man #Peter Parker #Kamala Khan #ms marvel #ms. marvel

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met4n0i4 · 4 years ago

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You are doing it WRONG! This is how it's done with 100% efficiency.

Guys, someone had to do this. I'm new to reddit and new to the manifestation community. I was very excited when I joined, I could sense there was a lot of people who got this manifesting thing in here and was excited to share with people like me. But after reading a couple posts and getting A LOT of private messages asking questions, I now come to realize that most people are doing it wrong!! The worse part is that there are A TON of misconceptions and just plain wrong practices circulating and being encouraged in a some of this subs.

So, I couldn't keep quiet. I know I would have loved someone to teach and correct me 15 years ago when I started this. I would have figured it out way sooner. But the past doesn't matter cause now I'm a freaking magician, guys!

I know, tho, that not everyone's ready to read the cold hard truth. So if you prefer sugar coated vague philosophical 15 minute fixes that seem more like hit and miss, then please just stop reading and go to any other post. On the other hand if you really want to change your life and are willing to put up the work, and re learn what some of you learned incorrectly, then keep reading. Man, I felt like Morpheus right there. Red pill, blue pill moment, guys!

The easiest way to put this is with a magic analogy, although I have to clarify that this ain't magic wooyoo, this is more like science. It works for everyone, every single time. If what you are doing is more like hit and miss, then I'm sorry to inform you that you got it wrong! There's no shortcuts or turn arounds, guys. There's just one way to do this. But, then again, I'll explain with a magic analogy. Just keep in mind this is something more precise, more accurate... I mean, it's THE LAW!

If I could tattoo something in your arm so you could read it again and again it would be this. **Your every thought is creative.** Yes! Every thought. Not just the ones you have when meditating. Not just the emotional ones. Not just the ones when you are thinking intentionally, or when you are surrounded by candles chanting mantras. ALL YOUR THOUGHTS are creative, even the very small ones. And every thought you have is like casting a spell.

That tattoo goes on your other arm. **Every thought you have is like casting a spell!** So, yeah. Most of you have been cursing yourselves for years now. Some of you for decades even. So before you even think of casting beautiful spells and going through your days like Mickey Mouse in the Fantasia movie, you first have to transmute the curses you've put on yourself. How do you do that? That's the hard part but the most rewarding and life changing one. You already know some of this but I'll try explaining the process I've come to find that works the best, and I'll also try to debunk some misconceptions that can be preventing you from succeeding at this manifestation thingy.

The process is as follows. From the moment you decide to change your life forward, you have to be the gatekeeper of your thoughts. Yes!! **All your thoughts**. You have to catch them and evaluate them. If it's a blessing or positive thought, you let it live. If it's a curse or a 'I would not like that to happen' thought, then you correct it! Don't worry that you don't know the curses you put on yourself in the past, as soon as you start paying attention to your every day thoughts, the curses you've been putting on yourself will be the first ones to come to mind. -I'm ugly. I'm poor. I will never be able to change my life. Things keep getting worse. I'm gaining weight! I hate my job.- Your mind will push forward the thoughts you might benefit the most from correcting.

Transmuting is just doing that, being the gatekeeper in your mind and saying. No! This thought about gaining weight is not allowed to keep living like that. And with intention and authority, turn it into something more like 'Hell, yeah! I'm losing so much weight!' or 'Yeah, mamma. You looking fine!' Whatever works for you, guys. You are allowed to have fun with your spells. And if the negative thought pops in your mind 500 times a day, you transmute it 500 times a day! No shortcuts or turnarounds for it.

I mean, it's as easy as that. Watch your thoughts, sort them and the negative ones transform them into better ones immediately. Do not save them for your 15 minute meditation or your visualizations. Change them immediately, don't let them linger. Don't let them work their magic. Doesn't mean those 15 minute techniques don't work. But it does mean that you can cast a beautiful spell during your SATS, wake up next morning and curse yourself for 12 hours straight. So do you think that's gonna work?

And now let me address a couple misconceptions I find in most of you, mostly based on all the questions I've received this couple of days.

**Misconception #1** I have to feeeeellll my thought like it's truth. Well, no. You don't have to try to feel anything! You watch a horror movie, see a freaking awful doll jumping at someone with a huge kitchen knife and you get scared. Did you try to force yourself into feeling scared? No, you didn't. Did you force yourself to fall in love with that dreamy guy with a pretty nice hair, deep blue eyes and hella nice ass? No, you didn't. You just thought of that pretty hair and eyes and the feeeeeling came by itself. Do you force yourself to feel horny?? Ok, not gonna elaborate too much on that but you probably where just thinking of that hella nice ass, weren't you?

Now, people with bad anxiety and depression, did they force themselves to feel anxiety or depression? Noooo! They most likely just had one awful thought after another, they did that for days, weeks, months, even years and then voilá, here you have you severe anxiety and suicidal depression diagnosis. And yes, they might be doing everything wrong inside their heads, but one thing is for sure, they never ever tried to feel depressed or anxious. So stop trying to feeeeeeel rich. Stop trying to feeeeel healed.

Instead, think of feelings more like a sign. If you feel good, then you're doing good magic or at least you're casting spells you'd like to see fulfilled. If you feel like crap, then probably you're cursing yourself into things you don't want to see come true. So, really! Believe me when I say this. All you have to do when the 'I'm so poor' thought comes to your mind... is say.. no, dude. 'I'm sooo damn rich that Bill Gates asks me for advice.' And after you do this like a few hundreds times, yes! You'll start feeling that unequivocal good feeling of being rich without trying. Cause of course you won't feel it just by doing it once which is a very common mistake, expecting to feel like your wish is fulfilled on your fist go. There are some feelings you've never felt or even imagined existed, that'll startle you a bit when you get them. My favorite? Feeling famous, it's wacko, guys.

**Misconception #2** Living from the end. I don't even know the exact words you keep posting around here, but I've been reading this again and again. It sounds to me that you guys are trying to dissociate. You know who else dissociates? Schizophrenics! So stop doing that. What is this nonsense about imagining yourself in an alternate reality where it is true? I mean, has anybody spent money they don't have while doing this? Guys, that's not how this is done. This whole feel like it's done is freaking a lot of people out of their minds. Of course you can't do it! You're not crazy. You are trying to make yourself crazy, tho, but you aren't yet. That's why you can't do it.

I constantly have to tell people it doesn't work like that. You are not dimensional jumping. At least not right now. What you are doing is setting a process in motion. Yes, you head it right. It's a process. It takes time. Some processes take longer than others. That thing they say about it being just as easy to manifest a button than a castle has been misinterpreted. It is just as easy because the process is the same, it's about shifting thoughts as they come. BUT, it takes more time to build the castle than the button. I mean.. it will take more time to lose 100 pounds than lose 20. You are aware of that, right? Why is people thinking that this is not a process? What?! You guys really deceived yourself into thinking that people with hair loss will wake up one day with a a full set of hair? That would be freaky! So please, stop fooling yourselves. When it happens, it will be little by little, or pretty fast but in a progressive way.

Maybe this helps. Think about it this way. So you have multiple things you'd like to manifest. Let's say you wanna manifest a button, a castle and a boyfriend. Every manifestation requires different amounts of power (energy) to manifest. The button requires 10MP (magic points! \*shimmer\*). The castle requires 1,000,000 MP. And the boyfriend maybe 200,000 MP. Now, every time you think 'I have a freaking castle', you sum +1 MP for the castle. So, you would have to think of it in a positive way 1,000,000 times for the process of this particular manifestation to pop up in your reality, or for the parts to connect so you can actually acquire it. And of course, when you think, 'Damn, I'll never have that castle' you lose -1 MP. So you have to collect all the MP for any desire.

You won't like to hear this, but actually, some of you might be in negative numbers. You've only been thinking negative about the castle thing so just to get back to zero will take you some time. But there's no other way around it, either you get back those points you lost or you'll never get what you desire. The good news is white magic spells are stronger than black magic spells. I don't know why but getting sick can take you decades, and healing from it can take you just months.

I mean, that example is flawed cause no one actually knows how much MP something needs, or if you already have some MP accumulated. So someone might say, I manifested a castle in just a couple of days, but we don't know if that personal had already accumulated 998,000 MP before when she was a kid and played with, you guessed it, castles. See what I mean?

So all you have to do is keep casting your spells, accumulating the MP and waiting to have the total amount for the wish to be fulfilled. Man, I hope this example doesn't backfire somehow. I feel like it's pretty accurate despite what some people say about all the manifestations needing the same energy to manifest. Of course they don't. Moving a small stone needs less energy than moving a heavier stone, come on, guys! It's the same with manifestation and energy and all that stuff.

And of course, in the meantime you ARE FULLY AWARE that you don't have the castle, but you are also aware that you are working with your thoughts and casting your spell to get it. No need to dissociate or believe it's here when it's not. I swear. Just cut the crazy out, guys.

**Misconception #3** I have to cast my spells in present tense. Well, yes and no. You can do that, no harm doing it, as long as you know it's just a step in the process. Stating in the present doesn't mean it's here. I don't want you all acting bananas and trying to fit your 200 pounds in a XS shirt. But more importantly, some of your curses are not in the present tense. Some of them are in the future tense or in the past and you can also correct them in the future tense or in the past. If your thought is, 'I'm going to fail'. Then you can transmute that thought into 'I'm going to succeed with flying colors'. Doesn't have to be 'I'm succeeding right now'. I mean you can do it either way but it's not necessary to make everything in the present.

Sometimes, it's even better stating in the past or the future. I mean, it's not actually the same to think 'Everything is right' that thinking 'Everything is gonna be alright'. They feel a little different, don't they. Sometimes we need things to be alright right now, but some others we'd feel much better if they were also right in the future.

And the same happens with the past, some people even call this healing or forgiving. You change the past in your mind and you let go of things, you forgive them, heal them. I've seen people talking about it around here but I don't think it's that important right now. And despite what a lot of people think, The Law does understand past, present and future. Let's just quit the crappy philosophies out here to make this work.

**Misconception #4** You have to let it go. You have to let it go. You have to let it go. Man, this one has a lot of you confused. Some people call it letting it go, some people call it releasing resistance. But it's an easy one. You have to 'release' the negative thoughts. And you have to 'let go' of the negative spells you're constantly casting on yourself. I don't quite understand why people are so confused with this.

I'm reading people talking about letting go and asking things like 'Should I let it go and stop thinking about it completely?' Well, let's see. If you're thinking positive things about it and you feel good doing it, then keep it on! Why would you want to stop it? Thinking happy thoughts makes you fly, haven't you read Peter Pan? But, if you're going all negative about it, then do let it go. But, guys, letting go is not just ignoring the negative thoughts as if you never thought them. You did and now they're alive working their magic all around you. So please do transmute them as they come, immediately!!! Don't let them loose.

A lot of people here say you don't have to fix anything since everything's already perfect. You know when everything's already perfect? When you see, touch and experience everything as perfect. Not before. I know the all is already perfect philosophy might help alleviate some anxiety or worry. But you know what alleviates it better, the know that you are fixing whatever is wrong. So please don't fall for this, you don't have to heal or correct anything cause everything is already easy peasy lemon squeezy, or you'll just stay in the same place you are right now.

Those are all the misconceptions I can remember right now. But I'll make more posts if I found out other misconceptions doing their rounds around here. Now, there are a few tips that might help master this thing.

**1. When casting a spell, do it with intention**. Some people might find the word authority more beneficial. A magician doesn't just spit the words out of his mouth reluctantly. They intend for their words or their thoughts to move something. So do it like you're a magician ordering things into realization. And keep casting your spell until it manifests. DO NOT FALTER!

My ex girlfriend was having a lot of trouble with transmuting thoughts and castings spells. She kept saying there was a small voice in her head bringing her down, especially when she was trying this out. I told her to visualize that voice as a demon trying to curse her, and to fight him! If the demon says you are coward, you yell back to him 'No way, demon. You are not gonna make believe that crap. I'm as brave as the lion from the Wizard of Oz!'. So she did it for a while. And in a matter of weeks, her agoraphobia and panic attacks disappeared. It hasn't come back five years later. So maybe this imagining the devil cursing you and fighting him might help. My ex did go to the extent of getting in her van and yelling at him out loud. So don't be afraid to do those things that might seem silly. If it helps you transmute, then go for it!

**2. Exaggerate the positive thoughts.** If you think you're ugly, please have fun with the transmutation. Instead of transmuting just into 'I am pretty', please go a little further. Cast a spell more like 'I'm soooo damn handsome that Shawn Mendes is jealous and wants to punch me in the face.' People are a little reluctant to do this, but guys, it works. Instead of +1 MP that's like +3 MP. Remember the Boggarts from Harry Potter? Well, yeah, that's pretty much what we are doing here.

Besides, and I always like to say this to people who don't want to try it, you've been exaggerating the negative thoughts all this freaking time. So why do you refuse to exaggerate the good ones??? Yeah, I'm talking to the people who think they are going to die lonely under a bridge, after years of eating from dumpsters and battling cancer, during a zombie apocalypse caused by COVID-23.

**3. Do not let anyone else cast spells on you**. Yep, most times you don't cast the spells or the curses, but you let your own mind cast spells on you without you even authorizing them. Sometimes you also let people cast spells on you and you just take them like a champ. Other times you take spells from someone on a song, a movie or a tv show and you don't even realize it. Please, be aware of the thoughts others try to put in you. Be aware, and when you mind focuses on someone else's awful skin, even if it's just in a movie, please transmute it immediately to 'I have baby skin so soft that Cruella De Vil wants to make a leather jacket with it'.

Of course, this also means that when you catch yourself judging someone else, you have to immediately transmute cause that thought is cursing yourself first. So please, be very aware of those traps. When I say that you have to be aware of all your thoughts, I meant it.

That's honestly all that comes to mind today. So now that you have the basics, you can go buy a wand, carry it with you everywhere under your belt and act like one of Cinderella's fairy godmothers at the last dance. Transform that dress into your favorite color, even if you have to do it one million times a day. Have fun with it. It might be a little tough guarding all your thoughts at first but in a couple weeks it'll be like second nature. You'll do it with a lot of ease.

And, one more thing you have to know. The more you do it, the faster and stronger the magic gets. Don't ask me why.And finally, if you do it just like I explained, hold on for the things you'll start to experience. It gets nuts!!! Hope this reaches someone and changes some lives and don't forget to follow me for more recipes.

PS - Since some subs have been rejecting my posts for contradicting some of their main beliefs, I'm not able to share on there. That's why I decided posting on my profile. No one censors me here. So if you want to read whenever I put something out there, make sure to follow me.

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lpdwillwrite4coffee · 8 years ago

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Awww yiiissssss, get to know me memes are the best!

I was tagged by @kteague cuz my girl knows what’s up (I love this shit, I can’t help it).

I’m gonna go with @asnowballschance @priya212 @cemeterydreamer @asocialfauxpas @purelyfueledbycaffeine But no pressure! Under the cut for obvious reasons.

Rules: you must answer these 85 statements and tag 20 whoever you’d like!!

The Last …

1. drink: coffee

2. phone call: real estate agent (I’m such an adult haha)

3. text message: friend telling me she has poison ivy

4. song you listened to: Bellbottoms by the Jon Spencer Blues Explosion. I got back from seeing Baby Driver and immediately needed the soundtrack in my life.

5. time you cried: A couple days ago. I was super overwhelmed with life ~stuff and just needed to cry it out.

Have you ever …

6. dated someone twice: No but I’ve thought about it.

7. kissed someone and regretted it: YES. Ugh.... Several. (feel free to ask for details on those train wrecks haha)

8. been cheated on: Not that I’m aware of...

9. lost someone special: Oh yes.

10. been depressed: Yes, been on medication for it and then off meds. I was incorrectly diagnosed with clinical depression when it was situational and because of my own past traumas and emotional abuse.

11. gotten drunk and thrown up: Yes, I just can’t remember how many times... 2? 3? I think?

Favorite Colors…

12. Cobalt blue

13. Rich, royal purple

14. Emerald green

In The Last Year Have You…

15. made new friends: Yes!! IRL and online (y’all know who you are, and if you don’t I’ll come tell you)

16. fallen out of love: It’s been a couple years since I’ve *been* in love.

17. laughed until you cried: So many times.

18. found out someone was talking about you: In a negative way, yep, and it sucked. I thought we were friends... In a positive way? I think so! Well, found out people were happy about what I was doing and my work. So that’s been super lovely!!

19. met someone who changed you: Definitely.

20. found out who your friends are: Yeah, some friendships have fallen apart or been tested. That’s never fun.

21. kissed someone on your facebook list: Yes

General

22. how many of your facebook friends do you know in real life: Most? I tend to accept friend requests from people I don’t *know* but have lots of mutuals with and I’m sure we’ve run into each other or run in the same circles. So like, 85%?

23. do you have any pets: MY LIGHT OF MY LIFE, MY DOG ODIN. HE’S THE BEST AND I WILL SCREAM ABOUT HIM FOR DAYS IF YOU LET ME.

24. do you want to change your name: Ahaha, I’ve already changed my name. I used to go by my middle name and then started going by my first when I changed schools. I’ve changed my last name too. I’d make a mediocre spy.

25. what did you do for your last birthday: On my actual birthday, I got lunch with friends out and then had dinner made for me by other friends/my surrogate family (they made me steak) And then that weekend I went out for drinks with friends and my favorite bar tender bought me a round and gave me the special pint glass. It was a great birthday week.

26. what time did you wake up: 5:45.... uggghhh.

27. what were you doing at midnight last night: I was surprisingly asleep! Good job adulting Lauren, you went to bed on time.

28. name something you can’t wait for: I’m stealing one of my answers from K- The Punisher series! Also, moving to MA, finishing my second book, getting a new house, and currently I can’t wait for my second cup of coffee.

29. when was the last time you saw your mom: September I think........... Yeah, that sounds right.

31. what are you listening to right now: My co-worker’s FB messenger going off...

32. have you ever talked to a person named Tom: I... think so? Sure. I’m sure I have.

33. something that is getting on your nerves: My co-worker’s FB messenger going off!!! (Vibrate is a setting. USE IT.)

34. most visited website: Tumblr, Pinterest, and Gmail.

35. hair color: Strawberry blonde/ red, and currently with purple, copper, and bright red highlights.

36. long or short hair: Short, asymmetrical cut. I used to have long mermaid hair and chopped it all off. Showering takes WAY less time now haha.

37. do you have a crush on someone: I had a crush on an old co-worker, but I left and haven’t seen him in so long that it’s faded. Celebrity crushes? YO HOW MUCH TIME DO YOU HAVE??

38. what do you like about yourself: I’d like to think I’m funny but Idek lol. I’m creative and passionate. I’m a good friend to people. I’m really proud of my empathy and compassion, especially in a world that tells you not to be. I’m also not to be fucked with, and I like that about myself. I like that I can fit into different groups, chill with different kinds of people, and no one can put labels on me because I don’t fit any mold at all.

39. piercings: Hold on lemme count... 11!

40. blood type: SHit, I should probably know this about myself... O.... Positive? Negative? I’m an O, I know that much! (bad job adulting Lauren. Bad job)

41. nickname: I don’t really have a nickname... Not that I’m aware of anyway. I’m not opposed to one! But my names don’t really make for good nickname material haha.

42. relationship status: single, and TOTALLY fine with that. Ya girl is too busy for that relationship stuff right now.

43. zodiac: Scorpio

44. pronouns: She/her

45. favorite tv show: Listen, stop trying to make me pick between my children I love them all equally okay?

46. tattoos: I have to count again, hold on.... 8!

47. right or left handed: right-handed

48. surgery: A few times. 4 maybe?

49. piercing: see above.

50. sport: That I played? Volleyball (very poorly I might add). That I watch? Baseball. The only sport I give 2 shits about is baseball. And maybe rugby if it’s on and I like the team.

51. vacation: I have a girls weekend planned for the end of this month. My last true vacation was to Beaufort with @asnowballschance and then up to North Adams, MA to visit a friend who had moved. Man I’ve traveled a lot this year...

52. pair of trainers: I have one pair of true “trainers”. The rest are like Converse sneakers or slip ons that can’t be used for actual physical activity, they just make me look sporty haha.

More General

53. eating: Home made trail mix for breakfast

54. drinking: Water... and more coffee

55. i’m about to: email my realtor, refill my water bottle, and start writing. I have a Camp NaNo word count to get to.

56. waiting for: NEWS ABOUT THE PUNISHER. GIVE IT YOU ANIMALS. Also waiting for the caffeine to kick in....

57. want: to find a house in my price range that DOESN’T need serious remodels. Seriously, I’m not Bob Villa. Let it be move in ready or close to it please and thank you.

58. get married: Yes! Absolutely! But the dude has to show up first... haha

59. career: Writer/author. I mean, I work an office job to pay the bills but that’s not my career.

60. hugs or kisses: Both? plz love me.

61. lips or eyes: Eyes! I’m so enamored with people’s eyes- the color, the shape, the way they show emotion, the way they change in the light. I love it.

62. shorter or taller: Taller? I’m 5′8 almost 5′9 so sometimes that’s hard to find...

63. older or younger: Older. I have the hardest time finding anyone my age who is compatible.

64. nice arms or nice stomach: Arrrrmmmmmssss. Not jacked. Just strong. Broad shoulders and a wide, strong chest makes me WEAK

65. hook up or relationship: Both, depending on my mood. I’m currently hooking up with a couple people, but I’m so not wanting to date.

66. troublemaker or hesitant: Hahahahha, I’m called the human embodiment of the grinning Devil emoji for a reason.

67. kissed a stranger: Yes. It was..........

68. drank hard liquor: Lord help me yes.

69. lost glasses/contact lenses: My glasses are my everything. I’m so blind without them it’s awful. I never take them off.

70. turned someone down: Many times. I’m a picky girl.

71. sex on the first date: Sure, I’ve done it before. Worked out fine!

72. broken someone’s heart: Yeahh... It sucked at the time but it was necessary.

73. had your heart broken: Yes, in more ways than one.

74. been arrested: No, but I’ve been yelled at by the Coast Guard. That was fun.

75. cried when someone died: Of course!

76. fallen for a friend: Yes.

Do You Believe In …

77. yourself: Yes! Most of the time. Okay, like 67% of the time.

78. miracles: Yes, but probably not in the way you’re thinking.

79. love at first sight: Maybe? I’ve never experienced it myself though.

80. santa claus: I used to! Now I believe in the spirit of Christmas/ Holidays that make people want to keep the idea of him alive for children. It’s a precious concept and tradition.

81. kiss on the first date: Sure, if it feels right. Life’s too short. Kiss the person you wanna touch faces with.

82. angels: Yes, but again, not the way you probably think

Other

83. current best friends’ names: *EXTREME KRIS JENNER VOICE* I LOVE ALL MY FRIENDS

84. eye color: Blue green

85. favorite movie: PSSSSSSSSSSHHHHHHHHHHHHHH look you’ve made it to the end of this list do you really think I’m able to pick just one???

#get to know me #lists #these are fun I love these #Thanks K!!#about me

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lazytacomoon-blog · 7 years ago

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Calumet Oklahoma Cheap car insurance quotes zip 73014

"Calumet Oklahoma Cheap car insurance quotes zip 73014

Calumet Oklahoma Cheap car insurance quotes zip 73014

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ok.. I've filed a claim against my home insurance company through a lawyer. It was a house related claim. I was told my claim was settled and signed the settlement paper from attorney's office about 5 months ago and still have not received the money yet. So I called the actual insurance company and found out that the money was paid out 4 months ago. When I called my attorney's office, 4 different agents told me different stories and I noticed they might be trying to keep the money. is there any way to file a claim against lawyers? Please help""

How much would car insurance be for a Dodge Charger?

If I had a 3.0 average and no accidents,tickets, or other outstanding finds and i was only sixteen, how much Would the insurance be?""

Do older cars cost more for insurance? I was thinking of getting a bmw m3 2002 or 05.?

or for my 1st car should i just get a infinity? cus someone told me for those cars insurance is like 220 a month!!

What are the odds of insurance rates increasing after a ticket?

Okay, so late last year, I had a run in with a cop on the freeway who pulled me over for speeding. After having a lengthy talk with him, I managed to talk him into just citing me for some dice I had on my rear-view mirror. It ran me a little over a hundred bucks, and I don't think it really effected my insurance. Now, just the other day, I got caught in a speeding trap on the freeway and got pulled over, and this time I did get a ticket for speeding for doing 81 mph. Now, as far as I know, insurance companies only check a person's MVR once every three years or so, but I've only just begun to research the subject. So my question is, given the information I just provided, what are the odds that my insurance company finds out about my new ticket and raises my rates?""

Health ins. companies can't deny people for pre-existing conditions. Should the same be true of car insurance?

I ask because my car has some pre-existing problems: 1. The brake pedal only works about 1/3 of the time 2. The engine is currently on fire How can these greedy car insurance companies declare that my car is unsafe to drive?

Whats a good medical insurance plan?

I am 20 years old in decent health about 6' 5 240 pounds. So here's the deal, I am currently on a plan that has 0% co-pay after deductible this includes emergency room visits, prescriptions, the whole nine yards. However its a high deductible plan so before I can reap the benefits I must first pay 3000 dollars as the deductible so my co-pay until I reach 3000 is 100% all out of pocket I mean this isn't bad just sucks until its over. Does anyone know a better plan out there?""

How much would the Insurance go up for a sports exhaust. 10 POINTS?

Hi at the moment my boss pays my insurance on his business fleet as I work in his office in the week, therefore I have a business car (ford feista) I asked him as he's my uncle can I get sports exhaust for it if I pay for it and the additional cost Of the insurance every year IF it goes up. I'm 18 he pays 1200 for the year and I think that goes to about 600 this year.. As he's got 5 business cars on the same fleet. How much extra will it cost me?""

""I'm 18, I have a question about finding car insurance........HELP!?""

I'm 18. I currently drive my parents extra car, and I am on their insurance. Right now they pay for all the insurance. Ok, so here's my question. I want to buy a car sometime later this year. I know it will be kind of a lot because of age (I'm female btw) and I just am confused about how I find insurance. Do you have to buy the car and then find insurance or should I be looking for insurance BEFORE I even buy the car ( I know what car I'm going to buy, it's just a matter of saving enough money and finding one available) Anyways, do I find an insurance company willing to cover me or do I put it in my parents name under their insurance? I'm so confused, I just want to be prepared and know all the facts for when I do buy my first car. Thanks for your help!""

First time Insurance Buyer!?

My parents recently told me that I have to pay for my own insurance (Damn economy). I would be driving a 2005 Chevrolet Suburban and a 2004ish Suzuki Sedan. Sorry I don't know the makes and my parents don't want to tell me because they are afraid I am giving away their emails to all of the insurance companies. I am 16 years old, and have a 3.3 GPA. I noticed another answer somebody said attach to the parents. My mom was rear-ended and has 1 moving violation, my dad has been accident/ticket free for 40 years, if that makes a difference at all.""

What exactly is affordable health care premium?

To me that means everyone pays $100.00 per month Is that what it means?

Is this covered under home owner's insurance?

We have been doing A LOT of work on our house (getting it ready to sell), and we've paid for basically everything (even things that would've clearly been covered by insurance). However, this problem is one I'd rather not pay for if it can be avoided. There was apparently a leak under our shower and it caused some fairly serious rot under the floor. We were unaware of the leak. The carpenter who came says that there will be some fairly extensive work necessary on the shower itself, not just the rotted wood (which will be easy and fairly inexpensive to replace). Will my home owner's insurance policy cover that?""

How will my first speeding ticket in Florida effect my insurance?

Ok I'm 19 and just got my first speeding ticket on the way to work today doing 9 miles over. So my question is how many points are added to your license for doing this much over and is there any way to avoid getting these points? If not, how will this affect my insurance? Is it going to skyrocket, even though this is my first speeding ticket ever?""

What is the best health insurance for a newly married couple to get?

My husband and I just got married and are looking to get health insurance. we both can not get insurance through work. we live in arizona, my husband attends ASU. We are both involved in masters programs. We are looking to start a family poss. with in the year! what is the best coverage we can get, with our student incomes? thanks in advance for any advice / guidence you can provide!""

""I am 18, how much approx will car insurance be?""

I am going to be getting my first car soon, i'm not sure what kind of car yet. But, I was wondering if anyone knows an approx. price for what car insurance could be for me?""

Wich car is cheaper for insurance?? 93 civic hb or 91 talon non turbo?

im 16 i would also like know how much cheaper sedans are on insurance than coupes.........and if hb are cheaper than coupes also thanks

How much will my geico auto insurance rates go up after an accident?

If I've had a couple of accidents in years past, currently pay about 1,200/year for geico. I just had a very minor fender bender in which I sustained no damage but the other car (a BMW) got 2 scratches on the rear. How much can I expect my insurance rates to go up when this is all reported?""

What is the best and cheapest insurance when renting a car in America?

I have heard that when renting a car in America the insurance can be as much as the rental cost itself when organizing insurance through the rental car agency. I am traveling to the US and will be renting a car and am trying to figure out a batter way to get the collision damage waiver insurance other than paying the high insurance prices offered by car rental companies.

How can i start selling life insurance at home and what type of license do i need?

Would i be able to start my own buisness online and localy selling another companys life insurance and setting up appointments what kind of license do i need to sell insurance and for my own buisness do i just selling life insurance for another company do i just need a llc license

What exactly is auto insurance?

i just got my first driver's license and I am eagerly awaiting my new car. however, i hear that i have to insure my car and register it and have registration papers. exactly what does this mean for me? will i not be able to get my car? what exactly is this insurance - is it a monthly bill, one-time payment?""

Cheap car insurance in CA?

I'm 19 and am looking to buy a 06/07 Cobalt SS coupe (non-supercharged) and am wondering what the cheapest insurance would be? Personal experience?

Calumet Oklahoma Cheap car insurance quotes zip 73014

What would the price of insurance be for a 16 year old male after going through drivers ed and taking the...?

behind the wheel license test through the school? I am getting my license in a couple of days and wondering how much it would cost just in case i have to pay for it. We have a 2004 trailblazer, a 1999 grand prix, and a 2000 ford ranger. I get good grades and im not sure what else you need to know. Im in az. Im wondering because i cant put my info on the internet for a quote so i just want a ballpark monthly price.""

How does a turbo affect auto insurance?

I don't mean the rates. I mean if I totaled my car, and let's say it's a newer car worth 15000$, the turbo was 3000$, and they wrote it off. Would they decrease the value for mods, increase it, or give me the same value?""

How do I go about getting life insurance?

I need life insurance, who do I need to speak with?""

What car insurance quote should I accept ?

I have a competitive quote from AVIVA, ADMIRAL and ELEPHANT.co.uk Which company would you use and why?""

Who has the cheapest car insurance?

Dodge durango insurance vs kia kia borrego?

Is it cheaper driveing a kia or dodge durango for insurance? People say dodge cost more for insurance then kia. I know to contact the insurance company for sure. But I would just like to know what you think. The kia would be 09 and durango would be 03

My brother got my friends car and got stopped for dwi and the car now is impounded. But the insurance?

But the insurance is under my friends brothers name cuz my friend dosent have a licence and his brother is not here. but i got a license what can we do to take the car out??

Who offers parked car insurance?

My husband is deployed with the Army and I went to stay with family out of state while he is gone. We left his car at our duty station and we still owe on it. Progressive does not offer parked car insurance and I do not want to pay full price when neither of us are going to be anywhere near the car for a year. Are there any companys that offer parked car insurance or is there anything else I can do until we pay it off?

Cost to insure a scion tc?

20 year old male, 1 ticket in last 3 years (oct. 2011). 2005-2006 automatic transmission, 2 door. What would insurance be on one of these? Thanks!!! :)""

Free Auto Insurance Quotes At What Website?

I have been looking for a site that gives Free Auto Insurance Quotes, everywhere I have found wants to charge me or run my credit. Can anyone help me? All I want is a Free Auto Insurance Quote is that to hard to find?""

How much would my insurance be for an rsx 2003?

Ok so im thinking about getting a acura rsx 2003. Im 18. Had my license for over a year now. No tickets. Im a full time student at a college. ima be on my parents insurance. Their insurance company is esurance. I was wondering how much would my insurance be?

Why has car insurance gone up so much?

Im 18 learning to drive and getting my first car soon but I'm wondering why car insurance has gone up so much?

Life Insurance?

Can you buy life insurance on anyone? I mean could you buy life insurance on everyone in the nursing homes, then collect the reward? Or quickly buy life insurance on hospitol patients?""

Do you know how to find a cheap auto insurance online out there?

Where can I get the cheapest online auto insurance?

How do I get health insurance?

Im a 22 year old college student but im no longer covered on my parents health insurance. I hate not being covered, and I want to find my own health insurance. My job offers it, but it is really expensive, and as I said im a young college student who already has tons of bills. Any ideas how I can get good, inexpensive health insurance? Anyone know where to even start looking? Thanks!""

Approximately how much would Comprehensive car insurance be for these luxury cars?

Im currently doing an assignment where I have to compare running costs of three different cars. I can't get an online quote for comprehensive insurance for these three luxury cars: Let's say the driver is a 30 year old with a perfect history/driving record. BMW 740i (Price: $183,000) Audio RS4 (Price: $187,500) Mercedes CLK-63 AMG (Price: $199,100) How much do you think APPROXIMATELY, the comprehensive car insurance would be for each of these cars? (Annual) AS A GUIDE.""

How much will my insurance go up??

i have 21st century auto insurance and i have been driving since february 2008 and i am 18 years old. i bumped a state vehicle (caltrans) but there was no damage done whatsoever to the vehicle...as for my car...there was a small scratch that i will not repair. however chp said since its a state vehicle they have to report it. how much will my insurance go up??

Lexus Tail lights and Angel Eye front lights - Insurance?

So im thinking about getting these for car my, does anybody know how much the insurance will go up by if i get them, thanks""

""If I buy a healthcare insurance plan from the exchange, can I switch plans just like I can with car insurance?

I know car insurance companies must refund you everything you did not use when you decide to switch insurance companies.

Do you need motorcycle insurance in iowa?

im 16 and im moving to iowa from florida and in florida you dont need insurance. so i was just wondering if you need insurance in iowa

Mass insurance?

why is it that in massachustts that if you have a deductable of $500 on your car insurance policy and put in a claim for $900 dollars you are charged a surcharge of $360 for 6 years why do we have insurance and pay a high premium to start with. they should pay the claim for the $400 difference without a surcharge. i have 3 cars insured and it seems that i pay for the insurance but have no benefit from it.

1 Day Car Insurance?

Any way I can get car insurance for my car for only 1 day? I NEED to take it somewhere for a couple of hours and it NEEDS to be insured. Thanks.

Can you buy a car if you don't have a license in CA? Can you get car insurance without having a license?

My friend has a driver's permit. She wants to buy a car and practice driving in it so she can get used to it. Then she wants to use that car when she goes for her driving test at the DMV. Can she buy and register the car without having a license? If so, can she get insurance on the car without first having a driver's license? Thanks for your help.""

How much would short term auto insurance normally cost in new york?

say i have a bmw 530i im single, 35 years old, male and all my driver's license records are clean how much would it cost to insure the car for only one day?""

How do I find health insurance for myself as an individual?

I am currently a sophomore in college, and I really hate student insurance, as it covers and pays for almost nothing, and doesn't include dental. Where do I go if i need to get a different provider?""

Calumet Oklahoma Cheap car insurance quotes zip 73014

Arnold Clark Insurance?

Whats the minimum age to be a policy holder for arnold clark insurance? Ive been told It's either 18 or 19, Do they still base the risk like everyone else as I've also been told that it's a fixed price regardless of risk, the only rating factor is the drivers age?""

Is insurance required in north carolina?

if one had a car registered in georgia, he decided to pass through NORTH CAROLINA, the insurance expired, he gets pulled over. WHAT WOULD HAPPEN?""

What is the cheapest car insurance company in orlando?

""Changing car insurance from full coverage to liability on BMW lease, will BMW detect it?""

I just completed a lease assumption process on a BMW and they required full coverage (100/300) for my car insurance. Problem is, I have a few tickets on my record and also for some reason I require an SR22, so for full coverage insurance I am paying quite a lot. I would like to switch to liability only and just take the chance if something happens to the car (knowing I will have to pay for all damages), but I am not sure if BMW checks periodically whether or not I have the proper insurance coverage. Does anyone know if they check, and if the do check and find me with only liability, what would/could they do? Thanks in advance.""

If I'm on someone else car insurance am I liable?

My old boy friend put me on his car insurance so I could drive his car. We are no longer together. If he gets in an accident could I get sued? He has nothing, but I do.""

""How and how much for car inspection, title, insurance, and tags?""

I am getting a car from someone, and I need to know what all I need to do to get it registration (tags), it inspected, it with insurance, and with the title transfered over. The car is just sitting in a driveway right now with nothing on it, so how do I get everything I need done to it when it can't legally drive anywhere?""

Dollar general insurance rates. are we getting screwed?

how much would a manager at dollar general have to pay for comany insurance? 3 children covered, no heath probems. living in missouri i think my fiance is getting screwd by his ex wife and i think he is paying for her on the insurance with the boys. he pays an extra 300 a month suposedly just for the boys insurance. please help!""

Homeowners Insurance Policy Rate increases $220?

I bought a home in 2006. Had a policy for $550.00. Next bill 200+ more (nothing in policy changed). switched company Got AAA policy $ 512.00 (same policy coverage) Next bill $734.00 - Only change here was $29 dollars for Earthquake and House is covered for 1,000 dollars more. (Keep in mind my house is less than $100,000 and in good shape for being 40-60yrs old) Is there some unwritten law that states after providing insurance to homeowners for 6 months you have the right to jack up the price $200 every year? Should I get new insurance company again? If so, what guarantees that they don't tack on an extra 200 like the last company. This pattern is discouraging at this rate I will run out of insurance companies before I pay off the house. My insurance is paid through an escrow account so taxes already went up and insurance goes up - Monthly Mortgage Payment goes way up! Something none of us need. Please offer any of your experiences and advice.""

I need to get car insurance im 17 year old male see more info below.?

Im 17 will be 18 in January. I need my license because I have a good opportunity to be a baby sitter but it involves driving the kids kids to soccer practice and school. I have already gotten hired I just need to get my license. I think my mom and dad have alstate and the car I would be driving is a 2001 mini van. How much would it cost ? Would the rates be cheaper if they said I would be driving on rare occasions ? The job pays 200 weekly so its a good opportunity and plus i love the kids.

Which is the cheapest & best car insurance co for skoda fabia car in India?

How much will insurance cost after getting a DUI?

Does someone know how much roughly insurance will probably cost after a DUI? Perhaps someone who has had one in the past could tell me.

How much will my speeding ticket be and is it possible for my insurance not to go up?

I got pulled over doing 96 in a 70mph speed limit. In california around King City and I want to know a couple things. How much will the ticket approximately be? Is it worth contesting? Will going to driving school make it so I don't get a point on my license? And how do I make it so my insurance does not increase?

Is a 1978 lincoln mark v cheap to insure?

i am looking at a very cheap car to insure. i was looking into one of these classic cars. i currently drive a 1995 ford explorer V6 and its RWD that costs $140 a month on insurance and it gets worse gas mileage than a 1969 lincoln mark iii. as far as i know, this is a 34 year old car and registration is probably gonna cost 50 bucks or less and i live in NH. im 19 and have no tickets or accidents, will the lincoln mark v be cheaper than my explorer. i only have liability""

Car insurance questions!!?

I'm 18 and when I search for car insurance the quotes are crazy like 6000 to 9000, if I lease a car can I get something like basic or part coverage I'm new to this, I have a friend who has to pay like 100 a month and he has part coverage.""

Will car insurance effects right away when you call them?

I just bought a car, well imma get it tomorrow I have Infinity Insurance (not the car brand) I will get my car tomorrow, I was wondering If I call them tomorrow when I get car, to add my new car to the insurance car list will the insurance effects right away or later, because I'm going to call them not talk to them in person thank you""

Where to get the best price on event insurance?

Ive been throwing events for awhile now and just recently had a close call in damages to the property so i was wondering if anyone knew of something like a Event insurance company that covers Arizona events?

Renting a car and insurance in US ?

is insurance for renting a car optional or essential ! ?

Is car insurance cheaper for a 2 seat car?

I heard a 2 seater car has cheaper insurance. Does anyone know how true this is?

Flying insurance????????????

do u need insurance if you are flying in a private jet charter (like a private jet)

Help on car insurance - very urgent!?

I have recently noticed that the address on my car insurance is completely wrong. From the house number to the last digit in the postcode. I have had an accident which was apparently my fault, and now I have realised my address is wrong. I have made multiple phone calls where I've had to confirm my address too. Is there any safe way I can change my address without arousing any suspicion? Please help me because it is a genuine error, and I do not want to be accused of being fraudulent. What are the best options to take at this stage? Thank you""

Am i covered on their insurance?

I am a 17 yo male with a probationary class 5 license from Alberta, Canada. I am wondering if i am covered on the insurance on my grand-parents' car (from Ontario) in Nova Scotia. Thanks for the help""

Ideal cheap car for beginners?

I'm looking for a used car with a cheaper insurance that would be ideal for a new driver. Any suggestions?

Do you know a temporary car insurance company for a 19 yrs old man?

Actually i have found one which says they do for 19-75 but when i tried to get a quote they said they cant do. I would like to insure an old Ford Transit, smiley face, 2.5 di non turbo for exporting.""

Health insurance in NY? Minor children & jobs that don't offer healthcare?

My friend has twins that are 17 & they are having a hard time finding affordable health insurance like many people, she works 2 jobs that total around 2,300 a month & her husband makes around 3,000.. None of the jobs offer healthcare to the kids, they tried a insurance called Hudson health but ended up being told it would be about $600 a month which they can't pay, does anyone know any insurance that works with you, or that is more affordable? Any help is much appreciated :) thank you""

How much do insurance prices drop after 1 year for young drivers?

I'm a 17 year old male and paying 125 a month on insurance, as you can imagine its a big hit to my bank account. Im on my mothers policy but will my prices drop in the next year and if so by how much?""

Calumet Oklahoma Cheap car insurance quotes zip 73014

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Car insurance - Seonnd driver ? How does it work?

"Car insurance - Seonnd driver ? How does it work?

I have just got my full UK driving license. I am looking to buy a car. I know that if I buy car the insurance right now will be high as I am 23 years old new driver. I was told to put the car on my auntie's name and get insurance as second driver. But does that mean that my auntie will have to pay for her insurance too as the main driver?!? She already has her own car & insurance will she have to pay another insurance if I do put the car on her name and be second driver? Please let me know Thanks K

BEST ANSWER: Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr

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a friend was trying to pull around a city bus that was idling for several minutes to catch a left turn on a green light ...when the bus went in closer to the curb, its backside jut out and her car swiped it she is a new driver and new to the country and she continued where she was going without stopping. pretty shook up. She claims she didn't think it was too bad, a swipe, the mirror was gone and she just took it as a loss. But when she got out, she realized there is damage all along the side, from front to back, including the mirror missing and a serious dent on the front passenger (the front is peeled back, exposing the hinge mechanism. Rain now gets in through the top as the seal is broken as well. She is insured and believes she has coverage but she's scared cause she left the scene. This was 3 weeks ago - there has been no follow up. She hasn't called the police but kept an eye out for whether or not it was reported and she needed to come forward. It was in a pretty run down part of town. Anyway - I don't know what to tell her so i'm coming here - can she report this to insurance and admit that she swiped a bus and didn't stop? Will they fix it, up her insurance, and move on or will they investigate into the bus - making her pay for the bus and having the legal issue of leaving the scene. - not sure what to tell her??? She's also considering just putting a new skin/shell on the door was affected - not seeing if this is possible though - replacing the entire door is expensive and seems unnecessary. Any insight is greatly appreciated.""

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See I am a first time driver and I bought a Car which has a salvaged title due to a minor fender bender, I don't drive it because well I've only had it for about 3 days but I would like to know what would be the best coverage I can get from any insurance on a Salvaged title car. I hope it was worth my money buying a salvaged car. some one help!!! PLEASE!""

Teenage insurance for 2001 Ford Escape? 2002 Jeep Liberty?

I'm thinking about purchasing this car used for my 18th birthday. I have to wait until i'm 18 so I can be on my own insurance. But I have taken drivers ed, and I will be buying this car full payment in cash. So I'm curious to know what the insurance could be! I have tried to get quotes online. You have to already be insured and own the car...I have tried so many. I also am a female, so my insurance will be a little lower. I just really need to find out what it would be! I was also thinking of purchasing a 2002 Jeep Liberty, any insurance guess on that? Ford Escape is a better car, but i'm just seeing what insurance could be for both. Thank you so much!""

Low car insurance?

I wanna get a insurance for my car. it's a 1995 Pontiac Firebird. I got my license when I was 18 and now I'm 21 and I have a clean record in state of California. I just need a cheap insurance. How much is it gonna cost me each month? Which one is the cheapest one?

Cheap car insurance for a new 17 year old driver in philadelphia?

I have a 2000 ford taurus and pay 240 every month for insurance.. is there any cheaper insurance i can use?

Car insurance question???

i have just had my car stolen and was wandering if it was worth claiming on. It is insured for 2500 and they are willing to right it off and pay up but I have a new car that I need to get insurance for. My cheapest qoute is 450. Anyone have a rough idea how much my insurance would go up if I claimed for my old car?? Basically... should i just accept my losses on the old car or claim. cheers

What is the best student accident insurance?

What is the best student accident insurance plan for Kinder level in Pennsylvania?

Why are my car insurance quotes so high?

I am 17 years old, male, my birthday is 7/11/94. I am looking to buy a car to learn to drive in then finally fully insure. I have not passed my test you but when asked on insurance website's I have put under the 'time held licence for as 1 month just to get a realistic view. I have tried a huge variety of cars but I just can't seem to get them to a reasonable price. For example I have been quoted 5999 on a seat alto 1.0 litre on gocompare. I have also tried adding my father as an additional driver who has 15+ years of experience and no claims. I am currently a student and have stated that the car would be parked on the drive. I live in a semi detached house in a small town. Please can anyone help me on getting it down as low as possible. The only cars I would not consider are 1. citroen saxo, 2. ford ka, 3. any form of fiat.""

Car insurance - Seonnd driver ? How does it work?

What cost more to insure?????

what cost more to insure, a coupe , sedan, convertible, truck, suv, i ask because i have a mustang gt and insurance and gas are killing me. i want a luxury car, but cant decide if i want a suv or sedan ect. ect.""

Lawyers & legal experts Q concerning auto insurance: How much coverage is best?

My auto is a '94 so I only have legal minimum +: Bod Inj Liab 15/30, Prop Damg Liab 25k, UM/UND 15/30, UM Prop Damg $3500. My question is, I drive in Los Angeles everyday-is there one or more of these I should prudently increase?? What about my fault and I sustain injury? Can I not have my vehicle insured but my body in my vehicle insured, (if that makes sense)? My car is worth only a couple K, so no reason to insure it. I am with Geico now & think I should perhaps increase some coverage. Thanks-""

Question about car insurance.?

Hi there I bought a car that is about 100 miles away, and is in another state. I will get a ride there to pick it up. But what do I do about insurance do I get some or other temp. insurance to drive it back to my home town? or do I get insurance where I buy it? What is the procedure in this case? Thank you""

Who provides motorcycle insurance for 17 year old?

I need to know who will provide insurance for a 17 year old male in Alabama. The bike I want is street legal; it is a Roketa 2009 200cc.

Can i freeze my car insurance?

Hi i am from ireland, and i am insured with Quinn insurance, I am 20. I am goin travelling for a few months in February. I am insured under my fathers policy, but he doesnt drive my car as he has his own van. I have to pay nearly 1000 at the end of January to insure my car but i am wondering could i freeze my insurance and pay for it when i get back. During my time away i am also going to try sell the car. so any help please.""

Subaru Impreza 2.5 for 17 year old?

I was thinking of getting Subaru Impreza 2.5 2007, but I wonder how much the insurance would be per month? I spoke to my parents already, they did agree as long as I'll pay. My step-father works in car service so he could do all the checks/tests or whatever it is called. I am in love with that car from ages, don't want anything else.""

I have a question about health insurance?

if a contact is lost will health insurance get you another pair

""I drive a work vehicle 5 days a week, shouldn't I get a low rate insurance for my own car?""

I've started a new job few months ago, where I'm provided with a work vehicle (insured by my work) and I drive this work car 5 days a week (Monday thru Friday) ... I still have my own car and I'm not getting rid of it, but the question is shouldn't I get a lower rate insurance for driving my car only in weekends, if any?""

""When buying car, do i look at the fuel efficient or the insurance price of the car?

should i buy a car that will save me money on gas or buy a car that is cheap on insurance???

How much will my insurance go up from a honda oddessey to a bmw x3?

Is this normal for home insurance?

I have AAA-California home insurance and we had an incident yesterday involving a squirrel and our fire suppression sprinkler lines. AAA says they only cover the damage caused (carpets, sheetrock, moisture, etc.) by the squirrel eating through the lines, but will not cover the cost of repairing the lines. Is this standard for all home insurance, or do I just have a crappy policy?""

Does a rear view camera affect car insurance rates?

Will installing a rear view camera on my car affect my insurance rates? The reason I ask is because late last year the news media began reporting the fact that the federal government is considering mandating rear view cameras on every new vehicle sold the United States.

Having a hard time to find affordable health insurance?

I just need a simple surgery on both my ears. About a year ago I developed a keloid on both ears. I know they can get bigger so I want to get it fixed before it looks like a grape behind my ear. My biggest problem is in finding affordable health insurance. Can anyone tell me a good site to go to for affordable health insurance? All answers would be greatly appreciated.

My car insurance quotes are ridiculously high?

Recently I have been considering starting to drive. I researched which cars were in insurance band 1 (the lowest, and ultimately the cheapest) and began searching for quotes online. I'm a 21 year old single male, with no children and no mortgage. I haven't had my license for very long and I live in an area with really high insurance premiums. I have been quoted a minimum of 9,000 for a car worth 400 (a '97 Citroen C5). How will I ever be able to afford to drive?""

Is it mean to cancel the kids' health insurance?

I pay for all of the health insurance through my job, including his. I told hime that he has 15 days to some for himself and 30 days to get some for the children. He thinks that is a horrible mother because it would all cost me $300 a month but it will cost him $1200 per month. He make 260K per year. I make $70K He he moved out and got involved with someone else. Why should it be free to destroy your family? I really should have done this four months ago when he moved out.""

Why are car insurance quotes on comparison sites so high?

I'm almost 17 and I'm hoping to learn to drive and buy a car, I was looking on some comparison sites to see what the insurance might be on some possible cars (ford KA, fiat sciento, nothing too fancy) but the quotes were ridiculously high? I know being 17 will mean expensive insurance but this was really expensive, they said the cheapest was around 6000 for third party. This is really high because I know loads of people who drive at 17 and their insurance ranges from 1800-3000. So, why is it so high and will it actually be this price when I come to pay the insurance?""

Any affordable health insurance for children in TX?

Classic car insurance for a 19 year old?

I'm 19 and have saved up enough to purchase a classic muscle car. Are there any classic car insurance companies that will insure me? I will only be driving the car about 200-300 miles a month so it will be well below 5000 miles a year. Also, I have only one accident on my record and that was when someone backed into my car in a parking lot. What rates could I expect from these companies?""

How can i get car insurance that i can afford?

im 17 and have just learned to drive and in all fairness i am insulted by the car insurance quotes i have received . in order for me to get my moneys worth out of the insurance quotes i have received i would have to rite my car off 13 times ! can anyone help me get my insurance down , or have any advice on a company who will insure me without me having to sell my organs !""

Car Insurance -- Hail damage?

Just wanted to come here to ask a question. My car is an '03 model and was caught in a hail storm a few weeks ago. I have probably around 30-45 dents in my hood, roof, and a large dent on the rear passenger side door that I believe is a result of the wind blowing things around, etc. I have an appointment to get it looked at tomorrow and the people at the insurance company said that they'd write me a check for the cost of the repairs. BUT, i asked her if she knew about how much I'd be expecting and she said that it depends on if the costs exceed the deductible? That's where I'm having problems. There is no lien holder on the car. And from what I've read on the internet, these repairs could cost over 1k. If that's the case, would they just say that we need to pay the deductible and they'd fix it? Or would they write me a check for the repair amount? If someone could answer I'd really appreciate it. Thanks""

""DO MEMBERS OF CONGRESS HAVE TO GET THE NEW HEALTH INSURANCE? IF NO, THEN WHY NOT?

I have read on comments under articles on Yahoo and someone said they are required to get the same health insurance but i can not find this on any news article.

First time car buyer...getting car insurance.?

i am about to buy my first car and of course i will be getting car insurance. i won't be getting on anyone else's policy. what should i expect when getting insurance? do i have to pay a bunch of money up front?

Are rates for disability insurance different in different states?

To clarify: I own Guardian own-occupation disability insurance, which was initiated in California. Given a recent income increase, I am eligible to exercise a rider to increase my disability coverage. Are my premiums going to go up a different amount if I increase my coverage through my agent in CA than if I increase it through a different agent, say, in Ohio? Are these riders and insurance premiums nationally uniform for personal disability insurance plans through Guardian?""

Cheap uk car insurance for a learner driver ? any good companies ??

question for pps in uk my husband just bought a little fiat punto got a provisional licence and wants 2 learn to drive in it we new to all this any idea what kind of cover he needs and any good not 2 expensive companies to try for insurance , hes 44 so not a young lad who wants to race about , he has a brother in law and m8 who both have full clean license who have offered to put the L plates on and take him out at weekends on a quite road to get some experience as well as having driving lessons too when he knows the basics , but we looked on nhet at diffrent insurance companies and they all so diffrent as anyone got any experience of whos the best company or comapnies to try thank you also whats diff with any driver or 1 driver and theres 3rd party etc , like i say we really are all new 2 this any info will be well appreciated thank you""

""Car from 2003, 17 year old female driver. Car insurance average?""

I'm a B+ student, my car belonged to my dad and is now being given to me. It's a ford focus. I'm 17 and a girl from New York. Can someone please ESTIMATE how much car insurance would be for me? I tried websites but I'd have to put in my social security # to get an average and I don't want to do that yet.""

Car insurance - Seonnd driver ? How does it work?

Question about life insurance and insurance in general? help?

I'm trying to help a friend get a hold of an inheritance that an attorney is wanting to take a 33% chunk of to help her claim. one of those unclaimed money deals. i did a search on my friends name and found an insurance company that might have her listed but i don't know if its a lead. the insurance company is CONTINENTAL CASUALTY COMPANY i looked up this insurance company to see if they offer such an insurance policy for life. can anybody help if they are familiar with this company? any help would be sooo greatly appreciated. GREATLY appreciated. it wouldn't be very fair for a big lawyer to walk away with her money just because he knows something she didn't.. :( i cant afford to really pay the fees these unclaimed websites ask for and so here i search.. hoping that this insurance company might offer some bit of hope :D your help is greatly appreciated.

Car insurance for someone under 25 arizona?

How much would car insurance be or the cheapest I live in arizona and drive a 1994 Saturn sl2

I bought a stolen car and the insurance company offered me to buy again at a high price?

I bought a Audi 05 reg for 13k privatley that turned out to be stolen. The insurance company have now offered me 15k a ridiculous amount of money to buy it again, that they say is non negotiable. Does anyone know if I can get it cheaper maybe the insurance company is trying it on as they know I want it, or shall i let it go to auction and try and buy it back then.""

Do you have to bring your car with you to get insurance?

Im buying a car tomorrow from a towing place, and I know that I can't get my temp. tags until I get insurance but if I can't drive it how do I get insurance?""

Where can I find affordable health insurance for my daughters?

""I'm turning 19 in August, Is there any free health insurance?""

I've had All kids for the past several years and now that I'm turning 19 in August they're taking it away. I'm a full time college student, I can't afford health insurance, what can I do? All of the money that I make goes towards my schooling.""

Car insurance problem!!! Please help!!!?

My problem is that I had a car accident last monday, and I just picked the police report. I called the other person insurance (Which is responsible for the accident), and they told me that his policy is suspended because he didn't pay. Basically he was driving without insure. ***My question is what I need to do now??? I have a repair estimate, which is $1,400.""

How much does it cost a 16 year old to insure a Jeep Wrangler?

Hi; I'm a 16 year old girl as of next month and I'm looking at cars. I'm trying to find a car that is good on gas, cheap to insure, not too expensive to buy, and not an embarrassment to drive. The three cars I am looking at right are the Jeep Wrangler, the Dodge Stratus, and the Dodge Neon. I tried to get a quote on the three and was surprised, (Especially at the Neon) to find that I would be paying over 100 dollars for each of them, monthly! Am I looking at an illegitimate quote or is it really that expensive to insure these cars? What kind of numbers SHOULD i be seeing, reasonably? Thanks""

How much is a car insurance ?

Just roughly ? Thanks

Do Insurance Quotes Check Your Credit Score?

Hi everyone. When you get and insurance quote from an auto insurance company(I'm thinking of trying 21 century) do they check your credit score? If so then is that a problem? Thanks to those who help!

What is the cost of Home Owner's Insurance?

I'm going to be buying a home and would like to know if anyone knows what the approximate cost would be for HO Insurance? I already have Renter's Insurance, and would like to know if the price difference is dramatic or not. The home is 1902squ. feet, 4 bedroom, built in 2006,I am purchasing the home for just under $100,000, it is worth a lot more than that, as its a foreclosure.""

Should I change Insurance carriers?

Located in Ontario, Canada. Currently with The Personal Insurance Company. My friend got in an at fault accident while she was driving my car. Her husband said he would take of it on his insurance. He never did, they are now divorced and there is no way he is taking responsiblity for it. Result, my insurance went up $80.00 per month. This was five years ago. Recently, I moved to a new location and I have to park on the street, because of this my insurance will go up $30.00 a month. So now I have to pay $230/month. I have been driving and with the same company for over 25 years but they won't give me a break. Should I change companies, any suggestions? Thanks""

What's the cheapest car insurance company?

what is the cheapest insurance company for full and liability coverage?

Are Replica Cars Cheaper To Insure Than Normal Every Day Cars?

Would An AC Cobra Convertible Replica Be Cheaper To Insure Than Say A Renault Megane CC Or Saab 93 Convertible

Is it true when purchaseing a vehicle if the cost is under 7000 you dont have to have full coverage insurance?

i am in texas if any one can help let me know

How do I find out how much car rental insurance rates will be if I rent a car ?

What would insurance be on a 18 year old driving a 2005 nissan 350z?

well i got 1 speeding ticket but other than that nothing else how much would it cost me a month on average. i live in south carolina.

Will my insurance cover it?

My dad is taking me off the insurance and my coverage will end at the end of February. Anything I get done through February, as long as it is before the 1st of March should be covered, correct? I know insurance companies don't reimburse immediately. It usually takes a couple of weeks. But anything should be covered within that month right? Thanks for the help.""

Can a car insurance still charge me if there was no police report and the guy ask me for money to let me go?

I turned right in a street when I got hit on my rightdoor it got just a littledented.But the other cars leftside bumper,headlight,and side of where the tire is at did get kind of ...show more""

Insurance for a driver without a license?

I'm getting my license in about a week, and the website said I need proof of insurance to do the driving test... I don't think they'll insure an unlicensed driver, so do I just need to show proof of insurance on the vehicle in general? It's my moms car btw, I can't find a job, so I don't have a car... Also, I'll be 18""

File auto insurance claim or pay out-of-pocket in NJ?

My 17yo daughter just got her graduated NJ license, skidded on wet corner, causing $1300 in damage to wheel & susp. We have $500 deductible. Can we ask our insurance co. how much our rates will go up if we file a claim, or will that automatically flag her for additional points?""

""1998 Honda civic, had a car accident, back tire smashed in back Axel is bent how much will this cost me?

Any chance my insurance company will decide to total it out?

What is the average life insurance amount people take out?

How much would I have to pay for car insurance?

I'm an 18-year-old male. I have been driving for almost two years, including permit time. I should have no tickets on my record (I had one but I was able to get it off with a kind of probation). I'm in college as a B average student. My dad has been with Allstate for awhile now, has had only 1 or 2 tickets in the past five years or so. The car I want to get insured is a '97 Acura 3.5RL with a Nav System and high security system. Any help is appreciated, but answers with numbers will be greatly appreciated. I know there's a lot of factors with car insurance, but if anyone can, I'd like to get an rough estimate.""

My health insurance ends when I turn 19?

So does that mean I can chose any location and place for regular checkups? I know I will pay the cost fees. But in general, is it all the same cost or??? I'm so confused.""

Car insurance - Seonnd driver ? How does it work?

Do you get cheaper insurance for older cars or new cars?

Homeowners Insurance Policy Rate increases $220?

What is Aflac? Insurance? Something you add on to insurance?

They are offering a meeting at work with an Aflac rep but really gave no information. I currently have no insurance at all. Is this something I would want to look into? Thanks!

I'm getting my licence next week and I was wondering how much insurance cost for teens.?

Car insurance??

Do yesterday i accidentally back up into a metal pole and slightly scratch my rear bumper, and there are another couple bigger damage from before. should i report this to my insurance. it cost 500$ to of deductible to get it fix.so should i report it to my insurance company??""

Can the auto insurance company pay me directly and not pay body repair shop?

So about 3 weeks ago some guy backed into my car and it was his fault... His insurance company said take my car to a body shop repair and they will pay the repair shop only.. I wanna take my car to different shops and get few estimates and have the insurance company pay me.. I wanna decide weather to fix the car or keep the cash (maybe sell my car and get a better one)... It's my car and I have the title for it.. Why should the damn insurance company control what to do with own my car or control how the repair process goes!!! it's a 1995 nissan 240sx... Please tell me if I can make the insurance company to write me a check. thanks!

How much is Liability insurance on a 16 year old's car?

How much would it be if i wanted to get Liability insurance on a car?

Insurance rates in EU and russia?

Who can make an advice - how averrage insurance rates (I mean the average cost of Insurence police for, say, compulsory motor insurance, etc) are compared in the EU (France, Germany, UK, Sweden) and Russia (Moscow, St. Petersburg)?""

Why are women getting angry over this new car insurance ruling?

Women want to be treated the same as men...same pay, same rights etc but now that the EU has ruled that gender should not e a factor in determining car insurance prices they are not happy about it? I'm confused""

Teen drivers??? what is the average cost of insurance for a teenage girl?

its my first time buying insurance and im trying to average the cost and calculate some things...what do you pay?

""For maternity insurance, is 50% coinsurance with low deductible and $3,000 maximum out of pocket expense good?""

We are looking for maternity coverage on health insurance through BCBS. If we are thinking this through correctly, policies with 80% coinsurance and policies with 50% coinsurance both have maximum out of pocket expenses for $3000. If we do not have to pay any more than $3000 after the deductible, wouldn't either plan work out about the same? Or is there some sort of loop hole that we will be help liable for more than the $3,000 out of pocket expense per year (we are aware of out of network charges).""

Question about insurance coverage?

will the insurance company pay for a scratch on car thats really small and will my rates increase for it?

Where can i get cheap full coverage auto insurance?

I am buying a 2004 Pontiac Grand Prix and I need full coverage for it. I am looking around $150.00 a month MAX. Thanks!

Best Choice for Car/Insurance Price?

I am 21 and will be going shopping for a car under my own name where I will actually be making the payments and insurance for once I was wondering what kind of car would be a good choice I prefer nothing older than a 2007 and preferably like a Honda civic, Scion TC, maybe a mustang, jetta, nothing too horrible on gas and something I won't look lame in lol. Keep in mind I dont want something that is going to make my insurance too high I want a good rate on my insurance. Factors to know is that I am 21 year old MALE in Houston, TX. I really want to know what would be a good combo, like what car should I get to get the best deal on my insurance. oh and my deductible on collision/comprehensive i dont want to have more than $500 each.""

How much is insurance?

how much is insurance for a 1978 corvette stingray?(i want to know how much it is and also if that price is low or not also if i got a older corvette would the insurance go down?) i am 16 but i have a 3.5 gpa im also a guy if that changes anything also my parents insurance is really low.

Car insurance for new car....?

Hi all, I'm about to get my first new car but I'm not sure about the insurance. Do I have to buy the insurance first and then go the the dealer and finance the car? Or do I when I get the car from the dealer will they give me like a 1 day policy so then I can buy insurance? And no, I don't want to get insurance thru the dealer just the financing. P.S. If it is of any help, it is a Mazda3 that may cost me $18,000 as off 1/28/07. Thanks.""

""Impossible to get car insurance, what should I do?""

I'm 18 soon and will be wanting to start driving but the cheapest quote i can get is 6000 etc on a 1.0 litre vauxhall corsa, There is no one i can get a policy with as my mum doesn't drive. is there any suggestions? only British people will understand this problem

Best Health Insurance for Veteran and dependents?

I'm a soldier getting ready to get Honorably Discharged in the next couple months. I have a wife and 2 kids, that have constant doctor visits. What are some Insurance companies ...show more""

How much does a No Insurance ticket from the police cost in Illinois?

I got a no insurance ticket about 2-2 1/2 years ago along with a no registration ticket. The car wasn't mine and I didn't know that the car had no insurance/registration. I live in Illinois by Chicago, so it may be different. I just found out that they suspended my license about 3-4 months ago, because I never went to court for the tickets.""

What is the cheapest but best health insurance that is in Texas?

Under $100 a month. I need to know asap. I am a 20 year old full time employee and i need to see a doctor asap.

""Americans only, How can we get health care affordable to all.?""

weather, it a one large insurance company big, as a Government or a socialism type system, or even a military type system, we need something instead of this Republican/Dem do nothing talk show. were going into the 21 Century. to have a mess like we got , people cant even afford to die. And all the one talking in Govt. have their family covered, so it no big thing to them. We haft to get a handel on it to even think of controlling DEBT at all. It and oil what cause the national DEBT to get out of control.""

Insurance Cost?

what is the monthly insurance cost for a new cadillac escalade for a 32 year old driver with a perfect record

Coverage of Car Insurance for an Alien?

I am visiting USA and hold Indian Passport & Driving License. If I drive my son's car there in USA, will I be covered by comprehensive Car Insurance Policy taken by him on his car?""

How much is car insurance for a range rover sport 2010?

I have a friend how is looking to get a 2st hand range rover sport 2010 but Is worried about the insurance. What is the range of car insurance prices I just want a price range if there is anyone out there how has a range rover sport. My friend has been driving for 5 year and has never had an accident.

How much will motorycycle insurance be for a 17 year old?

im getting a 487cc Suzuki gs500f, how much do you think insurance is going to be? also how can i lower the cost of insurance, will it lower when i turn 18? im taking the msf course and getting it under my family plan if possible thx""

Car insurance - Seonnd driver ? How does it work?

https://www.linkedin.com/pulse/how-get-cheap-rental-car-insurance-alexander-moreno/"

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analogscum · 7 years ago

Text

PRIME EVIL (1988, d. Roberta Findlay)

Recently, my dear Scumbags, I watched a horror movie that I simply must tell you about. It deals with a woman who is haunted by dark secrets in her family history. It keeps her from enjoying everyday life, and she only begins to unravel more and more when a tragic death rocks her world. In her time of need, she brusquely pushes away those around her who would provide the help she really needs, and instead turns to spiritualism, only to realize once it’s far too late, and she’s burned all her bridges, that she has been an unwitting pawn in the machinations of a bloodthirsty demonic cult for her entire life, a sacrificial lamb destined for the abbatoir since birth. That movie, of course, is 1988’s Prime Evil. Wait, what movie did YOU think I was talking about?

Prime Evil was the final film to be directed by exploitation auteur Roberta Findlay. Her story is a fascinating one: alongside her husband Michael, she wrote and directed a number of sadomasochistic sexploitation films in the 1960s. Under the tutelage of George Weiss, who produced Ed Wood’s cross-dressing classic Glen or Glenda, the Findlays began spicing up their skin flicks with touches of seedy violence, essentially creating the “roughies” genre, alongside fellow New York City filmmakers Joe Sarno, Joseph P. Mawra, and Lou Campa. By the 1970s, the couple transitioned into making straight up slashers, including the super controversial 1976 feature Snuff, arguably an early example of found footage horror. The next year, Michael Findlay was tragically killed in a horrific helicopter crash on the roof of the Pan Am building. Roberta soldiered on, directing a number of genre classics on her own, including two in 1985 alone: Tenement and The Oracle. Prime Evil, unfortunately, is not a classic. In some regards, it is barely even a movie. Miss Findlay clearly had some lofty ambitions with this film, but attempted to execute them on a grindhouse, run and gun, down and dirty production. Because of this, Prime Evil is a fascinating failure, the type of film that works best when watched with like-minded friends, and preferably at some level of inebriation.

We open in a church in the 1300s, where some good ol’ terrible narration explains that the plague is in full effect, and the priests believe that it is God punishing those who aren’t holy enough, so a few priests were like, fuck this noise, we’re taking our talents to Hades. There’s a meeting with a bunch of priests, and the head priest is like, yo, Father Thomas, what’s with you, man? And Father Thomas is like, didn’t you hear the narration? I’m on Satan’s team now, God is wack. They converse about this, but Roberta Findlay must’ve not liked the dialogue, so the narrator comes back in to drown them out. Then the head priest is like, I’m gonna excommunicate you, Father Thomas, but Father Thomas is like, lol nope, and decapitates this head priest with a giant sword, and it’s awesome. Father Thomas is like, news flash bitches, I’m running this show, and I’m Satan Squad all day, so don’t get in my way. Some dork-ass priest is like oh noooooo! So Father Thomas awkwardly slashes him across the stomach with his sword, and the guy awkwardly falls down some stairs, and even the movie can’t stand to look at this, because it fades to black, mid-fall, like it’s embarrassed.

Cut to: present day Boston, though the film was obviously shot in New York City, to the point where nearly every synopsis I’ve read incorrectly says that the film takes place there. Anyway, an old priest dies while holding a weird amulet. A nun, Sister Angela, goes to the bishop and is like, hey bishop, I think Satanists killed that old priest, and I have a story about my mom being murdered by Satanists in Egypt or something, it’s kinda boring, Liam probably zoned out during this part. And shockingly enough, the bishop is like, yup, we know, it was totally a satanic cult, we just don’t know how to handle this pesky problem. So Sister Angela is like, hey, let me go undercover and infiltrate the cult and do nothing else until the final scene of the movie. The bishop is apprehensive for like five seconds, but then agrees, under the stipulation that Sister Angela must renounce her vows so she can do all sorts of evil cult stuff, which in this movie means smash a plaster crucifix with a hammer and burn her nun uniform. Umm, hail Satan?

Honestly, nothing about this cult makes much sense. They’re still lead by Father Thomas (whose last name, we find out, is Seton. GET IT?!?!) Members of the cult have to sacrifice a family member who is a virgin, and in exchange they get “13 years of immortality,” which is an oxymoron. That is not how immortality works! Why would you agree to some cockamamie plan where you have to renew your immortality clause or whatever every 13 years or start to age again? Is worshiping Satan like going to the DMV? Actually, that kinda makes sense.

So all of a sudden, this blonde lady is making out in a hallway with some dude who looks like Kevin Nealon. But wait, what? I thought Sister Angela was our main character? Is it now this lady? Anyway, she goes in and sees Alex, who is her job recruiter of some kind? Apparently blondie used to be a prostitute before she joined this like, temp agency? So Alex is like, hey, I got you a job interview at 2:30 tomorrow, it’s for a paralegal job…on Wall Street! To which blondie animatedly replies, “Wall Street?!?!” And I died a thousand tiny deaths.

Now we get to see blondie and Kevin Nealon hitchin’ a ride into the bone zone, Findlay style. But oh gosh, they’re interrupted by a homicidal maniac in a handyman’s uniform! Wait, what?! But fortunately, Kevin Nealon knows karate! WAIT, WHAT?!?! So he awkwardly does karate at this schlubby murderer for a minute, but then whoops, he still gets stabbed in the back, contorting his body like a Merce Cunningham dancer. Which is weird. So blondie runs down the stairs, before our killer catches up via a convenient jump cut, and knocks blondie out with some sort of tranquilizer. As he’s carrying her out of the building, some guy passes them and goes, “She have too much to drink?” To which our schlubby murderer replies, in a lifeless monotone, “Yes.” And the guy responds, “Have fun, man!” EWW EWW EWW EWW EWW EWW EWW EWW EWW.

Since every cut to a new scene in this movie feels like violent whiplash, all of a sudden we’re at a gym, and Alex is working out with her friend. This friend is the most obnoxious character I’ve seen in a movie in awhile. She yells all of her lines in an exaggerated Valley Girl accent like a Siobhan Fallon SNL character for no reason, grunts loudly while using the machines, is constantly shoving chips and other junk food down her throat, and only wants to talk about sexytimes. She asks Alex if her boyfriend, Bill, is any good in bed, which really upsets Alex for some reason, and they get into a fight, which ends with the friend yelling the amazing line, “WHY DON’T YA WANNA GET POKED?!?!”

Suddenly, Alex and Bill are in the back of a horse-drawn carriage, riding through the part of Boston that looks just like Central Park. Without being prompted, Alex begins to go into excruciating detail as to why she don’t wanna get poked. Turns out, when she was 6 years old, her father sold her to a ring of child pornographers before mysteriously disappearing, yup, the movie really goes THERE. Clearly and understandably, she’s still deeply traumatized by all of this, which is why she and Bill still haven’t had sex despite the fact that they’re ENGAGED. But then, in basically the next scene, she’s hanging out with her rich lush of a mother, and she’s like, hey, come with me to Grandpa’s Christmas party, and the mom is rightfully like, you mean the father of the man who sold my daughter into sexual slavery as a child? Yeah, no thanks, I never wanna see anyone in that family ever again. GOOD IDEA, LUSH MOM! But Alex is like, oh c’mon, Grandpa is nice.

Plot twist: Grandpa ISN’T nice! In fact, Grandpa is a Satanist, and he’s going to sacrifice Alex at their next ceremony in order to renew that bullshit immortality contract. Apparently last time he offered up his son, Alex’s father, and that’s why he ain’t around no more. But, didn’t it have to be a virgin who was sacrificed? Umm, don’t worry about it. Father Thomas has the amazing line, “You’re being very flippant for a man about to sacrifice his granddaughter.” But Grandpa doesn’t just want to do that, he wants to overthrow Father Thomas and rule the world, or something, basically it’s all talk and nothing ever comes of it.

OK, this is taking forever, because something batshit insane happens every two minutes in this movie, so I’m gonna ramp it up a bit: Alex meets Father Thomas and begins to fall under his Satanic influence, thanks to his handsome eyes and Shatneresque line delivery. This rightfully upsets Bill, but Alex screams in his face every time he brings up how inappropriate this PRIEST acts around her. Dude, Bill, my guy, between the crazy family and the lustful priest and the no sex, why would you marry this woman?! The Satanists basically waterboard Alex’s lush mom with alcohol, which somehow Alex doesn’t hear despite being right next door to it happening. She moves in with Grandpa. Father Thomas makes out with her after the funeral, which, holy shit! Schlubby murderer abducts more ladies, including a hooker whom he basically reverse psychologies into roofying herself (in a scene set to Seinfeld style slap bass, no less!), a wise-cracking teen prostitute character they introduce solely to be abducted, and Alex’s slutty gym rat snack friend. Turns out schlubby murderer is doing all this because he wants to be a part of the Satanic cult, but Father Thomas is like, lol bro you may hang with us, but you’ll never be ONE of us, because you’re a creep and no one likes you. Somehow Bill starts to figure out that Father Thomas is behind all this murdering and Satanic chicanery, and goes to confront him, but whoops, schlubby murderer throws him off a roof. At least we get a pretty good bad dummy shot out of it!

At this point, you may be asking yourself, is there a bumbling police detective in this movie? Well of course there is! I think his name is Dan and he’s got a mustache! He’s investigating the disappearance of blondie from the beginning, and gets wrapped up in all this drama with Alex’s family because of it. Based on one phone conversation with Bill shortly before he’s murderized, he somehow puts together the entire satanic plot, including knowing that it’s going to happen during the winter solstice on December 21st, which, whatever, the movie has to end somehow, right? So Mustache Dan and his partner go to arrest Father Thomas, and during their confrontation, Mustache Dan utters what is actually the best line in the entire movie, a line that puts even “WHY DON’T YA WANNA GET POKED?!” to shame. Get ready for it...

“Cut the crap, fart breath!”

Slow clap for that. Slow clap. Brilliant.

Finally, the sacrificial ceremony can begin! Alex is all loopy under Father Thomas’s sexy spell, everyone has gathered in their finest Sunn O))) robes. Even Satan himself is there, and you guys, Satan in this movie is played by a tiny adorable puppet. It looks like if the baby from Eraserhead had bat wings and was made of Flamin’ Hot Cheetos. It is terrible and charming. Father Thomas begins the proceedings by introducing everyone to blondie, slutty gym rat snack friend, and wise-cracking teen prostitute. He’s like, these ladies are the brides of Satan now, so go ahead and show the audience dem titties! Naturally, they oblige. Suddenly, we see Sister Angela standing in the corner, and remember that she’s in the movie. Grandpa is ready to sacrifice Alex, and all the satanists begin to awkwardly grind on each other. Schlubby murderer wants in on some of them libations of the flesh, and grabs Sister Angela. Sister Angela is like nope, I didn’t sign up for THIS shit, and slashes his throat. Then she stabs Grandpa to death, before he can sacrifice Alex. Then, oh my gosh, she stabs the tiny adorable Satan puppet to death! RIP Satan puppet! All of the occultists begin to age rapidly and turn into corpses, like a less impressive version of the climax of The Devil’s Rain. Father Thomas runs up some stairs, yelling “You’ve won this time!” as if he’s a goddamn Scooby-Doo villain. All of the women are safe, and Sister Angela has some dumb line that includes the phrase “prime evil” but who cares.

The movie ends with a real estate agent lady showing a church to some guy, which is not how churches work I don’t think, and we’re supposed to not know who this guy is even though it’s glaringly obvious, and of course it’s Father Thomas, and he’s like, why don’t we check out the basement, mwahahahaha! And then the camera zooms in on him twice, just to really make sure we all get it. But wait, how can you restart the cult if Satan has been stabbed to death? How are you not a rotting pile of bones now that Satan has been stabbed to death? Get outta here with this ending!

Now, I wanna give this movie a fair shake. Yes, it is bonkers. Yes, the dialogue and the acting are both laughable. Yes, the camerawork and the editing are shoddy. Yes, the kills are mostly dull. But as I was making my way through the movie, trying desperately to make heads or tails of the madness unfolding onscreen, I suddenly began to think to myself…did Roberta Findlay secretly make a film about abuse?

Alex, the main character, is defined by the trauma of her childhood. It rules her everyday life, it keeps her from enjoying meaningful friendships and an intimate relationship with her boyfriend. However, despite all of this, she still lets herself be groomed for further abuse by Father Thomas, and remains oblivious to the fact that she is being groomed until it is nearly too late. That really struck me. Was this intentional on Roberta Findlay’s part? Was she trying to make a statement about how women can become complicit in the machinations of their abusers? Would I have thought of this if the film wasn’t directed by a woman? Am I giving Prime Evil too much credit, seeing a feminist message in a blood n’ boobs cheapie? Either way, there’s no denying that, whether it’s amassing an impressive oeuvre of sleazy underground classics, or infiltrating a weirdly bureaucratic Satanic cult, sisters are doing it for themselves.

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portfourleafclover · 7 years ago

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Playlist

“Citywide Rodeo” by The Weepies

There were a finite number of artists I listened to when I was younger. The Weepies sang in soft voices, and I attached those sounds to hazy memories of my youth. Though I didn't understand fully what The Weepies were saying, they were reassuring. "I know that you think you're not good for anything / The world makes you feel so small," claims the first few seconds of the song. The lyrics are sad, but they're sung in a comforting way as if the singer is trying to let you know that you're wrong about yourself. I liked the soft, reassuring voices that The Weepies used in "Citywide Rodeo". Later, I liked how the lyrics are almost stream of consciousness, but establish a setting which they can reach out from.

“Dream A Little Dream of Me” by Ella Fitzgerald/ The Mamas And The Papas

“Dream a Little Dream of Me” by The Mamas and The Papas is tied to feelings of comfort and safety. When I was younger, I struggled to fall asleep, so my parents burned me a cd with bedtime music. "Dream a Little Dream of Me" was a song I always looked forward to; it was as if I couldn't fall asleep without hearing it. I associate this song with the warm and secure feeling that you will be loved and protected even while dreaming. "Dream a Little Dream of Me" uses hyperbole to express the all-encompassing effects love has on a person. Although the song is about romantic love, it expresses love outside of its physical manifestation, and just how bright the world is when you have someone you love in it.

“Losers” by The Belle Brigade

While going through my semi-rebellious phase, I listened to a lot of The Belle Brigade. Their music was louder and brasher than what I had listened to before, but it didn't forsake the lyrics for the loudness. I liked how "Losers" carried the same lessons as some Weepies songs, but didn't mince words. The lead singer renounces her doppelganger, in this case, her past self by talking about what no longer matters to her. When she said, loud and clear, "There will always be someone worse than you / Sister don't let it get to your head / 'Cause you won't be on top of the world so long / In constant competition" My ten-year-old brain found a new sort of peace. In my search for identity, I kept trying to prove to myself that I was better than someone else, and "Losers" provided a much-needed wake-up call.

“Bohemian Rhapsody” from Greatests Hits (1981) by Queen

The first time I heard it, Bohemian Rhapsody rocked my socks off. Sadie only had one cd worth listening to, and it was the Queen Greatest Hits album (1981). Bohemian Rhapsody was the first song on the album, so whenever we dance-jumped too vigorously, the cd player would reset to that song. I have so many fond memories of going to Sadie's house just to listen to queen. I heard this song was written about Freddie Mercury's diagnosis with HIV. When I listened to it as a kid though, all that mattered was how fast I could incorrectly recite the lyrics. Bohemian Rhapsody uses narration to construct a storyline that is positively engaging to listen to no matter how old you are.

“Re: Eat Your Brains” by Jonathan Coulton

"Re: Eat Your Brains" by Jonathan Coulton was the height of comedy for me at one point. The song is about two co-workers sharing a formal (although a bit one-sided) chat, but one of them is a zombie. I'd like to thank my parents for not murdering me after an 8-hour car ride of "Re: Eat Your Brains" on repeat. It was literally the only song on my iPod. The lyric "We're not unreasonable, I mean no one's gonna eat your eyes" absolutely cracked me up, and it still does. He juxtaposes the calm tone of our lead zombie, Bill, with the actual words he's saying.

“Ain’t No Rest For the Wicked” by Cage The Elephant

"Ain't no rest for the wicked" engages you with a funky beat, then pulls you into a plot which sheds a sliver of light on the nature of poverty and crime. The plot starts in the first lyric with "I was walking down the street when out the corner of my eye / I saw a pretty little thing approaching me." "Ain't no Rest for the Wicked" immediately wraps you up in a story that shifts voices which all come from similar perspectives. I used to blast it in the car with my dad. We would take long drives with the windows rolled down, and at one point I had every word recognized. Listening to this song still reminds me of feeling the wind on my face and being able to truly connect with my dad.

“Merry Happy” by Kate Nash

"Merry Happy" by Kate Nash is about recovering from a breakup and discovering your self-worth. Kate Nash uses repetition to remind herself that "I can be alone, yeah / I can watch a sunset on my own / I can be alone." She's trying to find worth in herself as an individual, and not as part of a larger unit. During middle school I struggled with self-identity. Though I didn't go through any romantic breakups, I didn't feel comfortable being alone with myself. Now, listening to "Merry Happy" I'm reminded of how far I've come and how far I will go. The lyrics "I can be alone, yeah / I can watch a sunset on my own / I can be alone" now remind me that I can do something that I once couldn't: I feel comfortable being alone with myself.

“Drive it like you stole it” Sing Street Soundtrack

During fall of my sophomore year, I watched the movie Sing Street. It was a coming-of-age movie that hit me just at the right time. I, of course, immediately downloaded the soundtrack. "Drive It Like You Stole It" is about standing up in the face of oppression, taking back control of your life, and never looking back. I applied it to my tendency to prevent my success. The lyrics remind you that "This is your life / You can go anywhere / You gotta grab the wheel and own it / You gotta put the pedal down / And drive it like you stole it." "Drive it Like You Stole it" utilizes imagery to showcase the metaphor that you have control over your future, just as you have control over a car. The song fills me with determination and willpower.

“I Like Giants” by Kimya Dawson

I listened to "I Like Giants" by Kimya Dawson and immediately burned through the rest of her songs. I'm not sure what the song means, but I think it ties together insecurities and a need to be insignificant in the grand scheme of things. Her stream-of-consciousness writing perfectly matched my rambling, tangled thoughts. Sometimes, when the world felt too overwhelming, I would chant "I am just a speck of dust inside a giant's eye / And I don't wanna make her cry." Kimya Dawson helps me escape when I need too and helps me marinate when I need to, and this song is the apex of that.

“They Can’t Take That Away From Me” Ella Fitzgerald & Louis Armstrong

This song is about a love snatched away by uncontrollable outside forces. "Can't Take That Away From Me" is romantic in nature, but it expresses all of the little ways you can love someone. Anecdotes are used to point out the intricate mannerisms of a person who won't be forgotten soon. This song was the send-off at my grandmothers funeral. It was incredibly grounding to hear at the funeral that even though she's gone, I've still got my memories of her and "They can't take that away from me."

#4 Pieces of my own Choosing

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sparklyeaglepoetry-blog · 7 years ago

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How to get around paying the over priced rate of car insurance for teenage drivers ?

"How to get around paying the over priced rate of car insurance for teenage drivers ?

Does anyone know of a reasonable insurance company for auto insurance ? We just added our teenage driver to our policy and it went up $400. She doesn't even have a car. I have a 2007 Dodge Charger and my husband has a 2004 Chevy Avalanche.

BEST ANSWER: Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr

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If I look for car insurance at the end of the year or month will I save money?

I've heard that if I insure a car at then end of the month or year I should save some money as the insurance companies want to meet there targets. How much am I looking to save if I they give me a deal?

Do you know how to find a cheap auto insurance online out there?

Where can I get the cheapest online auto insurance?

17 year old male car insurance!?

I am 16 (soon to turn 17) and I already have my lessons and car sorted out. If I passed my theory and practical test first time I am looking at getting a 1.0L Toyota Yaris in mid-September. I live in Blackpool (UK). I have been looking at quotes and insurance companies for ages but I can't find a consistent price. I was wondering (roughly) how much my insurance would be with and with-out a black box and any ideas for which insurance company to go for?

About how much money would car insurance for a 2003 convertable saab cost?

just some rough estimates. i know insurance places are different.

Does your parents car insurance increase when you get a drivers permit?

question above

Can my mom add my car to her insurance?

I'm 19 yrs old and i just bought a car, my car note is $300 a month and because i just got my licence the cheapest insurence i can find is atleast $250 a month (i cant afford that)... i have a used 2006 lexus is 250... i cant afford $250-$350 a month and was wondering if my mom could add my car to her insurance even though the car is registered in my name""

Where can i find cheap car insurance?

Motorcycle insurance?

I want to know what insurance company gives you a better quotel on motorcycle coverage. Allstate sucks I went down on my bike injuring my shoulder only to find out I get just $1000.00 maximum coverage for medical. Somebody help me find a new agent please. As always thanks in advance

Can i get insurance with a temporary license?

i'm here in cali but i failed my behind the wheel test but they gave me a temporary license to drive all by myself. can i still get insurance?

What is the best affordable Health Insurance in Las Vegas I'm 24 and don't have any medical conditions ?

What to do when you have no health insurance?

I dont understand what to do if I'm sick or hurt and I dont have health insurance. The government wont help me, my community has meidcal assistance available to pregnant women, low income families with minor children and those who are aged, blind or disabled residing in the community or in a nursing home. And I dont qualify for any of these, I'm only 21, I'm not pregnant, and I dont have children. -how come help is given to people that are less responsible, but the people that try to do right dont get help at all? I cant afford health insurance, I dont qualify for government help, and I cant afford to go the hospital outright and get charged thousands of dollars that I will never be able to pay!""

Health insurance for students?

im 19, fulltime student and currently on my dad's plan from work currentl around 300$ for just me. i don't really have any medical problems,i don't take or need ...show more""

How to get around paying the over priced rate of car insurance for teenage drivers ?

Cost of newborn delivery/childbirth(California...

I'm wondering what the cost is for delivery/childbirth is in California, without taking health insurance coverage into account? Just looking for a general number, but if you want more specifics: -My area is the San Francisco Bay Area (east/south bay) -When I say childbirth, I mean: admittance into hospital/actual delivery procedure (not cesarian)/3 day hospital stay I'm shopping for health insurance, so any number that you come up with to help me budget/calculate would help me out greatly!""

How much would car insurance for a 17 year old driver?

for a used hatch back that costs around 500

Insurance cost?

How much, on average, would insurance cost for a 17 year old?""

Insurance and tottalling cars.?

well my husband totaled our car and we havent done anything with the insurance people yet and im wondering are they going to cover losing our car if we have the lowest insurance on a car that we are still paying payments on??

Used 2006 mustang v6 insurance for teens?

how much do you think insurance will be for a teen ages 16-17. (estimate) will it be cheap or expensive because it is used. and what if it is under the parent's plan? thank you

Driving with provisional driver's license but car insurance is in my sister's name?

If i get pulled over will i get in trouble? The car is insured in my sister's / father's name I have a driver's license and eligibility to drive a car I did nothing wrong I'm just wondering if i ever get pulled over, will i get in trouble?""

Insurances?

what is a good insurances for pregnant woman i live in Idaho. thanks

Insurance quotes and reviews?

l've found a reasonable insurance price on a Vauxhall Corsa 1.0 litre Club, but l was curious as my Dad has never heard of this company so l reviewed it and it said 1* for most websites! Should l go by reviews or does it matter? l want to make sure that it is a reliable insurance company just in case anything was to happen! lt's called Brokerking. Thanks in advance xxx""

Car Insurance..6 Points..(read on)?

I got 6 points back in 2009 for speeding with a drink drive ban the same night! I don't need any lectures. I can easily say biggest mistake of my life! I done my time and still paying for it. I done a insurance quote without the 6 points and it was 600, with them it is 1300! (the drink drive ban included in both quotes) It is comming up to the 4 year mark where I can now get them removed from my licence, but I have to still declare it to my insurance even though there not on my licence any more..? (rehabilation offenders act..?) I have changed my ways and I drive very sensibly in low litre cars! Never want a fast car! (I am 23) I just use it for work my annual mileage is around 10k. These 6 points have raised it dramatically! Are there any insurance companies out there where I can only declare it for the 3 or 4 years? Or do I have to even declare it atall insurance companies are asking for 5 years, but they are completely off my licence after 4..I would of thought under the rehabilitation act I served my 4 year sentence now a 3rd party company (the insurer) is asking for 5..? Help on this will be greatly appreciated. Thanks""

Scooter/moped insurance costs?

I'm thinking of getting a scooter/moped as an alternative to a car. I'm wondering what the insurance would be like for a scooter (50cc) compared to a car (medium sedan)? I am an 18 year old female who recently obtained a drivers license.

What is the best car on cheap car insuRANCE?

I AM LOOKING FOR A CHEAP INSURANCE I AM 18 JUST PASSED

Will my dad's car insurance go up if I get my license?

I'm 19 and want to get my license without getting my dad's car insurance going up.

How much will my insurance cost?

I like in Florida, I own a 87' thunderbird no replacement coverage, I haven't been in any accidents, have no tickets and I took drivers ed, I've been driving for over a year and I want to be able to own my car so when I'm 18 my parents can't tell me I can't go out. How much will the monthly payments be on that?""

Can i insure my UK car with ROI insurance?

Hi, I am looking to insure my UK registered car with ROI insurance. I travel to and from Ireland but spend the majority of my time in Ireland. I would like to know which ROI insurance companies will insure my UK registered car and if the insurance would be valid for driving in the UK, if so, for how long ?""

Will doctors be required to accept health insurance?

Under the new health care law, everyone will be required to get health insurance, will doctors also be required to accept health insurance?""

How much is auto insurance in China for an American?

I'm studying in China for about 18 months. I want to buy a car there and drive it. I've already figured out the licensing stuff, no big deal, but how much/how do I get car insurance in China?""

Whats are some sites that i can get free car insurance quotes?

i live in michigan if that matters

Apartment Insurance?

I live in the basement of a house. Am I covered on my landlords insurance policy, or should I invest in renters insurance?""

Scion tC...how much woul i pay monthly with car & insurance?

Im 19, been driving for two years, no accidents, no tickets or anything like that. I juss ont know how muc it woud be monthly. if anyone knows please.""

What is the cheapest and best insurance for brand new drivers (16 year old guys)?

also how much would it approximately be?

What are the prospects of providing more Californians with health insurance in the future?

Considering we are producing more and more people without health insurance than other states, despite the fact that we paying the highest state taxes""

Insurance information for young drivers?

Im 22 years old. I currently on my mom's insurance so that it's cheaper and I recently traded in my other car and got a new one. How much do You think insurnace would cost if I got it on my own. I pay 130.00 now for full coverage? I don't get along with her and I wold perfer not to have her on my title. I was told I needed to have her on my title in order to be under her insurnace?

First car accident - forgot to get insurance info?

I just got into my first car accident ever today. I have his license #, plate #, address, cell number, but I totally forgot to get his insurance info. The CHP officer did come and file a report though. Do I still need to get it or amI ok? Am I supposed to report to my insurance company now or wait until 5-10 days after the report is finished? Sorry, this is my first time so I don't know anything. My car is is a 95 Honda and he drives a Lexus. There were only some scratches on his car (very minor damages) and mine is pretty bad. Any advice would be appreciated. Happy Vday to me. =[""

Question re: insurance premiums and taxes?

I've read that health insurance premiums can be itemized deductions. Any others? What about accident insurance I pay for out of my pocket? I pay for both accident and sickness premiums to the same company and pay for all my policies out of my pocket. Any help is appreciated.

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I was doing a price comparison check for insurance on my car after I've passed my test and it was around 1,400. I'd been entering that I had a full licence as I was looking for after I'd passed, I then changed it to say I only had my provisional to see how much it would cost to insure now so I can practice with someone sat in and it's only about 750. Why is it cheaper?""

How to get around paying the over priced rate of car insurance for teenage drivers ?

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I am renting an economy car for one day through enterprise. Any idea what the average cost of rental insurance they offer is? I'll be calling them later on. Just wondering ahead of time what I should expect to pay, on average. Thanks""

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Why is it important to carry car insurance if the odds of a major accident are quite low?

Its a stats question

Where is the best insurance company to insure a subaru wrx turbo?

Im 40 years old and am going to be buying a subaru wrx turbo ,can anyone suggest a good insurance company and how much roughly would it be to insure it fully comp .THANKS .""

Health Insurance question?

So I just turned 18 and I will no longer be covered through Amerigroup so was looking at some Health insurances to buy. I know the deductible is the amount you need to pay out of pocket before the insurance will start paying, but how will the insurance know when you have payed the deductible?""

Why do men have higher insurance rates than women?

Advice between life insurance and medical insurance?

I have 24 yrs old and am hesitating between life insurance which propose a cash back bonus of 25 % every 5 years on a 30 yr term policy and a usual medical insurance.? The premium cost for both are a little bit similar.

""What, in your opinion, is the cheapest auto insurance for a full coverage sports car?""

Hey guys, I need some serious help! I bought a 2005 Mini Cooper convertible last year and have always been on my familys insurance but I was dropped and I need insurance ASAP. What can I expect to pay monthly? I want to put it in my name, but I have tickets and a DWI (still havent gone to court for, so idk if it makes a difference, yet...) and a suspended license so I bet my insurance would be ridiculous! My fiancee also has too many tickets to be a candidate. I'm thinking about using my 63 year old Godmother who's the original signer on the car because she doesn't have any tickets or accidents so I figured the full coverage would be cheap in her name. She's the one who signed for my car anyway. I'm the cosigner, but she's totally cool with putting the insurance in her name if it saves me money. So, four questions... 1) How much would insurance cost for me? 2) How much would insurance cost for my Godmother? 3) What's the cheapest insurance carrier? 4) What's the average for a full coverage sports car? So yeah, I'm FULL of questions :D Feedback is appreciated, merci! BQ) Who do you have insurance with? BQ2) What kind of vehicule do you have? <3""

What is the least expensive general liability insurance you can get in Connecticut?

My father-in-law is a handyman who needs to renew or purchase general liability insurance, but he doesn't have the money. I'm just trying to help him out so he doesn't screw himself if god forbid something should happen on the jobsite. Thanks.""

Please help me! car insurance!?

So my friend is selling me his car. Its not payed off yet and he cant give me the title until it is payed off. He doesn't have insurance on it. Can I put insurance on the car, even though I don't own it? And can't I just put Liability on it even though it's still being payed for?""

""What are my options for car insurance, being a US resident who is taking classes in British Columbia?""

I am a student at Trinity Western University in BC, Canada. My current car insurance company will only cover me through March since I am in Canada and I am finding it hard to find an insurance company that will cover me. I am trying to avoid at all cost having to get the government-issued BC car insurance because I probably wouldn't be able to afford school (it is ridiculously expensive). Anyone have any ideas?""

Is there insurance for Antique Cars?

Hi, I have a 1971 chevrolet camaro. Wanted to ask if there was insurance for antique cars? I know i could just get liability for this car but i was wondering if i could get better coverage for my vehicle? Thanks.""

""What is the best cheap, reliable car insurance and why?""

So I'm buying car insurance by myself for the first time and need to know what you feel is the best cheap car insurance and why? And in case anyone feels like being a smart butt, yes I do mean in America lol.""

What's the difference between health and accident insurance?

What are the risks of getting cheaper auto insurance using friends/work address?

Getting a car insured in Hoboken is very expensive ($750 for 6 months). Some of my friends use their friends address (Say Edison address) and get much cheaper quotes. What are the risks in doing this? My friend also had a claim with no problems (but it was a minor claim). Please advise?

Is it possible to get car insurance in new york? sign the contract but not available?

I just bought a used car, and insure that car though an agency, they told me my insurance will be available at 0:00 next day. However, unfortunately, I involved in a car accident 2 hours later after I sign the contract. Is it possible for me to get insurance? What should I do? Is there anybody who can help me?""

18 year old with car insurance question?

okay, i live with my parents...daddy has a car and insured it and put himself and my mother under the insurance. On paper, i dont live with my parents. Okay my question is if i get a car and put a different insurance under my moms name will her gettin a car effect the cost of my dads isurance (the only reason i think it will effect dads insurance is that my mom is on his insurance).""

What's a good job with good health insurance not needing a degree or experience?

I'm a college student looking to find a good job that has affordable health insurance all on which i can find an affordable place to live. Most factory's that have these benefits start with a low pay rate that doesn't seem worth it (after gas is taken out). Any ideas?

What cars have cheap insurance for new drivers?

I have only been driving since january this year, i currently own a triumph spitfire that i have been restoring for the last two years, it is in really nice condition now and want something new, the insurance was only 756 for the first year which i was very pleased about. I want to sell my car an buy another convertible, but what cars have cheap insurance? i am looking into the the possibility of another classic or just a more modern car. all suggestions welcome. Thank you in advance""

""Hit another car, they have no insurance?""

I was turning left from a stop sign and hit into another car (checked both ways, had some parked cars blocking view but I inched forward to check before driving.) My car only has minor scrapes, his car has a broken headlight and some bumper damage. However, he told me at the time he has no insurance and wanted me to just give him cash on the street. I told him no, I would not pay anything unless we called the police which he did not want to do since he has no insurance. I am fully insured. We ended up both just leaving and I have his license plate number, name, and phone number. He has my license plate number only. Without insurance, can he try to get any money from me? Just wondering if anything should be expected of this situation...""

Goal to live without having to have life insurance in the future?

Democrats: So will there be fine for not having health insurance or not?

When I asked this question just yesterday, Democrats assured me there wouldn't be ANY fine for not having health insurance - it was an OPTION.""

1999 Camero Insurance Question.....?

Hi, my son is turning 16 and our friend has a camero that his is going to give him a good deal on and I know because its a sports type of car insurance is going to be expensive and he is young...... does anyone have a quote or in the business and has a ballpark number? Thanks""

How to get around paying the over priced rate of car insurance for teenage drivers ?

https://www.linkedin.com/pulse/does-aaa-offer-short-term-car-insurance-daryl-preisentanz"

0 notes

clearsandwicheagle-blog · 7 years ago

Text

Cheap motor insurance?

"Cheap motor insurance?

hi everyone... my hubby is tinkin of getting a new mitsubishi lancer sports edition (A) as a weekend car. only problem is insurance. he's 24yrs old n just got his license a week ago. he's been ridin a bike for the past 4yrs but insurance companies say it is not counted as driving experience. N their quotaions are arnd $4k which is very ex... any help will be greatly appreciated thx:)

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

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Would removing state control and regulations on insurance companies bring down insurance cost? Right now there are 50 separate markets in the USA for health insurance. In each one, the cost of policies is based a profit mix of that particular market. Would removing state boundaries and allowing insurance companies to design policies at the national level rather than the state level make insurance more affordable? Shouldn't we try a reasonable approach such as this before leaping into a federal healthcare plan?""

Why should my family's insurance go up if i get a car?

I'm 17 and am currently on my parents insurance plan, so there are 3 of us with only 2 cars. I'm listed on the truck, b/c it has more horsepower. I'm about to buy a '92 Prelude, and they said the insurance would go up about $122 for 6 months. This doesn't seem too bad, but if i'm now driving my own cheap car, why is that a greater risk than driving the truck with full coverage, not just liability? It seems like it should almost go down, because there's a lower chance that i will crash up one of the more expensive/higher hp cars. Is that just the way it works or is there a better option for me? My agent also said my own policy would make it even more expensive, which i could see, because we wouldn't get the multiple driver or car discount.""

Estimated Insurance Costs for Pest Control Business?

Hello, I have been considering starting a Pest Control business. I'd mainly like to focus on the removal of animals, however from a business stand point it would be much wiser to handle pest insects as well. Our state breaks down the minimum insurance you need which I will list below. I was hoping someone could give me just some reasonable estimes of what these types of insurances would cost based on the information I provide? If needed, I live in Rhode Island and based on looking at similar local businessed and their NAICS codes, the industry would be #325320. RULE 21. FINANCIAL RESPONSIBILITY (A) Each applicant for commercial applicator licensing shall show proof of financial responsibility to consist of either: (1) A performance bond drawn payable to the State of Rhode Island in the amount of $20,000 per job, or (2) The following minimum insurance coverage: Comprehensive General Liability (ground application): Bodily Injury Liability - $20,000 each occurrence - $40,000 Aggregate Property Damage Liability (Including completed operations and chemical or pollution liability) - $25,000 (B) Each applicant for commercial applicator certification shall show proof of financial responsibility to consist of either: (1) A performance bond drawn payable to the State of Rhode Island in the amount of $50,000 per job, or (2) The following minimum insurance coverage: Comprehensive General Liability (ground application): Bodily Injury Liability - $50,000 each occurrence - $100,000 Aggregate Property Damage Liability (Including completed operations and chemical or pollution liability) - $50,000 (C) Each applicant for commercial applicator certification in Category 7(c) Fumigation shall show proof of financial responsibility to consist of either: (1) A performance bond drawn payable to the State of Rhode Island in the amount of $100,000 or (2) The following minimum insurance coverage: Comprehensive General Liability: Bodily Injury Liability - $100,000 each occurrence - $300,000 Aggregate Property Damage Liability (Including completed operations and chemical or pollution liability) - $100,000 (D) Each applicant for commercial applicator licensing or certification, who applies pesticides aerially, shall show proof of financial responsibility to consist of either: (1) A performance bond drawn payable to the State of Rhode Island in the amount of $100,000, or (2) The following minimum insurance coverage: General Liability: Bodily Injury Liability - $100,000 each occurrence - $200,000 Aggregate Property Damage Liability (Including completed operations and chemical or pollution liability) - $100,000 (E) Financial responsibility required by paragraphs (A) (D), where appropriate, shall not be required of persons whose pesticide application activities are part of their duties as governmental employees.""

Trunk Insurance vs. Car Insurance?

I recently changed cities on my auto insurance going from a Cleveland, OH zip code to an upper middle class Cleveland suburb and my rates fell more than $200/half...I drive a '99 S-10, just a regular pickup truck, I am in the market for a new vehicle and ideally it would be a full size truck (Chevy Silverado or GMC Sierra half ton)...my agent has the exact truck I would like to buy, so I asked him what that truck would be insurance-wise for me. It automatically went back up to what I was originally paying in Cleveland...around $650/6 mos. Other variables of my car purchasing ordeal are that I took a buyout from General Motors and I got a vehicle voucher included in the buyout, so another option for me is to get a Chevy Malibu which I could basically drive off the lot for zero money...I've been reading that sometimes car insurance can be more than insuring a truck, with the information I've provided can someone help me out and estimate if my insurance would be more for a basic/no frills 2011 Chevy Malibu or a 2011 Silverado/Sierra with some bells and whistles...and also, do Insurance companies look at the more options a vehicle has as being more to ensure??? any answers would be appreciated""

How much is car insurance for a 16 year old?

Im 15 about to be 16, and im getting a 2000-2005 jeep grand Cherokee Laredo. But I don't know how much the car insurance will be for me. I live in Florida U.S.A. Please help !""

Question about getting car insurance for mil!?

Long story short my mother in law lost her car insurance and can't afford to get insurance back my question is can my husband put her and her car under our insurance?!?

Does Obama think $600 per month is a low price for health insurance?

Whats a good car with low insureance and good gas mileage!?

im looking for a car that had good gas mileage and low insureance. i was really looking into a jeep and trucks and some cars.. that looked sporty.. but i know sporty cars have high insureance.. im looking for somthing that will be a good first car..but im not sure...

Am I still eligible for unemployment insurance if I move out of state?

I currently receive bi-weekly unemployment checks. I live in California, but in a few months, I will be relocating to Texas. Basically I just need to know if I will be receive insurance from another state. Thanks!""

Unemployed 18 to 25 year olds forced to have health insurance under Obamas plan?

if you where laid off, then your ok. But if you quit your last job you will be required by law to keep health insurance or be fined $2700/yr. And by the way thats $225/mo. for the ...show more""

How much is Ferrari insurance?

How much would it cost to insure a 16 year old for a 308 Ferrari that is worth $20,000""

Can insurance for young drivers ...?

i want to buy a bmw 3 series convertible m sport diesel 2litre. the buying price is 13000 approximatley, unfortunatley i am 18 years old and this seems to be playing against me when it comes to insuring the car. i do not want to go down the line of fronting or breaking the law, but is there any way at all i can get a decent deal on insurance!? even if it means insuring myself to drive any car .. if that's possible?? any help would be appreciated. thanks!!""

California Traffic School Twice Within 18 months?

Can I do traffic school twice in California within 18 months? From what I think I understand the first citation is kept confidential. The second within 18 months is not. Can my insurance company raise my rates even though I did happen to take traffic school even though it was twice within 18 months. Will my insurance rise, if so how much?""

Does the Affordable Health Care law really prevent insurance companies from denying pre-existing conditions?

They say that now, insurance companies can no longer deny insurance to people with pre -existing conditions. So what was HIPAA passed in 1996 for? This law states that insurance companies CAN NOT deny people with pre -existing conditions. The only change I see is it gets rid of the 12 month exclusion period. I had two aunts with lupus, both lived in California and had insurance, until they moved to Texas. If they could have kept their insurance, they would have, but for some odd reason liberals are against insurance across state lines. They had no problem finding insurance, they just had to be out of pocket for 12 months. HIPAA also states that if you can go six months without any medical visits, advice/procedures, insurance companies are not allowed to look further than that and must not apply the exclusion period. So did the Affordable Care Act really stop insurance companies from denying coverage for pre existing conditions, or was it ALREADY a law? http://www.dol.gov/ebsa/faqs/faq_consumer_hipaa.html""

Can i buy a car and still be under my mom's insurance?

I have enough money for a car. I was just wondering if i could buy a car and have the title under my name and still be able to be under my mom's insurance. i may be able to buy a car but my own insurance may be pushing it.

How much does car insurance cost?

Im 19,, looking for a first car,, whats the cheapest car to insure? How much about would it cost?""

Can you be on someone other than your families car insurance?

I just want to know if it is an option to be on someone other than your families car insurance. Like a friend's or whatnot. Or is car insurance for one family only.

""What would you do? Really want a baby, but afraid of losing insurance.?""

I know this is just for my husband and me to decide, but I'd like to hear what other people would do. We really want to have a baby (we've had two losses in the past). We've paid off our bills and have some savings for a house (we'd like to buy one in about 5 years). The only thing stopping us now is that his job can be unstable and, although we'll continue to be fine financially, I'm afraid of losing insurance. Would you take the risk?""

Recommend me a cheap car to buy and insure?

I've just passed my driving test and all I'm wanting to drive is a runabout for a year just to get me started. Wanted one for below 1000 and cheap insurance is needed. What do you guys recommend?

Long term care insurance - John Hancock or Genworth?

Which is a better company to go with, any thoughts? Long term care insurance is so expensive and I don't want to make a wrong decsion, thanks for your help!""

Cheap motor insurance?

Average moped cost for 21yo student?

Im thinking of getting a moped to run around on as its so much cheaper than a car and was wondering how much this would cost. I can find the moped but how much would the tax, insurance etc be? Im a female 21 year old student, from england if that helps at all for working out the insurance.""

Can you have 2 different cars with different insurance?

my grandma bout a car for me, im only 15 so shes gonna give me the car when i turn 16 which is in january. she went down to L.a ( we live in california by the way) to buy the car with her nephew in law. shes 62 and half blind and doesnt have a license so she had to put the car in his name. but SHE paid for it. i told my mom and she was like if she wants to put the car in my her name she can. cuz me and my mom both know that her nephew in law could call up the police and say she stole his car, cuz the car is legally in his name and so is the insurance. and this man is very very crooked, he doesnt have a job and even steals money from his wife. he tried multiple times to steal the car so my grandma locks it in the garage. she even offered for him to buy the car off her for 300 dollars when she paid 1600 dollars but he wanted the car for free. now he is a...stupid man and he does not yet realize that he could call the cops and get the car easily so im trying to get this done as soon as possible. he aint paying for nothing on that car. im not worried that this man taking the car means i wont get a car. im worried that he might cheat my grandma, and that just doesnt site with me. he seems to catch and attitude with her when im not around but when im their i dont here no problems. so can i my mom get the car in her name with two different insurance providers and can the insurance still be in his name but the car in my moms name. and what if he refuses to sign it over can we still get the car. im sorry i had to air out my dirty laundry but i needed to release this anger""

Free car insurance??

My partner just called up his car insurance company to have me down as a named driver on his car. all the asked for is my name, DOB and my occupation. and they said there is no charge its free. Is this for real?? why is it free?? nothings free these days lol i also only have a provisonal""

Insurance question on jeeps! help?

Im moving out in a month and a half and am very worried about insurance because i don't know if i can still be under my parents insurance if im not living with them. Questions: 1) Can i still be on my parents insurance if i move out? 2) looking to get a 90's jeep tj wrangler or sport. what one is better on insurance? 3) how much is insurance on a jeep? (wrangler and tj sport) ** im 16 years old in GW drivers training which lowers my insurance. im turing 17 soon my parents have not had any car accidents and i haven't either and don't plan on getting in an accident lol.**

""Just got a quote for 10,000 for my car insurance?!?!?""

i was getting a quote from comparison websites and the cheapest quote i received was 10,000. i also put my mother on the policy who has over 25 years driving experience and also switched to third party. what else could i do to lower the insurance costs.. im buying an audi a3 but is there any other way i could lower the insurance, thanks everyone""

How much do 22 year olds pay for car insurance?

""In Connecticut, Return Licence plates first? or end car insurance first?""

ANYONE WHO KNOWS ABOUT CONNECTICUT DMV & POLICIES! HI, i'm trying to take my car out of my insurance, do i return the plates to DMV or end insurance first???? helppppp""

Cheapest auto insurance in PA??

for a non-standard driver.

My insurance company will not change car details?

I have been thinking of purchasing a brand new car this year and today went ahead with the purchase, well at least put a deposit down with a 12 week wait. I have been driving now for a year and a half. and at aged 28 thought I would be out of the range of a silly driver by now. However, after phoning my insurance company to ask for a new/updated quote for the insurance they are telling me that they will not insure me on a new car due to my lack of experience. I am of course going to still have the new car as most other insurance companies will insure me on the new car at a fairly reasonable rate. infact only 100 pounds a year more than my current car. They are still howver going to charge me a 30 cancellation fee and will obviously lose my no-claims for the six months. Does anybody have any idea as to a way to approach the company or make a complaint or should I just forget about it and move on?""

Can other people drive my car with my insurance?

I am going on a road trip with a friend but I don't want to drive the whole way. I have AAA insurance, will it cover my friend if she drives my car part of the way? She has state farm insurance if that makes any difference.""

Does car insurance really go down at age 25?? how much?

How much does car insurance go down when a person turns 25? How much can I expect mine to go down? I am a woman now paying 82 a month. I have nothing on my record, no tickets, accidents, claims in my life (8 years since 16)""

Marine Insurance?

Why do the Underwriters enjoy an apparent freedom to give seven days notice and announce an area a war risk zone and, effectively, arbitrarily withdraw insurance cover? - like cases in the Straits of Malacca -""

""Can a licensed driver, drive my car without having insurance?""

#1. I am insured under my parents Allstate Auto Insurance. My boyfriend is a licensed driver but does not have car insurance. If he drives my car and something happened, would Allstate cover it? #2. In a previous state, we were given the option of adding him to the plan or not allowing him to drive any of our vehicles. We signed the agreement that he would not drive our vehicles. Now, in a different state, would that follow us? #3. If he were to get insurance, I was told, a driver can not get insurance unless their name is on the title? Any help is greatly appreciated!""

Why is my car insurance quote 1700 more if women and men are meant to have the same premium?

After an EU court of justice ruling I believe that male and female insurance is supposed to be the same? I have a quote as a male at 2800 whilst 1100 as a female? these were found on a comparison site. Why is this allowed and what can I do about it? thanks!

Can You Give Me Any Tips for Finding Low Cost California Medical Insurance?

Is is fair that car insurance should be cheaper for girls than for lads?

How much life insurance is sufficient?

my husband just got a raise and we are thinking about raising our life insurance. I have 6 children. what is the best way to estimate how much is enough.

Is it possible to get affordable car insurance?

How can I get affordable car insurance without really sacrificing the kind of coverage that I get? I just want to be able to pay less for my car insurance buy still get good quality.

How much is motorbike insurance for a 125cc bike roughly?

Im 17 at the moment but will be 18 on the 2nd of June. Not sure what bike I want yet but where I live you can get to anywhere that doesn't need transport. The nearest shop is 4 miles away. I have no public transport around here either. I would like a rough guess at what a 125cc bike would cost to insure on a year or 3 month basis? Thanks :)

Should I get $500 deductible or $250 on car insurance?

does it make sense to get higher deductible to save premium or is that a scam? clubny2007 coming soon

""What to do, can't afford Automobile insurance 17 year old male.?

I'm 17 been driving since i was 15 i have quite a few tickets but no moving violations never once. only expired tags and stuff like that. i had insurance all when i was 16 in my name $130 a month. well i lost my job and all i moved out of my moms and on my own now and i got another job but that barely covers rent and food money. i went everywhere last few days and can't find insurance cheap. everyone tells me its $250 down and 200 a month. the cheapest i found it was $200 down and $160 a month im in Houston Tx and its a 94 mustang Gt im trying to insure. Seriously what do they expect me to do? im a 17 year old kid and they expect me to pay out the *** for insurance? how do they expect me to do that? what should i do? i got a 25 mile drive to work everyday what would u guys recommend me to do? all seriousness though i dont wanna get car impounded.

Do you pay a lot of money for car insurance where you live?

Wher so you live an dhow much does it cost. I live in NY it the sh*t is HIGH.

Is my credit card insurance enough for car rental?

I do not live in the US and do not have a car insurance policy in the US. I will rent a car when I visit and use my credit card to do so, but is the coverage that comes with the credit card use enough? Should I also purchase the rental company's policy?""

""I'm about to take my driving test & want to buy a new car, any recommendations for cheap purchase & insurance?""

I'm about to take my driving test & want to buy a new car, any recommendations for cheap purchase & insurance?""

Where Can I Get Checp Car Insurance?

Hi everyone, please Where Can I Get Checp Car Insurance? i live in CA""

Cheap motor insurance?

Insurance question?

What is better on insurance if you have a spotless record: 2007 PT Cruiser Touring Edition 2006 Toyota Corolla LE Thanks in advance!

Getting into a car accident with a 16-year-old uninsured driver?

I live in San Diego, California. I recently got into a car accident with a 16-year-old uninsured driver, who was using his mother's car at the time and had two underaged passengers. I was in a business area (25 MPH) and I was switching lanes into the right lane. I had my right hand blinker on and was in the process of switching lanes. The 16-year-old driver was speeding and quickly hit my front right end. I had a witness - who reported two things - with the police, he reported that the 16-year-old tried to avoid me by getting into the bike lane, but then reported with my insurance company that the 16-year-old ran straight into my car at 50 MPH. They are currently finding me 80% at fault because of the police report. The police report was obviously misrepresented. What steps can I take to fix this?""

Sportbike Insurance...?

Where is a good place to have motorcycle insurance through. My husband is looking into buying a Suzuki gsxr and we are trying to find something cheap or reasonable.

Health Insurance for diabetics?

If i were to get health insurance and then marry my girlfrind (who at the moment is pregnant) do you think that she would be able to get on my insurance even though she has a pre-existing condition of type 1 diabetes? She can not get her own insurance because of it, only if her work provides and her work does not and the job market is still rocky. So what would we have to do to get her insured?""

How do we work with insurance companies in California?

We are a Southern California Drywall Company and would like to work with insurance companies. How do we get started?

How to check a car has insurance or not?

All the information I know: car plate number, vehicle identification number and a expired Progressive insurance policy number. Can I still check my car current insurance online?""

Help with moral dilemma with car insurance.?

Well money is tight right now and I'm shopping around for a new auto insurance. I live in CA and so far the cheapest one I've found is Mercury insurance. I was playing around with the different personal criteria having fun wondering if having a different profession or having a college degree would change the premium. I found one option significantly changed the price and that was if I selected a different location where I principally garaged my car. The premium changed by about $200 for a year of coverage. It was based on zip code and I put the one that I used while I was in college which is in northern CA but I m in southern CA. Would the insurance company ever find out about that or how would they know? I could make some excuse if it came down to it like I intended to park there since I was planning on attending graduate school there. I don't know if the insurance company could not cover me if they found this out. I don't know what to do. $200 is a lot now.

Would fitted speakers in my car increase the insurance?

I love my music, especially dance music (can't get enough of Pjanno and Rolex) but I'm worried that the insurance might go up if I fit speakers in my car because in comparision websites, one of the sections talks about additional equipment on your car. If so, how much will the insurance go up by? getting quotes for around 1200 atm""

Insurance rates were lower in california - for car?

i always have a california car insurance and see that it is always lower when compared to other states.. why is that.. on the other hand,i have always heard that car gettting stolen is highest in californiaso so i guess the insurance premium should be higher then why""

Is get auto insurance a good insurance company?

I found getautoinsurance.com on line while looking for cheap auto insurance. Is this company a good company, or is it for real?""

""Car accident, insurance coverage, process?""

I had an accident with another car on the highway, road condition was icy. I traveled with 46-50 miles/hour, kept the car in my lane, followed the cars with normal distance. The other car - one lane or two lanes to the right of me hit an icy spot and crashed into the right side of my car at the door and partially the right fender. I had no damage in the front side of my car, but the front of the other car is damaged substantially. First she admitted that she hit an icy spot, but gave the police another untrue statement about the accident. No tickets were issued by the police. We both have full insurance coverage. The damages on both cars clearly indicates, that her spinning car caused the crash. I already contacted my insurance company. Is there a chance that the insurance companies will be able to work this out and her insurance company will pay for the repair on both cars? Therefore, I will not have to pay my deductible amount? Can the ins. co. override her statement if the independent investigation indicates that her car caused the accident ? Thanks for your answer.""

Car insurance needed to fix car?

I got a scratch on my car and I think I just need a paint job and for them to sand it. Do I need to inform my car insurance or anything to get it fixed and will they inform my car insurance if i went to get it fixed? The problem is my car is under my mom's name as well as the insurance if she found out i scratched the car she might flip.

""Hi, I Need to insure my car and I am have no idea which insurance company is best and cheap plz help!!!?

And I need to do it today. Anyone knows how to do it quickly and which company is really and cheap and meets the NYS dmv requirements?

Car insurance for new driver that will not drive far..?

HI, I am turning 17 in november, and already looking at cars. The cars i am looking at are getting insurance at over 5000 (im male) a year fully comp! The car is only like 2500..... The thing is i will barely use my car as i live really close to school, so will walk all weekdays - especially as i am banned from parking in school as i live too close. I will occasionally use it on weekends - but if i go out in the evening im not going to take my car - drink driving.. So the only time i will use my car is quite alot in the holidays and very occasionally on some weekends, and therefore think 5k for a few car trips is ridiculous.. So is there any form of insurance where you pay for how far you drive? BTW the cars i was loooking at are 1L's, peugeots and vauxhalls mainly. These ok? Im looking at nothing over 60,000 miles and 7 years old max - i think i will do 3000 max a year. IM looking to sped about 2500 on a car, but need cheaper insurance than that! Hope you can help Many Thanks""

Life insurance / suicide clause?

My husband committed suicide 3 weeks ago, and left me w/ a lot of bills and 2 kids. He has some insurance policies, some of which he has had for 20 years. My question is, will the older policies most likely pay, or will they dispute, or can they??? I don't know much about these things. One policy said they would pay, but now I can't seem to track anyone down since I sent in the paperwork.. Any ideas?""

""In Texas, do you need Liability Insurance (if you don't own a car) to obtain a valid drivers license?

Do you need liability insurance if you don't own a vehicle?

Harley Davidson Insurance -Typical Cost?

I am a 19-year old male who has been riding a motorcycle for about 3 years and took a rider safety course. I was wondering what possible insurance costs would be for a Harley 883 Sportster, probably a 98 or newer (probably nothing newer than a 2005 though). Specifically, I was wondering about American Family Insurance (but any general info would be appreciated too). I am looking to upgrade my bike (along with the size of my engine, ive been driving a 250 for a while now). I beleive american family cant even cover sport bikes for a rider like me, so i was thinking about getting another cruiser/standard style bike. i have kind of been drawn towards Harley, but if insurance is too expensive, ill have to look for something else. Does anyone have any other suggestions for bikes? or general info? thanks""

How much would car insurance be for an 18 year old male?

I currently am under my mom's car insurance and I have a 2000 Ford Focus. I plan on trading that in for a 2012 Ford Focus, and I was just wondering how much it would cost for me to insure that car. My monthly insurance payments aren't that expensive. I just don't want to be paying more than I can afford.""

Is medical payments coverage needed in auto insurance?

How important is medical payments coverage auto insurance coverage. I currently have at as $10,000 coverage. Is this over kill? I have health insurance (HSA) that has a $5000 deductible per year, after that it's covered 100%. thx""

Insurance and child support?

If my husband provides insurance through his work to his daughter and is also paying child support on her is he going to be responsible for the co-pay everytime she goes to the doctor? His daughter also has a secondary insurance through the state that her mom collects we were just wondering if the secondary insurance would pay or who would be responsible. The mother or him???

How do I get my insurance website to bring up quotes?

I want to start an online insurance company but would like to know how I go about getting the website to bring up quotes like with other insurance companies. How do I go about doing this I'm very serious about it so would like serious answers please thank you.

Where can I find a cheap but reliable enough car?

Ok... so my car died all of a sudden on me and now I am left trying to find rides. Riding the bus/other public transportation is uneconomical and too time consuming because I live far from work. I am unable to afford a car payment AND insurance (since the cheapest insurance I can find is around $140-150 a month. it wasn't even that high when I was 17). Where can I find a cheap car that won't break down? I can't buy from a private seller because I don't have any money. I can only afford to pay something month to month.

Am i paying too much for car insurance?

I am in my early 30s. A single male, no kids. I have a pretty much spotless driving record. The only ticket i have had in the past 10 years that i can think of off hand was for not using a turn signal, that was over a year ago. Other than that, nothing in around 10 years. No claims on my insurance in over 10 years either. I drive a 2001 Ford ZX2, its a compact car-for those not familiar with it , it would be similar to a Chevy Cavalier or Dodge Neon. Oh, im paying $700 every 6 months for full coverage car insurance through Nationwide. I have been with them ever since i started driving. This seems like alot. Is it? My friends tell me im overpaying, yet when i call around other places to get quotes i never find anything cheaper. In fact several places have told me to stay where im at. I dont have a problem paying it, but im just trying to find out if this sounds about right and fair as far as the price goes. Anyone out there a insurance agent?""

Car Insurance. 50/50?

I was in a minor car accident like a month ago. and they've finally almost resolved the claim. It's probably going to be 50/50, now how will that work out in terms of money?? As in, I had an estimate of the cost it would have took to fix my damage, am I gonna get half of that?""

""Car insurance,guy hit my car,cited by police,now denied it?""

my niece was involved in a traffic accident she was hit by a guy who suddenly changed lane from her right side he was cited by the police but now he fight them saying that he didnot hit my niece car when he changed the lane our car was completely damage and our insurance already paid us and said they will claim on our behalf with his insurance we just been suponea by the police to be witness at the court and the prosecutor told us that he might not be able to convicted him because his car did not show damage on the picture and the prosecutor advise us to let him propose to them to write us a check of $500 to cover our deductible he gave us the check but we did not cash it yet can they said now that they are not responsible for the hit and our insurance cannot claim them no more which mean that our insurance will cover the accident on their own and affect our premium? the whole bill for car+doctor is less than $9000 can someone tell me what will happen now ,we are honest people ,we really do not understand why the other part try to do this,they have insurance too please advise,thank you so very much""

Cheap motor insurance?

https://www.linkedin.com/pulse/auto-insurance-agents-tennessee-does-my-17-year-old-permit-phillips"

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